KHungerford

/Kat Hungerford

About Kat Hungerford

Kat Hungerford is project development manager at the American Association of Private Lenders. She specializes in operations, project management and marketing. Hungerford acts as secretary for the association’s Government Relations Committee, which serves as AAPL’s advocacy arm in state and federal legislatures.

AAPL Opposes NY Senate Bill’s 20% Tax on Certain Real Property Transfers

By |2019-08-02T18:52:32+00:00August 2nd, 2019|Legislation|0 Comments

If passed, New York State SB S3060E will impose a 15-20% conveyance tax on 1-5 separate residential property units located in certain areas of New York City, if transferred within two years of the prior transfer of such property. The bill’s stated purpose is to deter property speculation and flipping in vulnerable neighborhoods. We believe this bill will: [...]

By |2019-08-02T18:52:32+00:00August 2nd, 2019|Legislation|0 Comments

Florida Business-Purpose Checklist

By |2019-05-10T15:40:36+00:00May 10th, 2019|Legislation, Private Lender|0 Comments

How to determine what qualifies as a business purpose mortgage loan Florida House Bill 935 goes into effect July 1, 2019. It adds stiff penalties for misrepresenting a consumer mortgage loan as a business purpose mortgage loan. The former requires a mortgage lender license to transact. Violations are punishable at minimum as third-degree felonies. We’ve [...]

By |2019-05-10T15:40:36+00:00May 10th, 2019|Legislation, Private Lender|0 Comments

Florida Mortgage Licensing Language Defeated

By |2019-05-03T17:17:09+00:00May 3rd, 2019|Legislation|0 Comments

The Florida Senate on Thursday substituted and passed companion House Bill 7103 in place of Senate Bill 1730 and adjusted to match the Senate bill’s language – with one large exception. Legislators chose to leave out the Senate bill’s modifications to the definition of a mortgage loan which would have required a license for business [...]

By |2019-05-03T17:17:09+00:00May 3rd, 2019|Legislation|0 Comments

Private Lender Advocacy is Missing its Mark

By |2019-04-05T17:17:12+00:00January 24th, 2019|Legislation, Manage & Lead, Private Lender|0 Comments

Private lenders like you work tirelessly to grow your business and push the industry out of niche obscurity into a viable alternative to traditional lending. Still, there is one glaring arena where you have missed the mark: representing yourselves in the halls of state and federal legislatures. The fate of issues that impact private real [...]

By |2019-04-05T17:17:12+00:00January 24th, 2019|Legislation, Manage & Lead, Private Lender|0 Comments

Your Business is Losing Money

By |2018-08-14T20:15:58+00:00August 14th, 2018|Manage & Lead, Private Lender|0 Comments

How you’re doing business is costing you money–no matter how profitable your company appears to be. You may have a sales pipeline that's more of a sales water main. Perhaps your competitors are side-eyeing you at tradeshows, trying to ferret out the source of your brilliant marketing. Maybe your accounting books are a veritable sea [...]

By |2018-08-14T20:15:58+00:00August 14th, 2018|Manage & Lead, Private Lender|0 Comments

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