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/Melissa Martorella

About Melissa Martorella

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So far Melissa Martorella has created 3 blog entries.

GRC Update: New Jersey Passes Licensing Law for Nonbank Servicers

By |2019-09-30T20:03:03+00:00September 30th, 2019|Legislation, Private Lender|0 Comments

New Jersey is but one state where challenges  to private lending are occurring. AAPL’s Government Relations Committee (GRC) is constantly scanning nationwide legislation to review for current changes to the law that could affect private lenders. Once the GRC is aware of a potential issue facing our community, we serve as a  voice to make [...]

By |2019-09-30T20:03:03+00:00September 30th, 2019|Legislation, Private Lender|0 Comments

AAPL Opposes Florida’s Re-Attempt to Regulate Private Lending

By |2019-03-29T13:35:55+00:00March 18th, 2019|Legislation, News Story|0 Comments

Current bill aims to remove the long-standing business purpose exception from mortgage lender licensing In 2008, the United States Congress passed the Safe and Fair Enforcement for Mortgage Licensing Act (SAFE Act), which required all state regulators to regulate mortgage loan originators who originated consumer loans secured by 1-4-unit residential properties (“Dwellings”). The states were [...]

By |2019-03-29T13:35:55+00:00March 18th, 2019|Legislation, News Story|0 Comments

Non-Bank Lenders Are Making a Big Splash

By |2019-02-04T18:36:13+00:00February 1st, 2019|Legal, Private Lender|0 Comments

Non-bank and private lenders are beginning to dominate the mortgage landscape. The aftermath of the 2008 housing crisis shined a light on how bank lenders tried to walk a fine line funding and selling mortgages. Rather than taking the traditional route of funding loans with bank deposits, many banks used lines of credits or so-called [...]

By |2019-02-04T18:36:13+00:00February 1st, 2019|Legal, Private Lender|0 Comments

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