Editorial

Mortgage Industry is Unclear About CFPB’s New Servicing Rule

By |2021-06-08T13:59:16-05:00February 15th, 2017|Editorial, Market Trends|0 Comments

The mortgage industry is anticipating significant changes when it implements the Consumer Financial Protection Bureau's 2016 Servicing Rule, but determining how those changes will affect operations will have to wait until the rule is fully implemented. The CFPB will not allow early compliance with the new regulations, which leaves the mortgage servicing industry left questioning [...]

By |2021-06-08T13:59:16-05:00February 15th, 2017|Editorial, Market Trends|0 Comments

Is Seller Financing for You?

By |2018-08-07T02:39:15-05:00January 30th, 2017|Editorial|2 Comments

Purchasing a property for all-cash is rare. Not many people have hundreds of thousands of dollars lying around. The common folks have to rely on an economic function known as "financing," which is essentially just a fancy term for "borrowing." In the world of real estate, the money borrowed to purchase a property is known [...]

By |2018-08-07T02:39:15-05:00January 30th, 2017|Editorial|2 Comments

Intrastate Crowdfunding Rules Get Green Light From SEC

By |2018-08-07T02:39:20-05:00November 3rd, 2016|Editorial, Market Trends, News|0 Comments

This past week, the Securities and Exchange Commission (SEC) made it easier for businesses to raise capital through crowdfunding efforts. The SEC adopted new and amended crowdfunding rules to allow companies to raise capital from small offerings more quickly and from out-of-state investors. SEC Chairwoman Mary Jo White made the announcement of new Rule 147A, [...]

By |2018-08-07T02:39:20-05:00November 3rd, 2016|Editorial, Market Trends, News|0 Comments

Vital Tips to Help New Real Estate Investors Acquire Financing

By |2018-08-07T02:39:22-05:00September 21st, 2016|Editorial|0 Comments

Despite a certain level of volatility in the national and global economies, the U.S. housing market has rebounded strongly, opening the door for an influx of new investors. For seasoned real estate investors, the current upswing of the housing market has simply opened another area in which to play, because they find ways to make [...]

By |2018-08-07T02:39:22-05:00September 21st, 2016|Editorial|0 Comments

California BRE and Disclosure Rules for California Private Money Lending on Trust Deeds

By |2021-06-08T14:01:43-05:00September 8th, 2016|Editorial|1 Comment

Under a California Bureau of Real Estate license, a broker may engage in private trust deed lending for “non-consumer” mortgages. However, a broker’s license requires that the broker issue disclosures under California real estate law to both the borrower and lender, as well as providing certain filings to the Department of Real Estate. See below [...]

By |2021-06-08T14:01:43-05:00September 8th, 2016|Editorial|1 Comment

Navigating the Private Lending Market

By |2018-08-07T02:39:24-05:00August 23rd, 2016|Editorial, Market Trends|0 Comments

Private lending can yield better returns than stock and bond markets. If you understand the fundamentals and know how to conduct proper due diligence for each transaction, you can earn solid returns while minimizing your risk. A little more knowledge and effort can give you better returns in private money loans. Electronic transactions that require [...]

By |2018-08-07T02:39:24-05:00August 23rd, 2016|Editorial, Market Trends|0 Comments

Lending Club’s warning to real estate marketplaces

By |2021-06-08T14:04:06-05:00May 16th, 2016|Editorial, Strategy, Technology|0 Comments

A few years back, a friend asked me to join him in a meeting with a group that was raising money for a crowdfunding platform that allowed sports teams to raise money for travel and equipment. I’ll never forget it because the principal asked, “Have you heard of the funding vehicle kind of new to [...]

By |2021-06-08T14:04:06-05:00May 16th, 2016|Editorial, Strategy, Technology|0 Comments

My Website Was Stolen – Now What Do I Do?

By |2016-06-07T19:10:30-05:00February 20th, 2015|Editorial|0 Comments

Sadly, this is a trend that we have been seeing happen more and more as the private lending profession continues to grow. We receive phone calls and emails from members and consumers throughout each week with horror stories of fraudulent activity happening that has their information stamped all over it. It kills me. Very honestly, [...]

By |2016-06-07T19:10:30-05:00February 20th, 2015|Editorial|0 Comments

Before We Really Lay Down the Law…

By |2018-08-07T02:39:29-05:00January 16th, 2015|Editorial|0 Comments

All members of the American Association of Private Lenders (AAPL) voluntarily agree to follow the AAPL Code of Ethics. This Code isn't meant to restrict; it's meant to encourage the right kind of action at the right time. But deciding whether or how to enforce violations of our Code requires careful deliberation-and deciding what makes [...]

By |2018-08-07T02:39:29-05:00January 16th, 2015|Editorial|0 Comments

Goodbyes are Hard: How to End a Conversation on the Tradeshow Floor

By |2018-08-07T02:39:29-05:00September 26th, 2014|Editorial|0 Comments

  A lot of talk around meetings and conferences is how to start and engage conversations with attendees, exhibitors, and speakers. But what should exhibitors do if they know the conversation with a visitor needs to wrap up? A new report looks at techniques to disengage. I'm sure we've all been at social gatherings, whether [...]

By |2018-08-07T02:39:29-05:00September 26th, 2014|Editorial|0 Comments

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