Authors Jesse Goldberg and John V. Santilli Is it time for a universal private-lending application? In our first article, Jesse Goldberg and John V. Santilli explore the standardization of applications across private-money loans as an answer to a 1003 Uniform Residential Loan Application. Efficiency Jesse: Our industry has long relied on a patchwork of systems: [...]
Leverage is common across finance, but only a few instruments truly serve private mortgage lenders—and access is far from universal. Leverage instruments, also known as debt instruments, are numerous in the financial services industry, even for nondepository financial institutions (NDFIs). But there are only a few options available in the private business-purpose mortgage origination sector. [...]
Here’s how to tailor a large language model to boost efficiency and accuracy in your lending business. Real estate lenders are working hard to adapt and innovate as technology evolves and borrower expectations shift. One of the most significant areas of transformation is the speed and efficiency of lending processes. Artificial intelligence (AI) plays a [...]
Eliminate overly-subjective and intentionally misrepresented influence to safeguard every loan you originate. Whether your lending business has been affected or not—and whether you’ve been aware of recent issues that have impacted many reputable lenders in our space or not—one simple truth exists: The possibility of fraud in valuation exists. When left unchecked, it can cause [...]
When construction restarts after a standstill, it takes a nuanced set of developer skills that even some seasoned pros may lack. Jill Duke and Keith Tibbles from Level Capital One of the most effective ways to mitigate risks as you take over a mid-construction project is to partner with a developer who has the right mix [...]
Great servicing teams drive loyalty and stop losses before they start. Private lenders spend considerable effort building, fostering, and maintaining relationships. Often, this experience allows them to understand the operational risk associated with a loan, the anatomy and warning signs associated with each loan, and when it’s time to call it quits. A servicing team, [...]
Smart lenders know brokers are critical partners, not just conduits for deal flow. The current lending landscape is as competitive as ever. Combined with growing concerns over a potential recession and what seems like a constantly fluctuating bond market, rising mortgage delinquencies continue to threaten the overall health and stability of lenders. Spikes in interest [...]
Whether you’re selling, scaling, or handing off the reins, a smart transition starts with brutal honesty about where your business stands today. Here’s the deal. You’ve built your lending business from the ground up. You’ve put in the work, navigated the ups and downs, and now you’re thinking about what’s next. Maybe you’re considering selling, [...]
A strategic title partner can accelerate closings, safeguard reputation, and support long-term portfolio growth. Not all title companies are created equal, especially when it comes to business-purpose loans. The right title partner understands the urgency, complexity, and nontraditional nuances of investment transactions. They provide more than just a service; they act as a strategic ally, [...]
Private lenders who invest in strong HR foundations improve hiring, ensure regulatory compliance, and create a competitive workforce. Your business is growing. Now what? Managing human resources can be overwhelming, especially for smaller private lending firms. Between hiring, compliance, payroll, and employee relations, there are many moving parts. Keep in mind, however, that a well-structured [...]
Nominations are open until August 30, 2026, with voting from September 7-30, 2026. We’ll announce recipients at our Annual Conference.
Member of the Year (MOTY): This award goes to a member based on their deep expertise, unique value, and strong commitment to clients and the industry.
Rising Star: Rising Stars are members who have accomplished outstanding growth in their company or industry sector over the past year.
Community Impact: Recipients improve their local communities or our industry through volunteering, development programs, or civic efforts.
See past award winners, award rules, and participate in the 2026 nomination and voting process here.
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