KHungerford

About Kat Hungerford

Kat Hungerford is project development manager at the American Association of Private Lenders. She specializes in operations, project management and marketing. Hungerford acts as secretary for the association’s Government Relations Committee, which serves as AAPL’s advocacy arm in state and federal legislatures.

The New Fraud in Town: Business Identity Theft

By |2023-11-03T17:21:12-05:00October 18th, 2023|Editorial, Featured|0 Comments

As our industry grows and gains credibility among borrowers and investors, private lenders must proactively guard against a concerning new digital risk. "Imagine you’re at home one night and receive a phone call from a borrower. He asks if you’ll be funding his loan, reminds you of the fee he paid, and wonders why you [...]

By |2023-11-03T17:21:12-05:00October 18th, 2023|Editorial, Featured|0 Comments

Active Legislation Alert

By |2022-07-06T09:59:11-05:00April 22nd, 2022|Advocacy|0 Comments

Proposed California and New York bills will significantly impact private lenders. When it rains, it pours. Within 10 days of each other, California and New York proposed legislation impacting our industry. As of the time of publishing, California seeks to add a capital gains tax to nearly all residences sold within seven years of purchase, [...]

By |2022-07-06T09:59:11-05:00April 22nd, 2022|Advocacy|0 Comments

The Origin Story That Launched an Industry

By |2022-06-14T11:56:03-05:00January 6th, 2022|Featured, Profile|1 Comment

AAPL’s roots and the modern private lending industry can be traced to the Great Recession. It is 2009, and the Great Recession is in full swing. The federal government has passed the Secure and Fair Enforcement for Mortgage Licensing (SAFE) Act and taken control of mortgage giants Fannie Mae and Freddie Mac. Foreclosures are at [...]

By |2022-06-14T11:56:03-05:00January 6th, 2022|Featured, Profile|1 Comment

Grassroots Efforts Make Inroads Against Legislation Impacting Private Lending

By |2022-02-04T19:51:01-06:00January 6th, 2022|Advocacy, Featured|0 Comments

Spearheaded by our Government Relations Committee, AAPL wrapped up its third year of legislative activity with some definite wins. As we continue our grassroots mobilization efforts and build strategies for how and when we talk to policymakers, we wanted to provide you—our constituents—with a frank, no-holds-barred and transparent accounting of what’s happening and where we’re [...]

By |2022-02-04T19:51:01-06:00January 6th, 2022|Advocacy, Featured|0 Comments

CFPB Seeking Input on HMDA Rules

By |2022-02-04T20:04:39-06:00December 20th, 2021|Advocacy, Featured|0 Comments

The Consumer Financial Protection Bureau launched an open comment period now through January 21 seeking input to assess the effectiveness of HMDA, focusing on: Institutional coverage and transactional coverage; Data points; Benefits of the new data and disclosure requirements; and Operational and compliance costs. ​This is your chance to help decrease the burden of HMDA [...]

By |2022-02-04T20:04:39-06:00December 20th, 2021|Advocacy, Featured|0 Comments

AAPL’s Market Insight Report

By |2021-11-08T20:41:22-06:00November 8th, 2021|Strategy|0 Comments

The association releases first private lending benchmark survey results. Although private lenders originate billions in loans annually, there is a lack of quantifiable data to support this aggressively expanding industry. From the outside, it makes private lending look smaller and less instrumental to the loan origination industry than it is. Internally, it means originators, fund [...]

By |2021-11-08T20:41:22-06:00November 8th, 2021|Strategy|0 Comments

COVID-19: A LITMUS TEST OF PRIVATE LENDERS’ SELF-REGULATION CAPABILITY

By |2021-08-23T16:50:00-05:00April 27th, 2021|Advocacy, Ethics, Featured|0 Comments

The private lending industry of today can trace its near-exponential growth over the past decade back to government regulation. Regulation of parallel industries, that is. Strictures that have reined in traditional institutional lending practices have largely benefited private lenders, spurring borrowers to come knocking at the door. Private lenders have, for the most part, operated [...]

By |2021-08-23T16:50:00-05:00April 27th, 2021|Advocacy, Ethics, Featured|0 Comments

AAPL to launch private lending industry’s first impartial benchmark survey

By |2021-06-08T12:30:59-05:00November 19th, 2020|Market Trends|0 Comments

As the oldest and largest association representing the private and peer-to-peer lending industry, we regularly receive requests from lenders, researchers, and legislators about everything from the size and scope of the industry all the way down to the minutiae of origination fees and average loan terms. While this data is readily available for the conventional [...]

By |2021-06-08T12:30:59-05:00November 19th, 2020|Market Trends|0 Comments

American Association of Private Lenders and Geraci LLP’s comments cited in SEC’s final ruling to amend “Accredited Investor” definition

By |2021-06-08T12:33:07-05:00August 28th, 2020|Advocacy, Featured, News|0 Comments

More than a year after proposing an expansion to its definition of “accredited investor,” the Securities and Exchange Commission (SEC) has published its final ruling on the matter. This represents the first meaningful modification of the definition since its inception in 1982, when it was created in an effort to govern the sale of unregistered [...]

By |2021-06-08T12:33:07-05:00August 28th, 2020|Advocacy, Featured, News|0 Comments

Private Lender Scam Alert: What You Need to Know

By |2021-08-20T19:26:58-05:00April 29th, 2020|Ethics, Featured, Honesty, Leadership|0 Comments

AAPL can help you identify scammers and offers important tips for curtailing their activity. “Hello, you’ve reached the American Association of Private Lenders. How can I help you?” “Hi, I don’t know if I’m calling the right place, but I found you online and was wondering if you could help me. I wanted to check [...]

By |2021-08-20T19:26:58-05:00April 29th, 2020|Ethics, Featured, Honesty, Leadership|0 Comments

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