Self-directed IRA holders are finding more freedom in how to invest in loans.
The private lending landscape is coming into its own as a popular alternative to loans from banks and other traditional lenders who follow strict regulations for borrowers and loan qualifications. Private lenders are tasked with [...]
Regulation A revamp has increased its viability for more capital-seeking companies.
Regulation A was established by the Securities Act of 1933, but its restrictive $5 million offering limit, coupled with exorbitant compliance prices, made this exemption financially impracticable for a significant portion of capital-seeking corporations. However, [...]
Dodd-Frank: The End Is Near?
On the campaign trail, candidate Donald Trump frequently discussed the need to scrap the Dodd-Frank Act (the “Act”). Following the election, the President-elect’s transition team signaled that reform will most likely come incrementally. The area [...]
Is Seller Financing for You?
Purchasing a property for all-cash is rare. Not many people have hundreds of thousands of dollars lying around. The common folks have to rely on an economic function known as "financing," which is essentially just [...]
Gray is the New ‘It’ Color
Stop by a Sherwin-Williams store and you’ll see that gray is replacing beige as the go-to neutral color for interior decorating. This anecdote provides a platform for a plethora of bad puns, because the graying [...]
Ensuring Your Portfolio is Solid
No lender wants to be left holding the note on a property that won’t sell or has to be foreclosed upon. The goal of an ethical and successful private lender is to build mutually profitable [...]
Real Estate Crowdfunding Marketplace, Sharestates, Hits $275 Million in Loan Volume
Sharestates, a real estate investment marketplace, has originated $275 million in loans since the platform launched in 2015, making it one of the largest real estate crowdfunding platforms in regards to originations. December 2016 was [...]
Out With the Old & In With the New
With 2016 swiftly coming to an end and 2017 planning well underway, it is inevitable to spend time reflecting on both the positives and negatives of the past year. As with the close of any [...]
The Importance of Communications and Perception in Litigation
For lenders and service providers, communication is perception. If the last few years have established anything, it is that the perception of borrowers, regulators and, in litigation, judges and juries, have and will dramatically influence [...]
“Trust your Gut” Marketing is a Bust for 2017
Data-driven decision making is increasingly valued above the “trust your gut” way of thinking. In the very beginning, there just were no tools and information needed to conceive and measure the effectiveness of our efforts. [...]
Applied Business Software Announces Major Software Update
Applied Business Software Inc. (ABS), developers of The Mortgage Office® and The Loan Office® software, is excited to announce a major update to its signature loan servicing software The Mortgage Office®. The Long Beach based [...]
Can I trade or share my email list?
The answer most of the time is “NO!” Here’s why: Sharing your list probably breaks the privacy policy you’ve created. When people subscribed to your organization’s email list you probably told them in the fine [...]
Real Estate Crowdfunding for the Rest of Us Starts Now
Small Change is first. FINRA (the Financial Industry Regulatory Authority) has just approved Small Change, the Pittsburgh-based crowdfunding platform, as the nation’s first Funding Portal dedicated to real estate. With a small stroke of a [...]
Intrastate Crowdfunding Rules Get Green Light From SEC
This past week, the Securities and Exchange Commission (SEC) made it easier for businesses to raise capital through crowdfunding efforts. The SEC adopted new and amended crowdfunding rules to allow companies to raise capital from [...]
Vital Tips to Help New Real Estate Investors Acquire Financing
Despite a certain level of volatility in the national and global economies, the U.S. housing market has rebounded strongly, opening the door for an influx of new investors. For seasoned real estate investors, the current [...]
Breathe Life into Your Marketing
Outbound marketing is not dead. That’s right, those messages sent to an audience through TV, cold-calling, e-mails, direct mail and paid searches is alive and well! Inbound marketing—regarded as the future of marketing—has grown leaps [...]
AAPL Announces Title Sponsor for Annual Conference
The American Association of Private Lenders (AAPL) announced Lima One Capital will be the title sponsor of the 2016 Annual Conference. Linda Hyde, AAPL’s Executive Director, is happy to announce their first title sponsor in [...]
California BRE and Disclosure Rules for California Private Money Lending on Trust Deeds
Under a California Bureau of Real Estate license, a broker may engage in private trust deed lending for “non-consumer” mortgages. However, a broker’s license requires that the broker issue disclosures under California real estate law [...]
Warning: Cold Calls from Exhibition Housing Management and Exhibitors House Services
It has been brought to our attention that there are multiple companies contacting our sponsors, claiming to represent the American Association of Private Lenders (AAPL) offering “assistance” with registration and hotel bookings. Two such reported companies [...]
Navigating the Private Lending Market
Private lending can yield better returns than stock and bond markets. If you understand the fundamentals and know how to conduct proper due diligence for each transaction, you can earn solid returns while minimizing your [...]
