Melissa Martorella

Interest Rates Are Rising…

By |2022-06-17T09:43:38-05:00June 17th, 2022|Featured, Market Trends|0 Comments

What Does That Mean for Private Lenders and What is Going to be Affected? As of this writing, Jerome Powell informed the world that the Federal Reserve was raising the federal fund rates 75 basis points (bps) or 0.75%, bringing the total charge to 1.75%.  The go-to primary inflation control valve of the Federal Reserve, [...]

By |2022-06-17T09:43:38-05:00June 17th, 2022|Featured, Market Trends|0 Comments

The CFPB Answers to the President Now

By |2021-02-15T18:35:53-06:00February 15th, 2021|Advocacy, Featured, Legal|0 Comments

What does this mean under a Biden presidency? This is a follow-up to “The Future of the CFPB Is at Stake,” published in the Q2 2020 issue of Private Lender. On June 29, 2020, the Supreme Court of the United States handed down its highly anticipated decision in Seila Law vs. Consumer Financial Protection Bureau. [...]

By |2021-02-15T18:35:53-06:00February 15th, 2021|Advocacy, Featured, Legal|0 Comments

The Future of the CFPB is at Stake

By |2020-05-27T16:43:53-05:00May 27th, 2020|Legal|0 Comments

The Supreme Court’s decision has the potential to heavily impact current lending practices. On March 3, 2020, the U.S. Supreme Court heard oral arguments in Seila Law LLC v. Consumer Financial Protection Bureau. The issue in this case is whether the structure of the Consumer Financial Protection Bureau (CFPB) violates Article II, Section 3 of [...]

By |2020-05-27T16:43:53-05:00May 27th, 2020|Legal|0 Comments

What Your Attorney Didn’t Tell You

By |2019-05-14T14:51:17-05:00May 14th, 2019|Legal|0 Comments

Beware of consumer laws that apply to business purpose loans. Private lenders are often surprised to hear that some consumer laws apply to business purpose loans. Worse yet, some private lenders have been told by their counsel that federal consumer laws do not apply, even though their attorneys claim to be experts in private lending. [...]

By |2019-05-14T14:51:17-05:00May 14th, 2019|Legal|0 Comments

Special Profile: Melissa Martorella, Esq.

By |2018-03-15T22:01:41-05:00March 8th, 2018|Profile|0 Comments

Melissa Martorella, Esq., has learned the importance of knowing her own value and of building self-confidence. Martorella’s curious mind and tireless work ethic earned her dual undergraduate degrees in Hispanic Studies and History from Boston College, a Master of Arts in Teaching with a focus in Spanish Secondary Education from Tufts University and a Juris [...]

By |2018-03-15T22:01:41-05:00March 8th, 2018|Profile|0 Comments

American Association of Private Lenders announces Ethics Advisory Committee changes

By |2021-06-08T14:14:33-05:00May 30th, 2017|Ethics, News|0 Comments

American Association of Private Lenders (AAPL) is pleased to announce the addition of Bobby Montagne Jr. of Walnut Street Finance and Walnut Street Investment Fund to its Ethics Advisory Committee, and the addition of Melissa Martorella of Geraci Law Firm in a new ex officio Ethics Advisory Committee position. Nema Daghbandan of Geraci Law Firm [...]

By |2021-06-08T14:14:33-05:00May 30th, 2017|Ethics, News|0 Comments

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