Asset Based Lending Announces Third Securitization of $190 Million, Marking Major Milestone in Growth Strategy
JERSEY CITY, N.J. — June 10, 2025 — Asset Based Lending (ABL), a New Jersey-based lender providing private capital to real estate investors, has successfully closed its third securitization, ABL 2025-RTL1, totaling $190 million. This [...]
Foreclosure Should Be Your Last Resort
When working with real estate investors in today’s market, implementing alternate default remedies will save both you and your borrower money and time. As mortgage delinquency and rental vacancy rates in the U.S. continue to [...]
Rate Model Strategy: Mind Your P’s
Return to the basics of price, product, place, and promotion to set rates that balance your operations against a competitive market. For more than three years, mortgage rates have remained above 6.5%, inverted yield curves [...]
How to Combat Social Engineering
Using deceptive practices to strike the weakest point of your operations—you and your team—attackers gain unauthorized access to sensitive financial data. Social engineering is a manipulation technique attackers use to exploit human psychology and trust. [...]
Member Spotlight | Baseline
Our June Member Spotlight shines on Baseline: How long have you been an AAPL member? 2 years What AAPL benefit do you MOST value? The entire AAPL team has been extremely supportive ever since we [...]
Demystify Bank LOC Due Diligence
A strong financial profile, clear reporting, and market expertise are key to securing—and keeping—a bank line of credit. Bank lines of credit (LOCs) can benefit private lenders in numerous ways, ranging from larger balance sheet [...]
Fraud Unravels Property Rehab
Crook contractor circumvents checks and balances to bilk borrower out of full funds disbursement. The borrower in this case was a police officer in a city about 150 miles from the subject property. He was [...]
Competing Push/Pull Factors Signal Continued ‘Interesting Times’
Scrutinize the market’s big themes and dependencies to develop your game plan for the second half of 2025. So much can be said about the investment world and capital market volatility during the last 24 [...]
Toorak Capital Partners Awarded RMBS Deal Of The Year
Recognized for Successful Execution of the First-Ever Rated Residential Transition Loan (“RTL”) Securitization TAMPA, Fla. – May 19, 2025 – Toorak Capital Partners (“Toorak”), a tech-enabled investment manager of business purpose mortgage loans, was awarded [...]
Ghosts Haunt Lending Deals
Use these communication strategies based on real-world scenarios to prevent borrowers from unexpectedly disappearing. Few things are as frustrating in private lending as a borrower who suddenly stops responding. Whether it’s at the beginning of [...]
Brace for a CRE Market Remix
Rising delinquencies, stricter lending conditions, and declining property valuations are reshaping the commercial real estate landscape. The commercial real estate (CRE) lending market, including both traditional and private lending sectors, is facing significant challenges in 2025. [...]
American Association of Private Lenders Announces Keynote Speaker John Bringardner and Exclusive VIP Reception at Drai’s Las Vegas
KANSAS CITY, MO — The American Association of Private Lenders (AAPL) is proud to announce John Bringardner, Executive Editor of Debtwire, as the keynote speaker for its upcoming 2025 Annual Conference, taking place in Las [...]
Member Spotlight | Steven Alexander
Our May Member Spotlight shines on Steven Alexander, Partner at CohnReznick! Steven Alexander is a longtime friend, AAPL member and a valued Partner at CohnReznick for 34 years. He is a member of CohnReznick's Assurance [...]
Is it just me or is it way too loud in here?
Interest rate fluctuations and compression. Economic uncertainty. Trigger-shy capital. Tariffs, inflation, forecasted labor and supply shortages. Bird flu. Sophisticated fraud schemes. Technology advancements you’re not equipped to implement—but your competitor is. Borrowers ghosting you. Co-worker [...]
Define Your Culture, Attract Top Talent
Good candidates don’t just want a paycheck—they want to belong. Finding elite talent in private lending is no easy feat. The candidate pool is small, dispersed, and not often actively job-seeking. To secure the right [...]
Development Loan Sprouts Nature Lovers’ RV Park
Borrower’s first RV park endeavor integrates luxury with nature in Port Angeles. Firm Ridge Real Estate Partners, an experienced developer but new to transient RV parks, faced significant difficulty locating capital to fund their newest [...]
YOY Data Points to Industry’s ‘Shrinking Pie’
The nation’s top ten private lenders originated nearly a quarter of all residential volume, even as the number of lenders grew 15 percent. Michael Fogliano and Sean Morgan, Forecasa Several key trends shaped the 2024 [...]
Foreclosure Auction Volume Increases 4 Percent Annually to Six-quarter High in Q1 2025
Foreclosure auction volume up from a year ago in 26 states VA foreclosure auction volume spikes 104% as VA foreclosure moratorium expires Auction buyers pull back on price they are willing to pay as economic [...]
Federal Bill Needs Your Support
This article was updated 7.1.25 to reflect a business name change. Main Street Tax Certainty Act makes key tax deduction permanent. The Main Street Tax Certainty Act (S.1706/H.R.4721) would make permanent Section 199A, a key [...]
Buy or Hold? Local Developers Have the Answer
Bidding activity at foreclosure auctions provides early clues to 2025’s real estate market winners and losers. Bidding trends at foreclosure auctions in late 2024 indicate which local markets are likely to see gains or losses [...]
