DBaranowski

About Dennis Baranowski

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So far Dennis Baranowski has created 5 blog entries.

Non-Real Estate Assets as Security

By |2021-10-12T21:01:44-05:00October 12th, 2021|Compliance, Featured|0 Comments

Personal property assets can be used as collateral when the value of the borrower’s property does not meet a lender’s requirements. Nearly every mortgage broker and lender has dealt with a loan in which the value of the real property offered as collateral is insufficient to meet the underwriting requirements. As an alternative to changing [...]

By |2021-10-12T21:01:44-05:00October 12th, 2021|Compliance, Featured|0 Comments

How to Evaluate a Private Money Construction Loan

By |2021-06-08T14:34:19-05:00March 29th, 2021|Featured, Legal|0 Comments

If you look out for the best interest of your investor and do your due diligence, these loans can provide a great return. As the COVID-19 crisis has ravaged many parts of the real estate market, one of the standout sectors has been homebuilding. Interest rates are at record lows. Many families are migrating to [...]

By |2021-06-08T14:34:19-05:00March 29th, 2021|Featured, Legal|0 Comments

Fighting Fraud: How SBA Lenders Can Avoid FCA Violations.

By |2021-06-08T13:58:19-05:00March 24th, 2017|Legal|0 Comments

The U.S. Small Business Administration (SBA) provides loan programs available at most banks and commercial lending that are U.S. government-backed and guaranteed. Each year, the administration guarantees billions in loans and assists thousands of U.S. small businesses with obtaining financing that may otherwise not be available to them from traditional outlets. Although the SBA does [...]

By |2021-06-08T13:58:19-05:00March 24th, 2017|Legal|0 Comments

California BRE and Disclosure Rules for California Private Money Lending on Trust Deeds

By |2021-06-08T14:01:43-05:00September 8th, 2016|Editorial|1 Comment

Under a California Bureau of Real Estate license, a broker may engage in private trust deed lending for “non-consumer” mortgages. However, a broker’s license requires that the broker issue disclosures under California real estate law to both the borrower and lender, as well as providing certain filings to the Department of Real Estate. See below [...]

By |2021-06-08T14:01:43-05:00September 8th, 2016|Editorial|1 Comment

Navigating the Private Lending Market

By |2018-08-07T02:39:24-05:00August 23rd, 2016|Editorial, Market Trends|0 Comments

Private lending can yield better returns than stock and bond markets. If you understand the fundamentals and know how to conduct proper due diligence for each transaction, you can earn solid returns while minimizing your risk. A little more knowledge and effort can give you better returns in private money loans. Electronic transactions that require [...]

By |2018-08-07T02:39:24-05:00August 23rd, 2016|Editorial, Market Trends|0 Comments

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