NY A1420/S1061 Threatens to Require Licensing for Commercial (Business Purpose) Loans And Other Transactions UPDATE 3/17/2022 3:40PM CT: We received an alert that this bill has been amended as of March 17, 2022 and recommitted to the Banks Committee after inactivity all of 2021. At this time, the only material change to the bill is [...]
This year, AAPL’s Government Relations Committee (GRC) has tackled a wide range of issues on behalf of the private lending community. In New York, Senate Bill S3060E sought to increase the transfer tax on fix-and-flip residential property by 15% to 20%. The bill saw no movement this year, although it is unclear if it was [...]
Here’s what lenders need to know about how it protects tenants and landlords. On Aug. 31, 2020, AB 3088, known as the Tenant, Homeowner, and Small Landlord Relief and Stabilization Act of 2020, was signed into law. The law went into effect immediately. AB 3088 is an omnibus bill that incorporates many smaller tenant and [...]
Whether the results of the presidential election have left you elated or disappointed, it’s a good reminder that as a real estate investor, you have far more important things to focus on. Don’t let the election noise distract you from seizing the opportunities that are happening now. For example, many parts of the country are [...]
In another unprecedented move, Governor Newsom signed SB 1079 into law on September 28. The bill will completely reshape the foreclosure process in California. Previously, an auction of property at a foreclosure sale set the final price of the property and provided marketable title to the buyer of the property or the lender if the [...]
In an unprecedented move, the Centers for Disease Control and Prevention (CDC) issued a temporary order (“Order”) halting evictions nationwide through December 31, 2020. This move was not necessarily unexpected. On August 8, 2020, President Trump issued an Executive Order ordering the CDC and other federal agencies to look into a potential eviction moratorium to [...]
On August 31, 2020, AB 3088, known as the Tenant, Homeowner, and Small Landlord Relief and Stabilization Act of 2020, was signed into law. The law goes into effect immediately. AB 3088 is an omnibus bill that incorporates many smaller tenant and landlord protection bills. The American Association of Private Lenders and its general counsel, [...]
This article was updated [date] to reflect a business name change. AAPL and Fortra Law (formally Geraci LLP) support many of the changes. On Dec. 18, 2019, the Securities and Exchange Commission (SEC) proposed modifications in its rules to modernize the definition of “accredited investor.” Accredited investor status is significant because it enables individuals and [...]
Here’s what a CIO can do to prepare for compliance with the new California law governing how personal consumer information is handled. On Jan. 1, 2020, the California Consumer Privacy Act (CCPA) went into effect, placing a new compliance burden on companies for the way they gather, store and disseminate information. Passed to provide more [...]
What are the changes and challenges they represent for the housing market?\ Housing is taking a more central focus with candidates on the presidential campaign trail. A recent nationwide public-opinion poll commissioned by the National Low Income Housing Coalition found that as many as 85% of American citizens are in favor of affordable and safe [...]
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