MMartorella

/Melissa Martorella

About Melissa Martorella

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So far Melissa Martorella has created 2 blog entries.

AAPL Opposes Florida’s Re-Attempt to Regulate Private Lending

By |2019-03-29T13:35:55+00:00March 18th, 2019|Legislation, News Story|1 Comment

Current bill aims to remove the long-standing business purpose exception from mortgage lender licensing In 2008, the United States Congress passed the Safe and Fair Enforcement for Mortgage Licensing Act (SAFE Act), which required all state regulators to regulate mortgage loan originators who originated consumer loans secured by 1-4-unit residential properties (“Dwellings”). The states were [...]

By |2019-03-29T13:35:55+00:00March 18th, 2019|Legislation, News Story|1 Comment

Non-Bank Lenders Are Making a Big Splash

By |2019-02-04T18:36:13+00:00February 1st, 2019|Legal, Private Lender|0 Comments

Non-bank and private lenders are beginning to dominate the mortgage landscape. The aftermath of the 2008 housing crisis shined a light on how bank lenders tried to walk a fine line funding and selling mortgages. Rather than taking the traditional route of funding loans with bank deposits, many banks used lines of credits or so-called [...]

By |2019-02-04T18:36:13+00:00February 1st, 2019|Legal, Private Lender|0 Comments

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