Advocacy

Anti-Money Laundering Laws and the Private Lending Industry

By |2022-08-02T16:19:31-05:00August 3rd, 2022|Advocacy|0 Comments

The AAPL supports efforts to combat money laundering and related crime and encourages private lenders to establish a sensible AML program. To understand how anti-money laundering laws apply to private lenders, it is important to understand exactly what is meant by “money laundering.” Money laundering is the process of making illegally gained proceeds (i.e., “dirty [...]

By |2022-08-02T16:19:31-05:00August 3rd, 2022|Advocacy|0 Comments

Update on State and Local Lending Issues

By |2022-05-10T14:22:12-05:00April 24th, 2022|Advocacy|0 Comments

The devil is in the details, so the GRC relies on AAPL members to alert us to proposed legislation that could impact the industry. The AAPL Government Relations Committee endeavors to monitor legislation that may impact you—both positively and negatively. Much of this legislation is at the federal level,including recent foreclosure restrictions, changes involving the [...]

By |2022-05-10T14:22:12-05:00April 24th, 2022|Advocacy|0 Comments

Active Legislation Alert

By |2022-07-06T09:59:11-05:00April 22nd, 2022|Advocacy|0 Comments

Proposed California and New York bills will significantly impact private lenders. When it rains, it pours. Within 10 days of each other, California and New York proposed legislation impacting our industry. As of the time of publishing, California seeks to add a capital gains tax to nearly all residences sold within seven years of purchase, [...]

By |2022-07-06T09:59:11-05:00April 22nd, 2022|Advocacy|0 Comments

AlphaFlow and the American Association of Private Lenders Announce Strategic Partnership

By |2022-04-27T11:24:25-05:00March 24th, 2022|Featured, News|0 Comments

SAN FRANCISCO, CA and KANSAS CITY, MO –AlphaFlow and the American Association of Private Lenders (“AAPL”) today announced a partnership to help lenders grow their businesses and the private lending industry. AlphaFlow, the leading technology platform for institutional investment in real estate debt, has worked closely with AAPL over the last six years at the [...]

By |2022-04-27T11:24:25-05:00March 24th, 2022|Featured, News|0 Comments

Grassroots Efforts Make Inroads Against Legislation Impacting Private Lending

By |2022-02-04T19:51:01-06:00January 6th, 2022|Advocacy, Featured|0 Comments

Spearheaded by our Government Relations Committee, AAPL wrapped up its third year of legislative activity with some definite wins. As we continue our grassroots mobilization efforts and build strategies for how and when we talk to policymakers, we wanted to provide you—our constituents—with a frank, no-holds-barred and transparent accounting of what’s happening and where we’re [...]

By |2022-02-04T19:51:01-06:00January 6th, 2022|Advocacy, Featured|0 Comments

4 Ways 1031 Exchange Reform Could Negatively Impact Real Estate

By |2021-12-06T20:08:29-06:00December 6th, 2021|Advocacy, Featured|0 Comments

The proposed changes to the 1031 exchange will create significant burdens for small local investors. The 1031 exchange has been around since 1921. It has been a point of contention across political lines for decades, but now it seems President Biden will take a decisive step to change the path of this tax law. The [...]

By |2021-12-06T20:08:29-06:00December 6th, 2021|Advocacy, Featured|0 Comments

A Case for Revising Single Asset Real Estate Bankruptcy Regulation

By |2022-06-28T13:15:37-05:00August 31st, 2021|Advocacy, Featured|0 Comments

A borrower’s bankruptcy filing can be one of the biggest headaches lenders face. Bankruptcy protection is designed to give a debtor, whether an individual or a business, a fresh start. Although in some cases bankruptcy may result in losses to lenders, generally the societal benefits of this fresh start greatly outweigh those small losses. The [...]

By |2022-06-28T13:15:37-05:00August 31st, 2021|Advocacy, Featured|0 Comments

HMDA Compliance

By |2021-06-22T21:32:32-05:00June 18th, 2021|Advocacy, Featured|0 Comments

Many private lenders consider HMDA compliance and reporting to be a substantial burden. Dealing with needless government regulation and reporting is high on the list of frustrations small business owners face. The Home Mortgage Disclosure Act (Reg C), also known as HMDA, is one example in the private lending industry. It requires private lenders to [...]

By |2021-06-22T21:32:32-05:00June 18th, 2021|Advocacy, Featured|0 Comments

From the Corner Office: Your Association Update

By |2021-06-08T14:15:27-05:00November 6th, 2020|Ethics, Leadership|0 Comments

As 2020 closes, any reflection of the past months reaches the same conclusion: This. Year. Has. Been. Hard. The thing that’s held us together is that regardless of what’s going on in the wider world, we know our members and the industry count on us to keep going. Especially during the coronavirus crisis, we have [...]

By |2021-06-08T14:15:27-05:00November 6th, 2020|Ethics, Leadership|0 Comments

American Association of Private Lenders Convened on Capitol Hill

By |2021-06-08T12:34:03-05:00March 1st, 2019|Advocacy, News|0 Comments

Senate Meetings a Vital Step for Private Lender Advocacy The American Association of Private Lenders (AAPL) met with the offices of several senators on the United States Senate Committee on Banking, Housing and Urban Affairs; and the Senate Committee on Finance, Thurs., Feb 21, 2019. The delegation of real estate private lenders and AAPL staff [...]

By |2021-06-08T12:34:03-05:00March 1st, 2019|Advocacy, News|0 Comments

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