Overview: The How to Spot Risky Borrowers Through Public Record Searches Course is designed to educate private lenders on how to run step‑by‑step public‑record searches on borrowers and their entities, collect and interpret court and filing documents, and produce due‑diligence summaries that inform fund / hold / escalate decisions.
Topics covered include:
- Why Public Records Matter
- Public Records vs. Private Records + FCRA (Boundaries that Protect You)
- Identity Verification & What to Collect on Applications
- Government Sanctions (KYB/KYC) and Criminal Histories
Other course structure information and FAQs:
- Each course module consists of a video with all videos together totaling 60min minutes plus self-paced knowledge checks.
- To progress to the next module, each video must be viewed in its entirety.
- During initial playback, there is no ability to fast forward (you may rewind).
- If you refresh the page during initial video playback, the video module will restart with no ability to fast forward.
- After you’ve completed a module and advanced to the next module, you may return to any completed modules with full fast forward/rewind control.
- Presentations are not provided.
- You may take notes/screenshots and replay modules at any time during your course access.
Please note, the AAPL Designation Courses, including this course, AAPL/BusinessScreen.com | How to Spot Risky Borrowers Through Public Record Searches, are available to AAPL members only. Find out more about membership and join here. Already an AAPL member? Log in for course access.
