Private Lender

/Private Lender

These are articles that have already been published in the printed Private Lender magazine.

Private Lender Outlook

By |2020-03-31T19:57:14+00:00March 31st, 2020|Business Strategy, Private Lender|0 Comments

Here’s how 2020 is shaping up for private lenders. What is the state of the private lending industry in the U.S.?  Unlike the national housing market, there is no such thing as a national private lending market. There are 392 defined Metropolitan Statistical Areas (MSAs) in the country. If you consider the distribution of the remaining regional economic markets outside [...]

By |2020-03-31T19:57:14+00:00March 31st, 2020|Business Strategy, Private Lender|0 Comments

The Coronavirus and You

By |2020-03-31T19:36:54+00:00March 31st, 2020|Market Trends, Private Lender|0 Comments

How the coronavirus is affecting the private lending sector  With the world reacting to the effects of the fast-spreading coronavirus, health officials and economists alike are looking to history to help predict both its advance and its lasting impacts. Nothing recent—like H1N1, SARS, Ebola or the seasonal flu—have proven accurate or particularly helpful models.   Instead, scientists and the media are increasingly making comparisons to the [...]

By |2020-03-31T19:36:54+00:00March 31st, 2020|Market Trends, Private Lender|0 Comments

Designing Nonperforming Note Funds

By |2020-03-27T18:57:11+00:00March 27th, 2020|Business Strategy, Legal, Private Lender, Taxes|0 Comments

The fund structure, accounting methods and other strategies must be considered in addition to securities compliance. A nonperforming loan (NPL) is a type of note that is in default, distressed, delinquent or otherwise dilapidated. NPLs are interchangeably used with nonperforming notes, distressed debts or distressed loans. Generally, an NPL holder no longer anticipates repayment from [...]

By |2020-03-27T18:57:11+00:00March 27th, 2020|Business Strategy, Legal, Private Lender, Taxes|0 Comments

5 Questions to Ask When Scaling Your Real Estate Business

By |2020-03-16T20:25:31+00:00March 16th, 2020|AltAngle, Private Lender|0 Comments

Creating a successful business requires forward planning and strategic thinking. Before planning to scale your private lending business, it's important to gather detailed information that will help to inform your decisions. In the spirit of the internet’s buzzword “scale,” here are five questions you need to ask. 1.What Are Your Strengths? Every business has its [...]

By |2020-03-16T20:25:31+00:00March 16th, 2020|AltAngle, Private Lender|0 Comments

The Advantages of the Debt Yield Ratio

By |2020-03-16T20:19:02+00:00March 16th, 2020|Business Strategy, Private Lender|0 Comments

Banks are moving away from DSCR, and private lenders should consider doing so too. For many years, banks have used the Debt Service Coverage Ratio (DSCR) to assess risk regarding a borrower’s ability to make mortgage payments after subtracting normal expenses from income. This ratio is crucial to determining a borrower’s ability to repay a [...]

By |2020-03-16T20:19:02+00:00March 16th, 2020|Business Strategy, Private Lender|0 Comments

Private Lenders: Will Your Products Get the Job Done During a Market Downturn?

By |2020-03-16T20:03:24+00:00March 16th, 2020|Business Strategy, Private Lender|0 Comments

A real estate investor provides advice on developing creative financing strategies that could carry both lenders and investors through a softer market. As a real estate investor for 15 years, I have worked with my share of private lenders. During that time—and through economic turmoil—I have seen the industry evolve from offering individually-customized loan terms [...]

By |2020-03-16T20:03:24+00:00March 16th, 2020|Business Strategy, Private Lender|0 Comments

AAPL Opposes Anti-Flipping Taxes/Special Conveyance Flip Taxes

By |2020-03-16T19:34:25+00:00March 16th, 2020|Legislation, Private Lender|0 Comments

Instead, promote incentives to increase economic activity and to create the change we all want to see. Most states or other governmental subdivisions that we are aware of impose what is known as a conveyance tax, transfer tax, sales tax or fee on the sale of real property. These taxes are generally very low in [...]

By |2020-03-16T19:34:25+00:00March 16th, 2020|Legislation, Private Lender|0 Comments

From the Corner Office

By |2020-03-03T20:44:28+00:00March 3rd, 2020|Manage & Lead, Private Lender|0 Comments

If you thought 2019 was a big year for AAPL, you ain’t seen nothing yet (to quote one of the top songs of the 70s and, yes, it’s Bachman Turner Overdrive, if you’re wracking your brain). We’re opening the decade with our best foot forward as the private lending industry’s oldest and largest trade association. [...]

By |2020-03-03T20:44:28+00:00March 3rd, 2020|Manage & Lead, Private Lender|0 Comments

Is Your Loan Enforceable in Bankruptcy Court?

By |2020-03-03T20:49:44+00:00March 3rd, 2020|Legal, Private Lender|0 Comments

With bankruptcies on the rise, it is important for lenders to know the ins and outs to ensure full repayment. As 2019 ended, the number of bankruptcy filings nationwide appear to have increased to a record high for the fifth year in a row. Granted, the number of bankruptcy filings in 2019 surpassed 2018 only [...]

By |2020-03-03T20:49:44+00:00March 3rd, 2020|Legal, Private Lender|0 Comments

2020: What’s on Tap for Lenders

By |2020-03-03T20:46:16+00:00March 3rd, 2020|AltAngle, Market Trends, Market Trends, Private Lender|0 Comments

The housing market holds its own amid economic and political challenges. Trade tensions, lackluster business investment, a volatile equities market and political uncertainty could create economic challenges in the new year; however, the real estate industry—and the lending market that supports it—remain on relatively firm footing. That’s not to say there won’t be challenges in [...]

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