Risk Management

Residential Pre-Foreclosure Auction Best Practices

By |2024-03-13T09:18:03-05:00March 13th, 2024|Operations|0 Comments

Although the pre-foreclosure acquisition path presents complexities and challenges, the rewards can be substantial for those who navigate it deftly. In today's residential market, potential sellers are on the sidelines, locked into low-interest-rate mortgages. With new loan rates pushing 8% nationally, those would-be sellers cannot trade up or move laterally for the same monthly out-of-pocket [...]

By |2024-03-13T09:18:03-05:00March 13th, 2024|Operations|0 Comments

Extending Your Lending Journey: Charting a Course that Includes Servicing

By |2024-03-13T09:18:17-05:00March 13th, 2024|Operations|0 Comments

The lending journey doesn't have to end with loan originations. With the right captain and procedures in place, you can board a bigger boat and sail profitably into servicing. Transforming your operations to run a loan servicing department successfully is not unlike the transformation of a small fishing boat into a mighty cargo ship. Both [...]

By |2024-03-13T09:18:17-05:00March 13th, 2024|Operations|0 Comments

5 Opportunities and Threats for Small Private Lenders

By |2023-12-19T09:46:30-06:00December 27th, 2023|Market Trends|0 Comments

Even in a tight deal market, there are opportunities you can take advantage of; however, you must also be aware of their associated risks. Lenders, especially new and small lenders, must keep their eyes open for both opportunities and threats. Changing market conditions can bring good deals that nimble and niche lenders can take advantage [...]

By |2023-12-19T09:46:30-06:00December 27th, 2023|Market Trends|0 Comments

Short-Term Rentals: Worth the Risk?

By |2023-12-11T12:28:55-06:00December 13th, 2023|Strategy|0 Comments

They can be, but thoroughly researching and understanding their financial, legal, and operational aspects is essential to avoiding loss. Are you considering investing in vacation rental properties, or are you a lender exploring options to expand a program for short-term rentals? With the travel industry on the rebound, now might be the perfect time to [...]

By |2023-12-11T12:28:55-06:00December 13th, 2023|Strategy|0 Comments

SFR Due Diligence and Risk

By |2023-10-30T14:18:24-05:00November 1st, 2023|Operations|0 Comments

Does your budget add up to your ARV? In residential private lending, we often say the asset is everything. When it comes to renovation loans, however, the truth is more complicated and includes the asset, the budget, the market/neighborhood, and the vision. At its core, renovating real estate has been proven to create value throughout [...]

By |2023-10-30T14:18:24-05:00November 1st, 2023|Operations|0 Comments

Disrupting Construction Risk Management

By |2023-07-19T07:54:43-05:00August 9th, 2023|Technology|0 Comments

Accurate and timely construction draw management is critical to mitigating risk for banks and lenders. Embracing the data available through new technologies will create a paradigm shift. Construction draws are the disbursement of funds from a bank or a lender for a construction project. The timing of the draws is based on predetermined milestones and [...]

By |2023-07-19T07:54:43-05:00August 9th, 2023|Technology|0 Comments

6 Ways to Push and Pull Loan Levers to Mitigate Risk

By |2022-09-27T11:01:25-05:00July 9th, 2022|Fundamentals|0 Comments

Just don’t forget that moving one lever impacts the entire project you’re funding. As a private lender, there are a lot of levers you can pull to mitigate risk, including changing terms to offset the risk of a loan. Remember, risk tolerance is less about a number and more about how you feel sleeping at [...]

By |2022-09-27T11:01:25-05:00July 9th, 2022|Fundamentals|0 Comments

6 Ways to Mitigate Loan Risk

By |2022-06-08T12:25:16-05:00April 24th, 2022|Fundamentals|0 Comments

Don’t forget that when you push and pull levers, moving one lever can impact the entire project you’re funding. As a private lender, there are a lot of levers you can pull to mitigate risk, including changing terms to offset the risk of a loan. Remember, risk tolerance is less about a number and more [...]

By |2022-06-08T12:25:16-05:00April 24th, 2022|Fundamentals|0 Comments

Your Monthly Checklist for Reducing Credit Risk

By |2018-12-12T17:22:54-06:00December 12th, 2018|Strategy|0 Comments

Do these four things each month to track and reduce risk For many non-bank lenders, risk management is an activity they do before they get to the closing table. Lenders regularly evaluate the loan to value (LTV) ratio of the project when determining the creditworthiness of the buyer. The expectation is that if the borrower [...]

By |2018-12-12T17:22:54-06:00December 12th, 2018|Strategy|0 Comments

Using Baseline Reports Limits Risks

By |2019-01-07T20:32:32-06:00December 12th, 2018|Strategy|0 Comments

Make sure your clients’ projects stay on track. Sometimes even the savviest lender can overlook the perils that lurk in the shadows of construction. Too often, projects go upside down when reasonable oversight, like having a baseline report conducted, would have saved the day. Even on deals that look completely safe, there are risks that [...]

By |2019-01-07T20:32:32-06:00December 12th, 2018|Strategy|0 Comments

Title

Membership Questions?
Call 913-888-1250

Sign up for AAPL Membership:

AAPL has memberships specifically tailored for private real estate lenders.
Find one that works for you.

Join Now

Already a member? Sign In.

Forgot Password?

Forgot Password?

Please enter your email. The password reset link will be provided in your email.
Go to Top