The roots of private lending date back thousands of years to Ancient Rome, when wealthy landowners and feudal lords used their land and property to obtain collateralized loans. Fast forward to modern times. Private lending has really come into its own since the economic crisis of 2008. Following the Great Recession and the ensuing heightened […]
An Employee’s Lapse in Ethical Behavior—No Matter How Small it May Seem—Can Have a Compounding, Negative Effect on the Entire Workplace.
Think you are a person of integrity and that you bring the highest standards of ethics to your workplace each day?
Despite hundreds of pages of policies, codes of ethics, codes of conduct, organizational values, and […]
Anyone Can Claim to be a Leader, but the Key Question is: Will Your Team – and Success for your Business – Follow?
Good leadership is like the light, permeating into every aspect of the business; and poor leadership is like the shadow, darkening many areas of the organization. What is the cause and effect of […]
Private Lenders Need to Be Aware of How the Fair Housing Act Can Impact Their Success.
The Fair Housing Act was designed to protect against discrimination and unfair practices in the process of purchasing residential real estate, including applying for and acquiring a reasonable loan. For private lenders, it’s essential to understand how the Fair Housing […]
Deeper Meaning: Today’s Concept of Fair Housing Goes Beyond Title VIII of the Civil Rights Act of 1968.
The Fair Housing Act (Title VIII of the Civil Rights Act of 1968) originally introduced meaningful federal enforcement of laws guaranteeing that no person could be denied the ability to buy or rent a dwelling because of race, color, religion, sex, familial status or national origin.
Now the concept of fair housing has even broader reach, […]
January 2017: Fannie Mae announces it will back $1 billion in debt collateralized by single-family rental homes owned by Blackstone.
Whether you are a private lender, new or seasoned real estate operator, or real estate agent, this is important news. The government has rubber-stamped that we are becoming more of a rental nation.
How can we […]
Establishing your personal investing fundamentals is the most important—but often overlooked—aspect of real estate investing.
One of the secrets to success in the real estate investing arena is so secret it hardly ever gets mentioned. Seasoned industry professionals believe it’s the very first aspect of becoming a successful real estate investor that anyone nails down.
None of […]
Welcome to the world of financial engineering. Allow us to introduce you to the power and simplicity of some basic financial engineering techniques that will expand your business opportunities, allow you to entertain new lending strategies and help you understand that when Wall Street does financial engineering (referred to hereafter as FE), it is what […]
According to a study conducted by the online real estate site Trulia.com, becoming a homeowner is still as important as ever among consumers. In 2016, 75 percent of those surveyed said they dream of becoming a homeowner one day, although 22 percent of respondents expect it to become increasingly harder to acquire a mortgage.
If you […]
Throughout the last decade there was a considerable investment made in executive training. A poll conducted by researchers from Harvard University showed 70 percent of Americans considers leadership crisis a significant factor in the national economic decline. This is a very confusing situation – on the one hand, we see a rising demand for leadership […]