Geraci LLP

/Tag: Geraci LLP

Is a Mortgage REIT Right for You?

By |2019-07-23T18:53:19+00:00July 23rd, 2019|Legal, Private Lender|0 Comments

A mortgage REIT is a real estate investment trust with a portfolio comprised of primarily real-estate secured loans. REITs, REMICs (real estate mortgage investment conduit) and similar vehicles were a mainstay in private lending during the last cycle prior to Dodd Frank. Recently REITs have returned. But why? Thanks to the Tax Cuts and Jobs [...]

By |2019-07-23T18:53:19+00:00July 23rd, 2019|Legal, Private Lender|0 Comments

What Your Attorney Didn’t Tell You

By |2019-05-14T14:51:17+00:00May 14th, 2019|Legal, Private Lender|0 Comments

Beware of consumer laws that apply to business purpose loans. Private lenders are often surprised to hear that some consumer laws apply to business purpose loans. Worse yet, some private lenders have been told by their counsel that federal consumer laws do not apply, even though their attorneys claim to be experts in private lending. [...]

By |2019-05-14T14:51:17+00:00May 14th, 2019|Legal, Private Lender|0 Comments

Florida Passes Common Sense Regulation

By |2018-08-15T17:29:05+00:00August 15th, 2018|Legislation, News Story|0 Comments

Florida Removed Licensing Requirement for Private Lenders On March 21, 2018, Governor Rick Scott signed Florida House Bill 935 (“HB 935”) into law. Those who have been tracking this bill will know that the original legislation required a mortgage lender license for any lender making a loan secured by a 1-4 family residential property (“Dwelling”), [...]

By |2018-08-15T17:29:05+00:00August 15th, 2018|Legislation, News Story|0 Comments

AAPL Member Spotlight | Anthony Geraci, Esq.

By |2018-08-07T02:37:39+00:00June 1st, 2018|AAPL Member Spotlight|0 Comments

From time to time we like to highlight our members and help introduce them to the rest of our member network and followers. This month, we have a member spotlight… with a twist!  Anthony Geraci is not just an AAPL member, he is one of the original founding members who isn’t just supportive but continues [...]

By |2018-08-07T02:37:39+00:00June 1st, 2018|AAPL Member Spotlight|0 Comments

Special Profile: Melissa Martorella, Esq.

By |2018-03-15T22:01:41+00:00March 8th, 2018|Profile|0 Comments

Melissa Martorella, Esq., has learned the importance of knowing her own value and of building self-confidence. Martorella’s curious mind and tireless work ethic earned her dual undergraduate degrees in Hispanic Studies and History from Boston College, a Master of Arts in Teaching with a focus in Spanish Secondary Education from Tufts University and a Juris [...]

By |2018-03-15T22:01:41+00:00March 8th, 2018|Profile|0 Comments

Florida Attempting to Regulate Private Lending

By |2019-03-18T16:38:08+00:00February 2nd, 2018|Legislation, News Story, Uncategorized|1 Comment

What You Need to Know and What you can do In 2008, the United States Congress passed the Safe and Fair Enforcement for Mortgage Licensing Act (SAFE Act), which required all state regulators to regulate mortgage loan originators who originated consumer loans secured by 1-4 unit residential properties (“Dwelling”). The states were empowered to legislate [...]

By |2019-03-18T16:38:08+00:00February 2nd, 2018|Legislation, News Story, Uncategorized|1 Comment

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