Bryan Redington

The New HMDA Changes Apply to Business Purpose Loans

By |2018-08-07T02:37:58-05:00March 21st, 2018|Advocacy|0 Comments

Congress enacted the Home Mortgage Disclosure Act (“HMDA”) in 1975 to ensure fair lending practices are followed by banks and lending institutions. HMDA requires certain lenders to collect, record, report, and disclose information about their mortgage lending activities. Why does it matter this year? It now applies to business purpose loans. Under the new HMDA [...]

By |2018-08-07T02:37:58-05:00March 21st, 2018|Advocacy|0 Comments

THE CFPB Gives an Inside Look at Its New HMDA Portal

By |2018-08-07T02:38:33-05:00September 28th, 2017|Market Trends|0 Comments

The Consumer Financial Protection Bureau (CFPB) unveiled its latest portal created to satisfy changes to the Home Mortgage Disclosure Act (HMDA). The agency gave the mortgage industry a first look at the gateway in August. The CFPB portal will be useful for institutions seeking organized reporting and transparency. Instead of providing obscure HMDA reports and [...]

By |2018-08-07T02:38:33-05:00September 28th, 2017|Market Trends|0 Comments

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