UBTI and Mortgage Debt Funds
Make sure you understand the laws and tax consequences surrounding UBTIs. Unrelated Business Taxable Income (UBTI) is income that is regularly generated by a tax-exempt entity by means of taxable activities. This income is not [...]
Publish Your Closed Deals
Spreading the news about your funded transactions is an easy and effective content marketing strategy. Many private lending firms struggle to stay consistent with their marketing efforts, especially smaller operations that don’t have an in-house [...]
IRS Extends Opportunity Zone Fund Benefit
Ongoing pandemic spurs IRS decision to renew relief measures. In the recent IRS Notice 2021-10, the regulatory agency extended relief to Opportunity Zone Funds due to ongoing concerns stemming from the coronavirus. The announcement essentially [...]
Are You Accidentally Originating to Foreclose?
Consider these insights for being your borrowers’ watchdog—and building your reputation as an ethical lender. Originating to foreclosed on is also known in the lending business as “loan to own.” Loan to own can be [...]
ECHO PARK ‘CURATED’ CO-LIVING
A community of furnished bungalows in the trendy Echo Park area of Los Angeles exemplifies the importance of private lending. The Echo Park area of Los Angeles is what people imagine the “LA lifestyle” is [...]
NEW LAW IMPACTS NON-JUDICIAL FORECLOSURES
California enacts major changes to the non-judicial foreclosure process. In the final few months of 2020, much to the dismay and over the opposition of several industry groups, the California legislature approved, and the governor [...]
The Ultimate Blueprint for Scaling Growth in Real Estate
Here’s how to set yourself up for success in even the most challenging market environments. Where do you want your business to be in one year, three years, five years? Answering this question in a [...]
Proposed Licensing Legislation Could Impact the NY Housing Market
Current home flippers infuse the housing market with quality, affordable inventory. Proposed legislation in New York could make it harder for real estate investors to finance real estate renovation projects, which could further limit the [...]
Optimizing Fix-and-Flip Programs for Growth and Profit
Standardizing your processes creates efficiencies and transparency—and drives success. To set your company up for success in fix-and-flip lending, the right mix of standardization, people, and technology is key for a profitable program. Let’s look [...]
Last Call: What Drives You
I’ve always been wired a certain way, from back before I can remember. I’m very high energy, very high strung, and very committed to the things I care about. My Mom told me a story [...]
Don’t Let Your Insurance Requirements Get You in Hot Water
Forty-two states have a law that say you can’t require too much dwelling insurance. Insurance. Just the word can conjure up anxiety and dread in many people, especially those involved with the life cycle of [...]
Federal Eviction Moratorium Extended
Here’s a look at what private lenders need to know about the executive order. As part of a concerted effort to mitigate the spread of the COVID-19 pandemic, newly-elected President Joe Biden implemented a flurry [...]
COVID-19: A LITMUS TEST OF PRIVATE LENDERS’ SELF-REGULATION CAPABILITY
The private lending industry of today can trace its near-exponential growth over the past decade back to government regulation. Regulation of parallel industries, that is. Strictures that have reined in traditional institutional lending practices have [...]
The Opportunity of Opportunistic Capital
Make sure your portfolio is ready for the expected wave of foreclosures hits. As a lender, there are few things less desirable than having capital on the sidelines for extended periods of time. Idle capital [...]
No Magic Bullets
Hard work and execution built Constructive Loans. Ben Fertig, president of Constructive Loans, readily admits his entrepreneurial trajectory was not a “rags to riches story.” Though he’s worked with well-capitalized partners, his focus and drive [...]
Connecting Deals and Lenders
These lead-generation resources and tips help lenders and borrowers connect. Private lenders and borrowers looking for deal financing run into a number of challenges trying to find and connect with each other. On the one [...]
Bridge Loan Market is Changing Tides
In the wake of COVID-19, new lending trends are emerging in the bridge loan market. In March, COVID-19 disrupted everyone’s daily life. From curfews and lockdowns to wearing a mask in public, to schools and [...]
Opportunity Continues to Grow in Single-Family Rentals
Residential lenders considering new products to grow their business in 2021 and beyond may find single-family rental an attractive option. By John Beacham The real estate sector is feeling the effects of the pandemic unevenly. [...]
Case Study: Home Remodel “Opens Up” Traditional California Home
A full remodel of a worn-out home in a popular Los Angeles-area neighborhood exceeds expectations, in spite of the pandemic. This traditional home is nestled in the San Fernando Valley region of Los Angeles, with [...]
How the Extension of the Eviction and Foreclosure Moratoriums Will Impact the Rental Housing Industry
The housing market has had to endure a tumultuous journey keeping up with interest rate volatility, revamped credit requirements, and forbearance requests as a result of the COVID-19 pandemic. The executive order signed by Presiden [...]
