The New HMDA Changes Apply to Business Purpose Loans
Congress enacted the Home Mortgage Disclosure Act (“HMDA”) in 1975 to ensure fair lending practices are followed by banks and lending institutions. HMDA requires certain lenders to collect, record, report, and disclose information about their [...]
Special Profile: Kimberly Smith
Kimberly Smith is CCHP and broker of AvenueWest Global Franchise LLC, launched in 2009. In 2006, she launched CorporateHousingbyOwner.com (CHBO), the first-of-its-kind online portal connecting furnished rentals and the traveling public. In 1999, Smith became the managing broker [...]
Special Profile: Linda Hyde
Linda Hyde is the executive director of American Association of Private Lenders. She executes AAPL’s overall business strategy, assuring its financial health and managing day to day operations. Hyde secures the necessary resources to implement [...]
Special Profile: Svenja Gudell
Svenja Gudell is chief economist at Zillow.com. She has served in that position at Zillow since August 2015 after serving on the company’s economic research team for more than four years. Gudell holds a Ph.D. [...]
Special Profile: Chrissey Breault
Chrissey Breault is the director of marketing and member services at American Association of Private Lenders and the creator/editor-in-chief of Private Lender magazine. Before joining AAPL, Chrissey worked in county government as a communications expert. [...]
Special Profile: Susan Naftulin
Susan Naftulin is the co-founder and president of Rehab Financial Group, LP. She has an impressive background that ranges through several senior management positions in the mortgage industry, including general counsel, managing attorney, chief operating [...]
Special Profile: Noelle Wheeler
Noelle Wheeler is president and broker of Nationwide Mortgage, a company she founded in 1997. As the president, she currently employs over 30 loan officers, 10 processors and is licensed in California, Colorado, Oregon, Washington [...]
Focusing on the Finance Gender Gap
Women still lag in leadership roles, even though they bring serious strengths to the job. Despite the gains that women have made professionally, there is still a persistent gap when it comes to finance and [...]
Private Lending Energizes “Fix and Flip” Market
Financing helps flippers overcome market challenges. Flipping houses is becoming more challenging as profits get squeezed by higher home prices and increased competition. Home flippers can still be successful in these market dynamics if they [...]
Structuring a Private Mortgage Pool
• Make loans on a peer-to-peer basis, one investor at a time. • Fund based on a fractional participation plan, with several investors. • Finance the transaction using a mortgage pool. The first option requires [...]
Special Profile: Tammie Tirres
Tammie Tirres, a senior advisor advocate of capital markets at Noble Capital, is responsible for building relationships with current and prospective financial advisors, sourcing new opportunities to grow relationships with existing and potential investors and [...]
Special Profile: Elizabeth Morales
Elizabeth Morales is the marketing and communications director at Applied Business Software, Inc. (The Mortgage Office). Morales has a proven record in senior operational roles and is known as an inspirational, forward-thinking approach leader and [...]
Special Profile: AdaPia d’Errico
AdaPia d’Errico is principal of d’Errico Creative Consulting. She is an entrepreneur, speaker, author, coach and facilitator who combines entrepreneurship, brand and business with the intentional development of personal leadership, mastery and accountability to the [...]
Special Profile: Juli Vaupell
Juli Vaupell joined National Real Estate Insurance Group (NREIG) in 2010 as a client service representative. Since then, she has earned promotion multiple times as client relations manager, vice president, and in 2017, she became [...]
Special Profile: Melissa Martorella, Esq.
Melissa Martorella, Esq., has learned the importance of knowing her own value and of building self-confidence. Martorella’s curious mind and tireless work ethic earned her dual undergraduate degrees in Hispanic Studies and History from Boston [...]
American Association of Private Lenders seeks member for its Education Advisory Committee
The American Association of Private Lenders (AAPL) is recruiting a member to immediately fill vacated seat on its Education Advisory Committee through June 9, 2019. The Committee helps AAPL build its educational offerings and assists [...]
AAPL Member Spotlight | Bobby Montagne
Meet AAPL member Bobby Montagne! Bobby is the CEO of Walnut Street Finance and has been an AAPL member since July 2016. He is also a CFM designation holder and a member of the AAPL Ethics [...]
Eddie Wilson is named CEO of Affinity Worldwide
Eddie Wilson, formerly the president of Affinity Worldwide, succeeds retiring CEO, Mike Wrenn KANSAS CITY, Mo. – March 1, 2018 – Mike Wrenn has retired as CEO of Affinity Worldwide - the parent company of the [...]
There Are No Easy Wins in Public Relations
Press coverage is priceless, but only if you strategically integrate it into your marketing plan. As a businessperson who may be interested in increasing your visibility, its important to be familiar with how public relations [...]
The Crypto-Conundrum in Self-Directed Retirement
A process for adding digital currencies to a self-directed retirement plan may still materialize. Over the last few decades, the internet has redefined commerce. As a result, brick-and-mortar businesses increasingly are going the way of [...]
