CIVIC Financial Services LLC (CIVIC) has a new parent company in a deal its president says was truly a boon for all parties. “The win-win moniker is grossly overused and overstated. But, God as my witness, this is one of those deals where each of the three parties won,” CIVIC President William J. Tessar told [...]
Caballero Lender Services is the American Association of Private Lender's newest Member Discount partner, assisting lenders and servicers on private money loans by providing legal guidance and advice based on decades of experience in the mortgage industry. Services include preparation of loan documents, loan closing settlement services, and foreclosures on defaulted loans. CLS was founded [...]
NY A1420/S1061 Threatens to Require Licensing for Commercial (Business Purpose) Loans And Other Transactions UPDATE 3/17/2022 3:40PM CT: We received an alert that this bill has been amended as of March 17, 2022 and recommitted to the Banks Committee after inactivity all of 2021. At this time, the only material change to the bill is [...]
Susan Naftulin navigated a career from history major to fashion retail to private lending and entrepreneurship—a path she never envisioned. Susan Naftulin is an unexpected entrepreneur. Perhaps no one was more surprised than she was to find herself on this path. “I always call myself the accidental entrepreneur because I am not a risk-taker,” she [...]
High Divide Management is the American Association of Private Lender's newest Member Discount partner, providing boutique fund administration and accounting services to direct lenders. The company's founder launched the business after seeing firsthand how underserved the industry was while managing the finance team for a group of direct lending funds with ~1B in assets under [...]
Tom Meade is dominating the Boston market. Filmed on location, Titan Talk is a one-on-one interview between a titan of either the real estate investment or a supporting industry and Eddie Wilson, CEO of the American Association of Private Lenders and Think Realty. Born and raised in Quincy, Massachusetts, just a few miles south of [...]
This year, AAPL’s Government Relations Committee (GRC) has tackled a wide range of issues on behalf of the private lending community. In New York, Senate Bill S3060E sought to increase the transfer tax on fix-and-flip residential property by 15% to 20%. The bill saw no movement this year, although it is unclear if it was [...]
Nearly all the American Association of Private Lender’s efforts to support the private lending industry operate under our three pillars: Education, Ethics, and Advocacy. To support these pillars, we appoint AAPL members from across the nation to provide guidance and lead initiatives. Together, these three committees are the drivers for the future of our industry. [...]
"Whatever you do today ... do it with the confidence of a four-year-old in a Batman Cape." - Unknown If ever there were words to live by, this modern take on confidence and self-motivation is it; and words that Kendra Rommel, sales manager at Civic Financial Services, takes to heart. This high-powered fitness enthusiast brings [...]
Entrepreneurial drive finds a home in real estate lending. When Whit McCarthy, senior vice president of Civic Financial Services, graduated from Colby College in 2010, he was ready for new experiences. So, he left the Northeast and began to blaze his own trail in Southern California. Originally from Connecticut, McCarthy said he didn’t want to [...]
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VIP RECEPTION // Enjoy cocktails and hors d’oeuvres while catching up with VIPs from across the country, all overlooking the gorgeous Las Vegas Strip. AAPL Members may RSVP during conference registration at no additional cost; for non-members it is $199/ticket.
NETWORKING BREAKFASTS & SESSION BREAKS // Early-risers will appreciate plentiful coffee and a selection of pastries, protein, and more – along with the opportunity to talk shop in a quieter atmosphere. Session breaks feature an energetic environment with a variety of snacking options.
AFTER-HOURS RECEPTION // Continue conversations with fellow attendees, sponsors, and speakers in the Exhibit Hall while enjoying complimentary hors d’oeuvres and two drink tokens.
OFFICIAL AFTER-PARTY // For those who hate to say goodnight, each year a few sponsors plan a little something extra to wrap up your day … or help segue from all-business to all-fun. We’ll mark the party as official and provide information about how to attend.
ANNUAL CONFERENCE APP // The app is your insiders’ guide to getting the most out of #AAPLANNUAL and includes your personalized schedule, conference navigation system, and more!
Nominations are open until August 30, 2025, with voting from September 9-30, 2025. We’ll announce recipients at our Annual Conference.
Member of the Year (MOTY): This award goes to a member based on their deep expertise, unique value, and strong commitment to clients and the industry.
Rising Star: Rising Stars are members who have accomplished outstanding growth in their company or industry sector over the past year.
Community Impact: Recipients improve their local communities or our industry through volunteering, development programs, or civic efforts.
See past award winners, award rules, and participate in the 2025 nomination and voting process here.
Grand Prize – Custom Championship Belt & VIP Admission to Power Room event in St. Augustine, FL (February 27th – March 1st, 2023)
2nd Place – 2023 AAPL Annual Conference Bundle to include Individual Membership, 1 Conference Ticket and 1 VIP Reception pass.
3rd Place – 1 year AAPL Individual Membership
