Success comes from balancing bold expansion with disciplined safeguards. In the game of business, the path to industry domination is shaped by how we handle risk—both good and bad. The strategy behind effective risk management often determines long-term success. In both conventional mortgage and private lending, long-term loans can create sustainable growth while minimizing unnecessary [...]
Return to the basics of price, product, place, and promotion to set rates that balance your operations against a competitive market. For more than three years, mortgage rates have remained above 6.5%, inverted yield curves threaten the economy, and a lack of housing availability challenge real estate investors and lenders in ways the private lending [...]
How does a company navigate rapid expansion, market shifts, and industry challenges to become a major player in private lending? Eddie sat down with Kyle Concannon, VP of Product at Constructive Capital, to uncover the story behind their explosive growth, strategic pivots, and what’s next for the lending space. What you’ll learn: A journey through [...]
Is your real estate portfolio working as hard as you are? Eddie sat down with Benn Jackson from Constructive Capital to break down the strategies and tools every real estate investor needs to succeed in today’s market. They dive into: What exactly is DSCR and how does it open doors for real estate financing? Benn [...]
Helping lower-income households achieve their dream of home ownership can offer private lenders and investors an opportunity to profit while revitalizing neighborhoods. When most private lenders think about affordable housing, they think of people living below the poverty level. That’s why most private lenders avoid investment in marginalized communities. The problem is most people don't [...]
They can be, but thoroughly researching and understanding their financial, legal, and operational aspects is essential to avoiding loss. Are you considering investing in vacation rental properties, or are you a lender exploring options to expand a program for short-term rentals? With the travel industry on the rebound, now might be the perfect time to [...]
Third in a series detailing how one lender navigated the daunting task of establishing a private money fund. I thought we would be further along our fund establishment journey than we are. When my partner Eric Saiki and I obtained our Fund Manager I and II certifications from the American Association of Private Lenders (AAPL), [...]
By taking some tips from the retail sales playbook, private lenders can maintain mutually beneficial relationships with their investors. Here’s what you need to know. Do you know it’s illegal to advise anyone to invest their money into something if they are not a financial investment adviser? The Securities and Exchange Commission (SEC) defines an [...]
Alesondra Mora, assistant vice president of marketing at Streamline Funding, recently sat down with two of the private lending industry’s thought leaders: Romney Navarro and Chris Ragland. In this casual Q&A, they offer their (sometimes differing) perspectives about how to scale a private lending business, including how to prepare to scale and the best markets [...]
Working with your borrowers to help them understand which home improvements are known to pay off can lead to more successful investments and loyal, partner-focused clients. Whether a new-to-the-scene landlord or a seasoned fix-and-flipper, a real estate loan investor will likely want to make improvements to any recently purchased property to increase its potential income. [...]
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Nominations are open until August 30, 2026, with voting from September 7-30, 2026. We’ll announce recipients at our Annual Conference.
Member of the Year (MOTY): This award goes to a member based on their deep expertise, unique value, and strong commitment to clients and the industry.
Rising Star: Rising Stars are members who have accomplished outstanding growth in their company or industry sector over the past year.
Community Impact: Recipients improve their local communities or our industry through volunteering, development programs, or civic efforts.
See past award winners, award rules, and participate in the 2026 nomination and voting process here.
VIP RECEPTION // Enjoy cocktails and hors d’oeuvres while catching up with VIPs from across the country, all overlooking the gorgeous Las Vegas Strip. AAPL Members may RSVP during conference registration at no additional cost; for non-members it is $199/ticket.
NETWORKING BREAKFASTS & SESSION BREAKS // Early-risers will appreciate plentiful coffee and a selection of pastries, protein, and more – along with the opportunity to talk shop in a quieter atmosphere. Session breaks feature an energetic environment with a variety of snacking options.
AFTER-HOURS RECEPTION // Continue conversations with fellow attendees, sponsors, and speakers in the Exhibit Hall while enjoying complimentary hors d’oeuvres and two drink tokens.
OFFICIAL AFTER-PARTY // For those who hate to say goodnight, each year a few sponsors plan a little something extra to wrap up your day … or help segue from all-business to all-fun. We’ll mark the party as official and provide information about how to attend.
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Grand Prize – Custom Championship Belt & VIP Admission to Power Room event in St. Augustine, FL (February 27th – March 1st, 2023)
2nd Place – 2023 AAPL Annual Conference Bundle to include Individual Membership, 1 Conference Ticket and 1 VIP Reception pass.
3rd Place – 1 year AAPL Individual Membership