private trust deed lending

Pitfalls of Trust Deed Investing: Loan-To-Own Underwriting (Part 2 of 3)

By |2018-08-07T02:38:14-05:00January 31st, 2018|Strategy|0 Comments

Trust deed investing is generally considered a safe investment, but there are risks—just as there are for any investment. In this three-part series, we are tackling some of those risks. PITFALL #2 – Loan-to-Own Underwriting In the loan-to-own underwriting scenario, the mortgage broker focuses solely on the loan-to-value of the property. Why would a mortgage [...]

By |2018-08-07T02:38:14-05:00January 31st, 2018|Strategy|0 Comments

California BRE and Disclosure Rules for California Private Money Lending on Trust Deeds

By |2021-06-08T14:01:43-05:00September 8th, 2016|Editorial|1 Comment

Under a California Bureau of Real Estate license, a broker may engage in private trust deed lending for “non-consumer” mortgages. However, a broker’s license requires that the broker issue disclosures under California real estate law to both the borrower and lender, as well as providing certain filings to the Department of Real Estate. See below [...]

By |2021-06-08T14:01:43-05:00September 8th, 2016|Editorial|1 Comment

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