Driven by strong secondary market conditions, bridge and DSCR loan originations grew rapidly in 2024, setting the stage for continued momentum in 2025. During the last six years, Lightning Docs, a platform built for private lenders to generate their short-term (bridge, fix-and-flip, construction, etc.) and long term rental (DSCR) loan documents and the official loan [...]
In 2024, private lenders are witnessing an unexpected uptick in bridge and DSCR loan activity, reflecting growing investor demand for flexible financing options amid market uncertainty. Lightning Docs is a software company specializing in loan documentation for private lenders. The data gathered from the Lightning Docs system provides deep insights into trends shaping our industry, [...]
Ahead of forecasted Fed rate reductions, are private lenders jumping the gun with market shifts and rate changes? Lighting Docs is a software private lenders use to generate their short-term loans (bridge, fix-and-flip, construction, etc.) and rental loans (DSCR) loan documents. During the last six years, Lightning Docs has been used for more than 73,000 [...]
Lightning Docs, the official loan document platform of the American Association of Private Lenders (AAPL), recently provided updated data on interest rates and loan volume for both short-term bridge loans and long-term rental loans for the first four months of 2024. During the last six years, Lightning Docs has collected data for more than 61,000 [...]
Lightning Docs, the official loan documents and loan document platform of the American Association of Private Lenders (AAPL), recently shared updated annual bridge and rental loan data that shows the current state of the private lending industry. Since 2018, Lightning Docs has tracked data for more than 54,000 loans at an aggregate of $29.7 billion, [...]
Previously unavailable industry data made accessible through AAPL gives members a competitive edge. Earlier this year, Lightning Docs, the official loan document platform of the American Association of Private Lenders (AAPL) joined forces with AAPL to bring to light up-to-date state-of-the-industry data that had previously been unavailable for those in the private lending sector. The [...]
Here’s a look at what private lenders need to know about the executive order. As part of a concerted effort to mitigate the spread of the COVID-19 pandemic, newly-elected President Joe Biden implemented a flurry of 17 executive orders within a matter of hours after his inauguration. One of them is specifically intended to offer [...]
AAPL advocates for national business-purpose loan exemption from mortgage licensing. Generally, private lenders in states that require a mortgage lender license to make a business-purpose loan are already licensed, and those in states that do not require a license are not licensed. What is probably more surprising is that private lenders who make loans in [...]
Here’s what lenders need to know about how it protects tenants and landlords. On Aug. 31, 2020, AB 3088, known as the Tenant, Homeowner, and Small Landlord Relief and Stabilization Act of 2020, was signed into law. The law went into effect immediately. AB 3088 is an omnibus bill that incorporates many smaller tenant and [...]
Lenders should understand the common title policy endorsements to the industry-standard 2006 ALTA Loan Policy. Title insurance protects mortgage lenders when defects in a title to a property result in financial loss to the lender. The 2006 ALTA Loan Policy (2006 ALTA) is considered the standard title insurance policy available for mortgage lenders. The title [...]
Membership Questions?
Call 913-888-1250
VIP RECEPTION // Enjoy cocktails and hors d’oeuvres while catching up with VIPs from across the country, all overlooking the gorgeous Las Vegas Strip. AAPL Members may RSVP during conference registration at no additional cost; for non-members it is $199/ticket.
NETWORKING BREAKFASTS & SESSION BREAKS // Early-risers will appreciate plentiful coffee and a selection of pastries, protein, and more – along with the opportunity to talk shop in a quieter atmosphere. Session breaks feature an energetic environment with a variety of snacking options.
AFTER-HOURS RECEPTION // Continue conversations with fellow attendees, sponsors, and speakers in the Exhibit Hall while enjoying complimentary hors d’oeuvres and two drink tokens.
OFFICIAL AFTER-PARTY // For those who hate to say goodnight, each year a few sponsors plan a little something extra to wrap up your day … or help segue from all-business to all-fun. We’ll mark the party as official and provide information about how to attend.
ANNUAL CONFERENCE APP // The app is your insiders’ guide to getting the most out of #AAPLANNUAL and includes your personalized schedule, conference navigation system, and more!
Nominations are open until August 30, 2025, with voting from September 9-30, 2025. We’ll announce recipients at our Annual Conference.
Member of the Year (MOTY): This award goes to a member based on their deep expertise, unique value, and strong commitment to clients and the industry.
Rising Star: Rising Stars are members who have accomplished outstanding growth in their company or industry sector over the past year.
Community Impact: Recipients improve their local communities or our industry through volunteering, development programs, or civic efforts.
See past award winners, award rules, and participate in the 2025 nomination and voting process here.
Grand Prize – Custom Championship Belt & VIP Admission to Power Room event in St. Augustine, FL (February 27th – March 1st, 2023)
2nd Place – 2023 AAPL Annual Conference Bundle to include Individual Membership, 1 Conference Ticket and 1 VIP Reception pass.
3rd Place – 1 year AAPL Individual Membership