Companies that tolerate discrimination—whether in the workplace or in lending—risk legal and reputational consequences. The U.S. Equal Employment Opportunity Commission (EEOC) enforces federal laws prohibiting discrimination against a job applicant or an employee during a variety of work situations, including hiring, firing, promotions, training, wages, and benefits. AAPL’s own Code of Ethics takes this a step [...]
CEMA transactions can reduce refinancing costs in New York, but private lenders must be diligent about following the process. Long-term rentals have exploded in the private lending space during the last several years. Private lenders entering the New York market who want to be competitive must understand and be able to handle CEMA, a unique [...]
Housing supply gradually began to increase in the second half of 2021, both in the larger retail market and in the narrower distressed property market—as predicted in a July 2021 article in this publication. The inventory of existing homes for sale increased to an 11-month high of 1.3 million in July 2021 and remained near [...]
The Consumer Financial Protection Bureau launched an open comment period now through January 21 seeking input to assess the effectiveness of HMDA, focusing on: Institutional coverage and transactional coverage; Data points; Benefits of the new data and disclosure requirements; and Operational and compliance costs. This is your chance to help decrease the burden of HMDA [...]
Borrower sought short-term bridge loan for massive renovations; refinanced with 30-year mortgage later. A single-family residence in Glenn Dale, Maryland, was condemned and sat vacant for nearly a year after a fire on November 5, 2018. It was finally purchased on October 15, 2019, and the borrower sought a bridge loan from Pimlico to address [...]
The proposed changes to the 1031 exchange will create significant burdens for small local investors. The 1031 exchange has been around since 1921. It has been a point of contention across political lines for decades, but now it seems President Biden will take a decisive step to change the path of this tax law. The [...]
Equity buffers are one of the most important ways to protect your private money investment from speeding out of control. The first article in our Back to Basics series stressed that not making data-driven decisions about who to lend to and what to lend on can leave you in a tough position—and put your principal [...]
Communities are revitalized at every level when private lenders invest in affordable housing. The need for more affordable housing in the U.S. could not be more severe. There needs to be more of it—and it needs to be of better quality. According to a report from the National Association of Realtors, new housing construction in [...]
Get the most out of the bankruptcy: Understand the risk management strategies you can take prior to granting a loan. Disclaimer: This article is for informational purposes only and is not meant to be legal advice. Consult your local bankruptcy attorney for your particular situations. As part of a series of articles discussing strategies for [...]
Private lenders must be aware of the new trends emerging in the residential asset classes. The real estate market of 2020 transitioned from uncertainty to unforeseen heights, but where is it now, in 2021? And what trends have emerged from a market movement that took on a life of its own? Although they navigated a [...]
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Nominations are open until August 30, 2026, with voting from September 7-30, 2026. We’ll announce recipients at our Annual Conference.
Member of the Year (MOTY): This award goes to a member based on their deep expertise, unique value, and strong commitment to clients and the industry.
Rising Star: Rising Stars are members who have accomplished outstanding growth in their company or industry sector over the past year.
Community Impact: Recipients improve their local communities or our industry through volunteering, development programs, or civic efforts.
See past award winners, award rules, and participate in the 2026 nomination and voting process here.
VIP RECEPTION // Enjoy cocktails and hors d’oeuvres while catching up with VIPs from across the country, all overlooking the gorgeous Las Vegas Strip. AAPL Members may RSVP during conference registration at no additional cost; for non-members it is $199/ticket.
NETWORKING BREAKFASTS & SESSION BREAKS // Early-risers will appreciate plentiful coffee and a selection of pastries, protein, and more – along with the opportunity to talk shop in a quieter atmosphere. Session breaks feature an energetic environment with a variety of snacking options.
AFTER-HOURS RECEPTION // Continue conversations with fellow attendees, sponsors, and speakers in the Exhibit Hall while enjoying complimentary hors d’oeuvres and two drink tokens.
OFFICIAL AFTER-PARTY // For those who hate to say goodnight, each year a few sponsors plan a little something extra to wrap up your day … or help segue from all-business to all-fun. We’ll mark the party as official and provide information about how to attend.
AAPL APP // The app is your insiders’ guide to getting the most out of #AAPLANNUAL and includes your personalized schedule, conference navigation system, and more! Download now!
Grand Prize – Custom Championship Belt & VIP Admission to Power Room event in St. Augustine, FL (February 27th – March 1st, 2023)
2nd Place – 2023 AAPL Annual Conference Bundle to include Individual Membership, 1 Conference Ticket and 1 VIP Reception pass.
3rd Place – 1 year AAPL Individual Membership
