Operations

Closing Small-Balance Deals amid CRE Market Uncertainty

By |2023-01-26T18:45:54-06:00January 25th, 2023|Operations|0 Comments

Lenders can use this approach to save borrowers money as interest rates rise. The commercial real estate market stumbled in 2022 as the Federal Reserve sought to combat high inflation with a series of jumbo hikes in the benchmark federal funds rate. These moves elevated interest rates to the highest levels in more than a [...]

By |2023-01-26T18:45:54-06:00January 25th, 2023|Operations|0 Comments

Understanding Mezzanine Debt and Key Intercreditor Issues

By |2022-11-21T12:22:25-06:00November 23rd, 2022|Operations|0 Comments

Make sure you are familiar with the operational and structural considerations of mezzanine financing. Mezzanine financing provides lenders an attractive opportunity to achieve higher returns than they would with a standard real estate loan. Before engaging in mezzanine financing, a lender should carefully evaluate the risks associated with a mezzanine loan. Part of this analysis [...]

By |2022-11-21T12:22:25-06:00November 23rd, 2022|Operations|0 Comments

Are You Prepared for Delinquency and Default?

By |2022-11-08T16:04:59-06:00November 9th, 2022|Operations|0 Comments

Many private lenders are tracking rising delinquencies and starting to feel the realities of the current market. A brief synopsis of the default landscape according to ATTOM’s Midyear 2022 U.S. Foreclosure Market Report, published in mid-July 2022, includes the following: In the first six months of 2022, a total of 164,581 U.S. properties are in [...]

By |2022-11-08T16:04:59-06:00November 9th, 2022|Operations|0 Comments

Addressing REO/Lender-Placed Insurance Coverage Issues

By |2022-11-08T14:49:33-06:00November 9th, 2022|Operations|0 Comments

Understanding common issues with REO properties is the first step in protecting your investment. In the first six months of 2022, lenders foreclosed on a total of 20,750 U.S. properties. This number is up 30% from the last half of 2021 and 113% from the first half of 2020. Double-digit increases are expected in the [...]

By |2022-11-08T14:49:33-06:00November 9th, 2022|Operations|0 Comments

How Inflation Is Impacting Insurance Premiums

By |2022-10-25T18:05:45-05:00October 26th, 2022|Operations|0 Comments

Inflation is affecting real estate investor insurance rates—and will hurt returns. Insurance premiums across the board are increasing at a fever pitch due to rising inflation and the increase in catastrophic weather events. Although there are a few practical ways to keep insurance costs from rising, inflation, labor trends, supply chain issues, and weather events [...]

By |2022-10-25T18:05:45-05:00October 26th, 2022|Operations|0 Comments

Foreclosure Pitfalls and How to Avoid Them

By |2022-09-27T11:04:42-05:00September 28th, 2022|Operations|0 Comments

The best lenders continually adapt to whirlwind market conditions, and stay a step ahead of ever-changing legislation. An an ideal world, borrowers would never default, and lenders could avoid the time and expense of foreclosure. Of course, defaults do happen, and lenders often find themselves facing many of the same avoidable issues that stall, or [...]

By |2022-09-27T11:04:42-05:00September 28th, 2022|Operations|0 Comments

Broker Price Opinions: A Viable Alternative to Appraisals

By |2022-09-27T11:05:27-05:00September 28th, 2022|Operations|0 Comments

An industry-wide shortage of appraisers is prompting new approaches to asset valuation. The appraiser logjam is an aggravating industrywide problem lenders have been forced to accept as immutable reality. The previous standard of 30 days to close a loan now averages closer to 45 days—and up to 90 days in more remote areas. The cost [...]

By |2022-09-27T11:05:27-05:00September 28th, 2022|Operations|0 Comments

Digging Into New Construction Financing

By |2022-09-13T11:13:12-05:00September 14th, 2022|Operations|0 Comments

As you evaluate how you would like to craft new construction loans, consider these key factors to take you from land acquisition to completion. New residential development has become a natural part of the trajectory for investors who start with renovation and graduate to a more advanced understanding of the construction and rebuild processes. As [...]

By |2022-09-13T11:13:12-05:00September 14th, 2022|Operations|0 Comments

Wire Fraud in Real Estate Transactions

By |2025-05-09T09:51:02-05:00August 31st, 2022|Fraud, Operations|0 Comments

Stay alert to these red flags in the titling and settlement process to protect yourself and your clients from fraud. According to the latest FBI Internet Crime Compliant Center’s report, in 2021, losses from cybercrime in the real estate/rental category reached $350,328,166. The total amount of losses reported for internet crime was $6.9 billion! One [...]

By |2025-05-09T09:51:02-05:00August 31st, 2022|Fraud, Operations|0 Comments

Lending to a Fraudster: A Cautionary Tale

By |2025-05-09T09:51:08-05:00April 24th, 2022|Fraud, Operations|0 Comments

Dedicate the time to properly evaluate the borrower. If you are a private lender, your primary goal is ensuring you get paid back. The best way to improve those odds is to scrupulously follow your due diligence checklist. Your checklist may include engaging an appraiser, performing a property inspection, running a background check, obtaining a [...]

By |2025-05-09T09:51:08-05:00April 24th, 2022|Fraud, Operations|0 Comments

Membership Questions?
Call 913-888-1250

Sign up for AAPL Membership:

AAPL has memberships specifically tailored for private real estate lenders.
Find one that works for you.

Join Now

Already a member? Sign In.

Forgot Password?

Forgot Password?

Please enter your email. The password reset link will be provided in your email.
Go to Top