The Moratorium Effect
Government intervention in the housing and lending markets through eviction and foreclosure moratoriums is impacting private lenders’ ability to deploy capital and originate loans. To say things have changed in 2020 would be the understatement [...]
CIVIC Financial Services Announces Acquisition
CIVIC Financial Services LLC (CIVIC) has a new parent company in a deal its president says was truly a boon for all parties. “The win-win moniker is grossly overused and overstated. But, God as my [...]
Rules, Risks, and Capital Rewards: Private Lenders Find Success in a Post-COVID Market
Today, as Wall Street is looking for measured risk and maximum yield, private money for business-purpose residential loans is reemerging as an ideal market for their investments. COVID delivered a major blow to the private [...]
Dissecting Real Estate Appraising
Is it an art form or a science? The definition of appraisal—"an opinion of value”—appears straightforward and simple. In fact, the appraisal is likely the most misunderstood aspect of a typical real estate transaction. When [...]
Home Flipping in the Time of COVID
Renovate-and-resell profits have soared during the pandemic, but does that make it a good time to flip? When the COVID-19 pandemic was declared in March, Chicago-based investor Michael Hallman scrambled to mitigate any home flipping [...]
New Member Discount: Free Attorney Consult with Caballero Lender Services
Caballero Lender Services is the American Association of Private Lender's newest Member Discount partner, assisting lenders and servicers on private money loans by providing legal guidance and advice based on decades of experience in the [...]
AAPL Opposes New York’s Bill to Require Licensing to Transact Any Commercial Financial Product
NY A1420/S1061 Threatens to Require Licensing for Commercial (Business Purpose) Loans And Other Transactions UPDATE 3/17/2022 3:40PM CT: We received an alert that this bill has been amended as of March 17, 2022 and recommitted [...]
An Unexpected Journey
Susan Naftulin navigated a career from history major to fashion retail to private lending and entrepreneurship—a path she never envisioned. Susan Naftulin is an unexpected entrepreneur. Perhaps no one was more surprised than she was [...]
An Insider’s View of Fund Management
Here’s an overview of what you need to know if you plan to launch your own fund—or if you’re just curious about how funds work. This is the first in a short series of articles [...]
New Member Discount: Fund Administration with High Divide Management
High Divide Management is the American Association of Private Lender's newest Member Discount partner, providing boutique fund administration and accounting services to direct lenders. The company's founder launched the business after seeing firsthand how underserved [...]
Last Call: If it Sounds Too Good to Be True…
As lending restrictions tighten, make sure you aren’t being contacted about a great offer by a scammer impersonating a legitimate lender. I guide investors on how to make money in the real estate business. I’ve [...]
5 Tech-Driven Strategies for Accelerating Reach and Revenue
Private lenders that leverage technology can realize tremendous business growth. Lending businesses can transform their results by using technology-enabled strategies that increase their reach and boost bottomline revenue. Technology makes interactions between financial institutions and [...]
Titan Talk: The Titan of Local Capital
Tom Meade is dominating the Boston market. Filmed on location, Titan Talk is a one-on-one interview between a titan of either the real estate investment or a supporting industry and Eddie Wilson, CEO of the [...]
What Is the Biggest Legislative Challenge Facing the Private Lending Industry?
This year, AAPL’s Government Relations Committee (GRC) has tackled a wide range of issues on behalf of the private lending community. In New York, Senate Bill S3060E sought to increase the transfer tax on fix-and-flip [...]
California’s Tenant, Homeowner, and Small Landlord Relief and Stabilization Act of 2020 Becomes Law
Here’s what lenders need to know about how it protects tenants and landlords. On Aug. 31, 2020, AB 3088, known as the Tenant, Homeowner, and Small Landlord Relief and Stabilization Act of 2020, was signed [...]
Mythbusting for Private Lenders: Securities Edition
Are you a private lender? Nonconventional lender? Mortgage broker? It’s essential for you, as a private lender, to remember that if you are raising capital from investors, you are selling securities, and you need to [...]
Reverse Mortgages Increase in Popularity
Reverse mortgages offer advantages to private lenders who understand how they work, even when not part of lenders’ product offerings. With the coronavirus crisis still looming, conventional loans requiring monthly mortgage payments have been getting [...]
How elections affect real estate investors – and what you can do about it
Whether the results of the presidential election have left you elated or disappointed, it’s a good reminder that as a real estate investor, you have far more important things to focus on. Don’t let the [...]
Applications Open for AAPL Committees
Nearly all the American Association of Private Lender’s efforts to support the private lending industry operate under our three pillars: Education, Ethics, and Advocacy. To support these pillars, we appoint AAPL members from across the [...]
AAPL to launch private lending industry’s first impartial benchmark survey
As the oldest and largest association representing the private and peer-to-peer lending industry, we regularly receive requests from lenders, researchers, and legislators about everything from the size and scope of the industry all the way [...]
