For more than a decade, technology-enabled lenders have focused on improving the borrower experience. The next competitive battleground appears to be the infrastructure behind those loans: how they are funded, traded, and distributed through capital markets. Figure's $717 million acquisition of Kiavi brings together one of the largest technology-driven residential investor lenders with a company [...]
Kansas City, MO | April 30, 2026 - The American Association of Private Lenders today announced a new member discount partnership with Business Screen, a team of licensed private investigators specializing in business and principal background checks. As part of the collaboration, Business Screen has designed checks specifically for private lender underwriting and due diligence. [...]
The American Association of Private Lenders played a material role in informing the report’s evidentiary foundation. A newly released report from the Urban Institute, “The Evolution of Residential Transition Lending: From Hard Money to Housing Supply?”, reframes residential transition lending (RTL) from a fringe financing mechanism into a material contributor to U.S. housing production. Supported [...]
Kansas City, MO —3/26/2026— The OverSight Report, an automated appraisal risk analytics solution developed by RicherValues, has received approvals from multiple ratings agencies and third-party review (TPR) firms, enabling its use as a direct replacement for traditional appraisal desk review products in securitized transactions. OverSight analysis of active DSCR loan files since January indicates that approximately [...]
As private lending continues to grow in influence and complexity, the need to elevate authentic industry voices has never been more important. The American Association of Private Lenders (AAPL) is proud to introduce AAPL Constituency, the official podcast dedicated to telling the stories shaping private lending today. Hosted by Linda Hyde and Eddie Wilson, the [...]
Help update restrictive lending laws to support business-purpose lenders. Private lending is a cornerstone of real estate investment and small business growth nationwide. However, in Utah, outdated and overly restrictive lending regulations are limiting opportunities for qualified professionals to serve borrowers who depend on business-purpose loans. Currently, Utah requires all private lenders to operate under [...]
Private lenders may soon have expanded access to capital via a bipartisan bill that opens a path for more investors to seek accredited status. If passed, H.R.3339, also called the Equal Opportunity for All Investors Act of 2025, mandates that the Securities and Exchange Commission create an exam to certify passing individuals as accredited investors. [...]
The nations's largest private lender event. As we review a conference that blew our past events out of the water in terms turnout, collaborative education, and an invigorating atmosphere—well, our team is incredibly gratified. This event embodies our goals for both the association and the industry we support. It is private lending professionals—many of them [...]
5/5/2025 - Florida Senate Bill 392 has been indefinitely postponed and withdrawn from consideration. 3/24/2025 - The American Association of Private Lenders has been made aware of Florida Senate Bill 392, which if passed, will set new requirements to collect default interest. The State of Florida already requires that, at minimum, lenders provide borrowers with [...]
This article was updated 7.1.25 to reflect a business name change. UPDATE: As of 8/28/2024 the bill has passed the both the California Assembly and Senate. It is now headed to Governor Gavin Newsom to be approved, vetoed, or ignored. We need your help NOW to ensure SB 1146 makes it to the finish line! [...]
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Nominations are open until August 30, 2026, with voting from September 7-30, 2026. We’ll announce recipients at our Annual Conference.
Member of the Year (MOTY): This award goes to a member based on their deep expertise, unique value, and strong commitment to clients and the industry.
Rising Star: Rising Stars are members who have accomplished outstanding growth in their company or industry sector over the past year.
Community Impact: Recipients improve their local communities or our industry through volunteering, development programs, or civic efforts.
See past award winners, award rules, and participate in the 2026 nomination and voting process here.
VIP RECEPTION // Enjoy cocktails and hors d’oeuvres while catching up with VIPs from across the country, all overlooking the gorgeous Las Vegas Strip. AAPL Members may RSVP during conference registration at no additional cost; for non-members it is $199/ticket.
NETWORKING BREAKFASTS & SESSION BREAKS // Early-risers will appreciate plentiful coffee and a selection of pastries, protein, and more – along with the opportunity to talk shop in a quieter atmosphere. Session breaks feature an energetic environment with a variety of snacking options.
AFTER-HOURS RECEPTION // Continue conversations with fellow attendees, sponsors, and speakers in the Exhibit Hall while enjoying complimentary hors d’oeuvres and two drink tokens.
OFFICIAL AFTER-PARTY // For those who hate to say goodnight, each year a few sponsors plan a little something extra to wrap up your day … or help segue from all-business to all-fun. We’ll mark the party as official and provide information about how to attend.
AAPL APP // The app is your insiders’ guide to getting the most out of #AAPLANNUAL and includes your personalized schedule, conference navigation system, and more! Download now!
Grand Prize – Custom Championship Belt & VIP Admission to Power Room event in St. Augustine, FL (February 27th – March 1st, 2023)
2nd Place – 2023 AAPL Annual Conference Bundle to include Individual Membership, 1 Conference Ticket and 1 VIP Reception pass.
3rd Place – 1 year AAPL Individual Membership