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We are making education the cornerstone of our 2026 initiatives. New online packaged learning courses launched, including Straw Buyers (Fraud Committee), Media Fraud Training (Truepic), and Background Checks (Business Screen). AAPL Podcast launched: *AAPL Constituency — The Voices Behind Private Lending, hosted by Linda Hyde with rotating guest co-hosts. Expecting yet another largest-ever conference with 1000+ attendees! |
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We doubled down on efforts to safeguard the private lending industry. Advocacy helped secure permanence for the 199A 20% Qualified Business Income deduction. Submitted updated recommendations for H.R. 3339 Accredited Investor Expansion. After our communication with the sponsor, Florida SB 392 (Default Interest) was withdrawn. Launched the new online Certified Private Lender Broker (CPLB) credentialing program. Began developing deep‑dive fraud‑prevention training with the Fraud Committee and industry partners. Hosted our largest‑ever Annual Conference with 952 attendees. |
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Always a work in progress! This year: Congress proposes another anti-investor (and anti-tenant) bill. We’re working to fix CA loan modifications. We are in the planning stages for our new Borrower Fraud Steering Committee. Both members and non-members may post and reply to positions via the new AAPL Jobs Board. |
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We double down on efforts to safeguard the industry. Congress seeks to adopt anti-investor (and anti-tenant) legislation. The battle against New York business-purpose licensing continues. AAPL launches an industry fraud protection program to monitor for members’ cloned sites and bad actors’ use of our credentials to defraud borrowers. Two new broadcast series share data and insight: State of the Industry and Fund Manager Form. We bring our collaborative roundtables to professionals nationwide — free. Another largest-ever conference with 751 attendees! Linda Hyde is announced as AAPL’s president, with majority owner Eddie Wilson and minority owner Anthony Geraci stepping into Chairman and Vice Chairman roles, respectively. |
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We grow our efforts alongside the industry’s needs. We battle New York’s reintroduction of business-purpose licensing bills. California attempts to introduce anti-flip tax regulation. Certified Private Lender Associate arrives online. The Ethics Committee recommends the expansion of our Code of Ethics with three key changes. We again host our largest-ever event (696 attendees). |
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Private lenders earn big wins through education and a strong grassroots voice. Our “Save Reg D” initiative … saves Reg D. We continue to block business-purpose licensing, this time in New York, while defeating self-servicing licensing in Colorado. Semantics matter: AAPL leads advocacy to replace “hard money” with “private lending.” We again host our largest conference with 664 attendees. |
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Unprecedented times reveal indomitable spirit. In response to COVID-19, we host a resource series and consolidate guidance from partners. The SEC cites our comments in their new rules to expand the definition of “accredited investor.” We prevent CA business-purpose loan forbearance. Members gain access to a new video archive. We introduce the industry’s first publicly-accessible Ethics complaint system. The Vendor Guide launches as the first “yellow pages” for private lender-focused products and services. |
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We hit our stride — but don’t rest on our laurels. We block two more licensing bills in Florida and stall New York’s flip tax initiative. The Government Relations Dashboard launches for advocacy transparency. Members meet with Congressional staffers during our inaugural Day on the Hill. The Certified Fund Manager course goes online. The Member Directory gets a facelift with company descriptions, contact info, photos, and more. We host our largest conference (556 attendees). |
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If you don’t have a voice, others will speak for you. AAPL establishes the Government Relations Committee to guide state and federal advocacy efforts. Members get a resource refresh with the addition of downloadable templates and a new compliance center. We unveil optional member background checks as an added layer of borrower protection. We host our largest Annual Conference with 556 attendees. |
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AAPL knows our members know best: we rely on you for industry insight. Our Excellence Awards (the first such honors among private lenders) becomes the gold standard for distinction. The industry’s first Education Committee holds its inaugural meeting; they are our boots-on-the-ground advisors on what tangible guidance professionals need in the current landscape. |
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No association is an island: We recognize the need for partnership to fully support our membership. After a year+ of negotiation, AAPL launches its signature Member Discount Program in partnership with prominent industry service providers. |
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AAPL leads the way by making most education free and public to better safeguard the industry. We host our first webinar (topic: loss mitigation). Industry professionals peruse AAPL’s first educational newsletter, which continues to have an average open rate of over 40%. The Ethics Committee holds its inaugural meeting to begin setting private lending standards of practice. AAPL deploys the industry’s first credentialing/fraud-battling effort via the Member Emblem. |
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We continue to identify needs for accessible education, industry insight, and best practice guidance. Credentialing efforts continue with the launch of the Certified Fund Manager course for in-person instruction. Private Lender magazine is digitized into the online post archive (still available in print as a free subscription). |
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AAPL enters its building years. AAPL publishes its first issue of Private Lender, the industry’s first trade magazine. Membership reaches 108 seats. We launch the first industry-specific credentialing with the Certified Private Lender Associate Course. Linda Hyde, the association’s future president, joins AAPL as member relations coordinator. |
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We begin laying the foundation. AAPLonline.com goes live! The logo you know and love is also revealed. |
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AAPL is established as the first professional trade association for the private lending industry. We host our first Annual Conference at Caesars Palace Las Vegas (just 18 in attendance)! |




















