AAPL Ethics Advisory Committee

AAPL’s Code of Ethics: Honest, Forthright and Professional

By |2021-10-12T21:27:14-05:00October 12th, 2021|Ethics, Honesty|0 Comments

These are the hallmarks to which association members strive. AAPL’s Code of Ethics has several purposes. The Code is well-articulated in the association’s annual conference content, continued education for fund managers and private lenders, and online. The association strives to create industry best practices, enforce a code of conduct, and prevent regulatory encroachment. Most items [...]

By |2021-10-12T21:27:14-05:00October 12th, 2021|Ethics, Honesty|0 Comments

How Can Private Lenders Help Prevent Borrowers From Getting Scammed?

By |2021-09-13T18:37:30-05:00September 13th, 2021|Advertising, Ethics, Featured|0 Comments

Each quarter, we ask one of our committees to weigh in on a topic. These broad, open-ended questions allow for a wide range of responses to better explore the full scope of an issue. This quarter, we asked our Ethics Advisory Committee to tell us what they think private lenders can (and should!) be doing [...]

By |2021-09-13T18:37:30-05:00September 13th, 2021|Advertising, Ethics, Featured|0 Comments

Introducing AAPL’s 2021-2022 Committees

By |2021-06-22T21:30:03-05:00June 18th, 2021|Advocacy, Featured, Leadership|0 Comments

Meet the committee members who will be the association’s advisors in three critical areas: education, advocacy, and ethics. During the past decade, we’ve zeroed in on three distinct areas that have grown to form the backbone of nearly every initiative we take as an association: Education, Advocacy, and Ethics. To better serve you and the [...]

By |2021-06-22T21:30:03-05:00June 18th, 2021|Advocacy, Featured, Leadership|0 Comments

Are You Accidentally Originating to Foreclose?

By |2021-08-20T19:21:52-05:00May 24th, 2021|Ethics, Featured, Foreclosure|0 Comments

Consider these insights for being your borrowers’ watchdog—and building your reputation as an ethical lender. Originating to foreclosed on is also known in the lending business as “loan to own.”  Loan to own can be intentional, or it can be accidental. Regardless, it’s bad business. Intentional loan to own typically occurs because the asset in [...]

By |2021-08-20T19:21:52-05:00May 24th, 2021|Ethics, Featured, Foreclosure|0 Comments

The Accidental Bait-and-Switch: Is This You?

By |2021-08-20T19:23:09-05:00November 6th, 2020|Ethics, Loan Terms, Strategy|0 Comments

Bait-and-switch lending is one of the most significant ethical challenges private lenders face today. There are more lenders now than there were just a few years ago, and the lending environment has become hypercompetitive in many markets. Most borrowers are looking at multiple lending programs and shopping for lower rates, better terms, and lower fees, [...]

By |2021-08-20T19:23:09-05:00November 6th, 2020|Ethics, Loan Terms, Strategy|0 Comments

What AAPL’s Ethics Committee Sees as the Top Ethical Challenge Facing Private Lenders Today

By |2021-06-08T14:14:11-05:00May 12th, 2020|Ethics, Featured, Leadership|0 Comments

Visit aaplonline.com/ethics for more on our Code of Ethics Mike Hanna, Managing Partner, Investmark Mortgage, LLC “Bait and switch” lending and truth in advertising are the top ethical challenges in the marketplace today. There are more lenders now than there were just a few years ago, and the lending environment has become hypercompetitive in some [...]

By |2021-06-08T14:14:11-05:00May 12th, 2020|Ethics, Featured, Leadership|0 Comments

Special Profile: Susan Naftulin

By |2018-08-07T02:38:01-05:00March 16th, 2018|Profile|0 Comments

Susan Naftulin is the co-founder and president of Rehab Financial Group, LP. She has an impressive background that ranges through several senior management positions in the mortgage industry, including general counsel, managing attorney, chief operating officer and senior vice president for both privately and publicly held mortgage lenders. In each of these positions, she was responsible [...]

By |2018-08-07T02:38:01-05:00March 16th, 2018|Profile|0 Comments

American Association of Private Lenders announces Ethics Advisory Committee changes

By |2021-06-08T14:14:33-05:00May 30th, 2017|Ethics, News|0 Comments

American Association of Private Lenders (AAPL) is pleased to announce the addition of Bobby Montagne Jr. of Walnut Street Finance and Walnut Street Investment Fund to its Ethics Advisory Committee, and the addition of Melissa Martorella of Geraci Law Firm in a new ex officio Ethics Advisory Committee position. Nema Daghbandan of Geraci Law Firm [...]

By |2021-06-08T14:14:33-05:00May 30th, 2017|Ethics, News|0 Comments

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