Market Trends

A Primer for Office to Multifamily Conversions

By |2024-03-13T09:17:08-05:00March 13th, 2024|Market Trends|0 Comments

Several converging factors are making office-to-multifamily projects more appealing for investors and capital providers. Here’s what you need to know. The onset of the pandemic and the subsequent years brought several market realities to light. One is the need and demand for housing virtually everywhere in the country. The other reality, particularly in light of [...]

By |2024-03-13T09:17:08-05:00March 13th, 2024|Market Trends|0 Comments

Market Update: Capital Sources

By |2024-02-26T09:58:15-06:00March 6th, 2024|Market Trends|0 Comments

For lenders to thrive in the current demanding capital landscape, understanding the pulse of the market and the factors driving it is of utmost importance. In today’s financial market, capital is a precious commodity. The current dynamic between borrowers and lenders is undergoing a seismic shift. The shortage of discretionary capital has led to an [...]

By |2024-02-26T09:58:15-06:00March 6th, 2024|Market Trends|0 Comments

The Current State of the Private Lending Industry

By |2024-01-24T09:13:31-06:00January 23rd, 2024|Market Trends|0 Comments

Previously unavailable industry data made accessible through AAPL gives members a competitive edge. Earlier this year, Lightning Docs, the official loan document platform of the American Association of Private Lenders (AAPL) joined forces with AAPL to bring to light up-to-date state-of-the-industry data that had previously been unavailable for those in the private lending sector. The [...]

By |2024-01-24T09:13:31-06:00January 23rd, 2024|Market Trends|0 Comments

5 Opportunities and Threats for Small Private Lenders

By |2023-12-19T09:46:30-06:00December 27th, 2023|Market Trends|0 Comments

Even in a tight deal market, there are opportunities you can take advantage of; however, you must also be aware of their associated risks. Lenders, especially new and small lenders, must keep their eyes open for both opportunities and threats. Changing market conditions can bring good deals that nimble and niche lenders can take advantage [...]

By |2023-12-19T09:46:30-06:00December 27th, 2023|Market Trends|0 Comments

Quarter Trend Comparison: Landscape Mostly Unchanged

By |2023-10-30T14:52:39-05:00November 1st, 2023|Market Trends|0 Comments

Second quarter 2023 trends are similar to first quarter. Overall, we're seeing the same trends as we did in the first quarter: rising interest rates, rising fees, movement toward safer investments. Closing ratios are down significantly, indicating lenders are more selective about the loans they are willing to do. Note: These data include detailed breakdowns [...]

By |2023-10-30T14:52:39-05:00November 1st, 2023|Market Trends|0 Comments

Comparing Year-Over-Year Loan Data: Q1 2022 to Q1 2023

By |2023-08-09T09:16:18-05:00August 9th, 2023|Market Trends|0 Comments

Analysis of the first quarter year-over-year changes reveals that market conditions have exerted pressure on both private lenders and borrowers. Despite a decrease in volume, lenders have displayed a heightened risk aversion by opting for first mortgages, lower loan-to-value ratios, reduced involvement in commercial and rehab deals, and a preference for ACH as the primary [...]

By |2023-08-09T09:16:18-05:00August 9th, 2023|Market Trends|0 Comments

Residential Due Diligence in Today’s Market

By |2023-07-19T07:54:49-05:00August 9th, 2023|Market Trends|0 Comments

The rising cost of materials and labor combined with a pinch in the skilled trades and supply chain have made it increasingly important for lenders to determine whether a borrower’s plan for a property is reasonable. Those who are truly great and those who are truly humble share at least one important thing: They are [...]

By |2023-07-19T07:54:49-05:00August 9th, 2023|Market Trends|0 Comments

Real Estate Investor Demand Turned a Corner in Early 2023

By |2023-11-03T16:34:06-05:00July 24th, 2023|Featured, Market Trends|0 Comments

Higher demand bodes well for the retail market and benefits sellers and distressed homeowners. Demand from local real estate investors turned a corner in early 2023 after bottoming out in late 2022, a good sign for the private lending industry and the retail housing market in the second half of the year. “The market is [...]

By |2023-11-03T16:34:06-05:00July 24th, 2023|Featured, Market Trends|0 Comments

How Local, Low-Volume Investors Outperformed iBuyers in a Down Market

By |2023-05-08T08:19:28-05:00May 2nd, 2023|Market Trends|0 Comments

Local community developers are less vulnerable to downturns because they add value through renovation. Led by tech- and venture capital-fueled upstarts coronated as iBuyers, home-flipping profits plummeted in the second half of 2022 as the housing market slowed to a crawl. But community-focused, low-volume investors bucked the trend by stubbornly sticking with the sustainable strategy [...]

By |2023-05-08T08:19:28-05:00May 2nd, 2023|Market Trends|0 Comments

Capital Market Movements Do Impact Private Lenders Who Don’t Use Wall Street Money

By |2023-04-04T15:26:30-05:00February 20th, 2023|Featured, Market Trends|0 Comments

The term “capital markets” is broad—so is its reach and impact. In private lending circles, “capital markets” are often defined, at least implicitly, as the sources of institutional capital. Although often associated with fixed-income markets such as debt security or bonds, capital could also be derived from other institutional sources, including insurance companies, larger REITs, [...]

By |2023-04-04T15:26:30-05:00February 20th, 2023|Featured, Market Trends|0 Comments

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