Raising the Standards
The Fair Housing Act (Title VIII of the Civil Rights Act of 1968) was signed 50 years ago. The Act “prohibits discrimination in the sale, rental and financing of residential dwellings, and in other residential [...]
AAPL Member Spotlight | Ray Sturm
Meet AAPL member Ray Sturm. Ray is the co-founder and CEO of AlphaFlow who has been an AAPL member since 2016. He is a familiar face from the annual conferences, even leading a panel discussion [...]
Special Profile: Erica LaCentra
You may recognize RCN Capital's marketing manager, Erica LaCentra from Private Lender magazine’s Lender Limelight, AAPL’s Education Advisory Committee, or maybe noticed when she received one of AAPL’s very first Excellence Awards! We were fortunate [...]
Private Lending’s Critical Role in Urban Revitalization
Revitalization …. it’s happening in cities across the country from Atlanta to Detroit to Memphis. As reflected in census data, a diverse mix of residents are moving into urban areas, bringing new life to once [...]
Women Are Key to Empowering Other Women
Women can be a powerful force when they work to strengthen one another. What does it take for women to support each other to reach their full potential? More to the point—why is it [...]
AAPL Announces Pick for Education Committee
American Association of Private Lenders announces Education Advisory Committee changes American Association of Private Lenders (AAPL) is pleased to announce the addition of Randy Newman of Total Lender Solutions, Inc. to its Education Advisory Committee. Andy [...]
Private lending association to offer class for Certified Fund Manager designation
American Association of Private Lenders will offer its Certified Fund Manager designation class at the Geraci Activate Conference American Association of Private Lenders (AAPL) is offering the Certified Fund Manager (CFM) designation class May 9, [...]
Special Profile: Katia Potapov
Katia Potapov is director of operations at Walnut Street Finance, LLC. She has over 16 years of operational and project management experience in various industries, including real estate and construction, media and entertainment, industry associations [...]
The New HMDA Changes Apply to Business Purpose Loans
Congress enacted the Home Mortgage Disclosure Act (“HMDA”) in 1975 to ensure fair lending practices are followed by banks and lending institutions. HMDA requires certain lenders to collect, record, report, and disclose information about their [...]
Special Profile: Kimberly Smith
Kimberly Smith is CCHP and broker of AvenueWest Global Franchise LLC, launched in 2009. In 2006, she launched CorporateHousingbyOwner.com (CHBO), the first-of-its-kind online portal connecting furnished rentals and the traveling public. In 1999, Smith became the managing broker [...]
Special Profile: Linda Hyde
Linda Hyde is the executive director of American Association of Private Lenders. She executes AAPL’s overall business strategy, assuring its financial health and managing day to day operations. Hyde secures the necessary resources to implement [...]
Special Profile: Svenja Gudell
Svenja Gudell is chief economist at Zillow.com. She has served in that position at Zillow since August 2015 after serving on the company’s economic research team for more than four years. Gudell holds a Ph.D. [...]
Special Profile: Chrissey Breault
Chrissey Breault is the director of marketing and member services at American Association of Private Lenders and the creator/editor-in-chief of Private Lender magazine. Before joining AAPL, Chrissey worked in county government as a communications expert. [...]
Special Profile: Susan Naftulin
Susan Naftulin is the co-founder and president of Rehab Financial Group, LP. She has an impressive background that ranges through several senior management positions in the mortgage industry, including general counsel, managing attorney, chief operating [...]
Special Profile: Noelle Wheeler
Noelle Wheeler is president and broker of Nationwide Mortgage, a company she founded in 1997. As the president, she currently employs over 30 loan officers, 10 processors and is licensed in California, Colorado, Oregon, Washington [...]
Focusing on the Finance Gender Gap
Women still lag in leadership roles, even though they bring serious strengths to the job. Despite the gains that women have made professionally, there is still a persistent gap when it comes to finance and [...]
Private Lending Energizes “Fix and Flip” Market
Financing helps flippers overcome market challenges. Flipping houses is becoming more challenging as profits get squeezed by higher home prices and increased competition. Home flippers can still be successful in these market dynamics if they [...]
Structuring a Private Mortgage Pool
• Make loans on a peer-to-peer basis, one investor at a time. • Fund based on a fractional participation plan, with several investors. • Finance the transaction using a mortgage pool. The first option requires [...]
Special Profile: Tammie Tirres
Tammie Tirres, a senior advisor advocate of capital markets at Noble Capital, is responsible for building relationships with current and prospective financial advisors, sourcing new opportunities to grow relationships with existing and potential investors and [...]
Special Profile: Elizabeth Morales
Elizabeth Morales is the marketing and communications director at Applied Business Software, Inc. (The Mortgage Office). Morales has a proven record in senior operational roles and is known as an inspirational, forward-thinking approach leader and [...]
