Strategy

Special Feature: Capital Lessons from COVID-19

By |2021-06-08T14:06:52-05:00August 5th, 2020|Featured, Strategy|0 Comments

The value of diversified capital sources—and why the biggest opportunity may still lie ahead. No one saw this coming. At least not like this. We have been talking about the next recession since we got out of the last one. Now that it’s here, some lenders seem to be affected more than others. Many lenders [...]

By |2021-06-08T14:06:52-05:00August 5th, 2020|Featured, Strategy|0 Comments

Avoiding Accidental Redlining and Other Predatory Practices

By |2021-08-20T19:23:39-05:00August 4th, 2020|Discrimination, Ethics, Featured, Strategy|0 Comments

Private lenders can be more vulnerable to unintentional redlining than other financial institutions. In light of current events in our country, it is important to address redlining. Although against the law, redlining happens due to inherent biases by lenders and the commonalities that most borrowers in primarily minority neighborhoods share. What Is Redlining? According to [...]

By |2021-08-20T19:23:39-05:00August 4th, 2020|Discrimination, Ethics, Featured, Strategy|0 Comments

Lenders: Have You Considered a Deed in Lieu of Foreclosure?

By |2020-08-18T20:25:02-05:00August 4th, 2020|Featured, Strategy|0 Comments

When used properly, a DIL can be a great option for lenders seeking to avert foreclosure. Given the current economic uncertainty, unprecedented unemployment and number of loans in default, lenders should properly review, evaluate and take appropriate action with borrowers who are in default or have talked with them about payment concerns. One alternative to [...]

By |2020-08-18T20:25:02-05:00August 4th, 2020|Featured, Strategy|0 Comments

Reminders for REITs on Prohibited Transactions

By |2025-03-24T08:51:25-05:00July 21st, 2020|Featured, Fund Management, Strategy|0 Comments

Be diligent about the impact of loan modifications and foreclosures during the coronavirus pandemic. The passage of the Tax Cuts and Jobs Act led to an increase in the number of private lending funds converting to mortgage REITs over the past two years. Fund managers made the conversion decision by carefully weighing whether the tax [...]

By |2025-03-24T08:51:25-05:00July 21st, 2020|Featured, Fund Management, Strategy|0 Comments

Can an IRA Be a Buyer of My Notes?

By |2020-07-22T18:37:30-05:00July 21st, 2020|Featured, Strategy|0 Comments

Selling notes to IRA investors is similar to selling notes to an individual, with one large exception: The self-directed IRA ecosystem lacks direct methods to get in front of account holders. An IRA (whether traditional or Roth, SEP or SIMPLE) can purchase existing notes. So can a Solo 401(k) or an HSA (health savings account). [...]

By |2020-07-22T18:37:30-05:00July 21st, 2020|Featured, Strategy|0 Comments

Best Practices for Writing a Stand-Out Call to Action

By |2020-07-22T18:37:24-05:00July 6th, 2020|Featured, Strategy|0 Comments

How to write a call to action that will produce leads. You may be able to produce an engaging marketing piece for your customers; however, you will not get clicks, conversions, lending applications or any other initiative you want to accomplish if you don’t have a well-defined call that drives consumers to action. For most [...]

By |2020-07-22T18:37:24-05:00July 6th, 2020|Featured, Strategy|0 Comments

Designing Nonperforming Note Funds

By |2020-06-24T14:23:03-05:00June 24th, 2020|Strategy|0 Comments

The fund structure, accounting methods and other strategies must be considered in addition to securities compliance. A nonperforming loan (NPL) is a type of note that is in default, distressed, delinquent or otherwise dilapidated. NPLs are interchangeably used with nonperforming notes, distressed debts or distressed loans. Generally, an NPL holder no longer anticipates repayment from [...]

By |2020-06-24T14:23:03-05:00June 24th, 2020|Strategy|0 Comments

3 Ways to Use Third-Party Platforms to Improve Your Business

By |2020-05-27T16:35:25-05:00May 27th, 2020|Strategy|0 Comments

These platforms can improve operational efficiencies, save time and enhance marketing efforts. As is the case with any business, your primary goal is to generate growth and to make money. Many companies abide by the philosophy that the way to improve their bottom line is simply to sell more of their product or service. But [...]

By |2020-05-27T16:35:25-05:00May 27th, 2020|Strategy|0 Comments

What Real Estate Investors Aren’t Telling You About the Pain Points of the Private Lending Process

By |2020-05-27T16:19:44-05:00May 27th, 2020|Strategy|0 Comments

Working with private lenders has allowed me to scale my real estate investment business faster by leveraging OPM. An established history with private lenders has let me get deals done that would never have come to fruition otherwise. But there are pain points. My gosh, have there been pain points. Here’s what I wish lenders [...]

By |2020-05-27T16:19:44-05:00May 27th, 2020|Strategy|0 Comments

The Cost of Waiting

By |2020-05-12T18:44:18-05:00May 12th, 2020|Strategy|0 Comments

Investors weigh the pros and cons of individual deeds of trust versus funds. Investors choosing to invest in individual deeds of trust instead of a fund have been frustrated over the past year, especially in California. Just after the Great Recession, individual deeds of trust not only were plentiful but also earned a relatively high [...]

By |2020-05-12T18:44:18-05:00May 12th, 2020|Strategy|0 Comments

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