Lightning Docs Recognized as the Private Lending Industry Standard for Business‑Purpose Loan Documents
As the private lending industry continues to expand, lenders are placing greater emphasis on accuracy, compliance, and efficiency in their loan documentation processes. A recent feature highlights how Lightning Docs has emerged as the trusted [...]
AAPL Annual 16: Insights, Strategy, and Connection Driving the Future of Private Lending
The private lending industry continues to evolve at a rapid pace, and events that bring professionals together for education, strategy, and collaboration are more essential than ever. AAPL’s Annual Conference remains one of the most [...]
AAPL Continues Building a Stronger, More Connected Private Lending Industry
As private lending grows in scale and influence, the need for a unified professional community has never been more important. The American Association of Private Lenders (AAPL) is stepping into that role with renewed purpose—strengthening [...]
Debate Grows Over Proposed Restrictions on Institutional Investors in Single‑Family Housing
The national conversation around housing affordability continues to escalate as a proposed ban on institutional investors purchasing single‑family homes sparks strong reactions across the real estate and private lending sectors. Supporters argue the measure could [...]
Building the Future of Private Lending: Insights from Industry Leader Linda Hyde
The private lending industry is experiencing rapid growth, increased regulatory attention, and a rising demand for strong professional standards. As lenders look for guidance on navigating this evolving landscape, industry leadership becomes more important than [...]
From Burnout to Breakthrough
From exits to evolution, the next chapter in private lending is defined by maturity, specialization, and grit.” The private lending world is relentless. Big deals, little deals, easy deals, complex deals—and everything in between. Succession [...]
Use Automation and AI with Integrity
AI creates real efficiency only when it’s designed around transparency, human handoffs, and accountability. Lett me start with the simple part: This is not legal advice. I’m not your counsel, and I’m not here to [...]
Member Spotlight | Steven Ernest
Our January Member Spotlight shines on Steven Ernest! How long have you or your company been an AAPL member? Over 10 years! What have you found to be most beneficial from AAPL membership? I get [...]
From Boom to Balance
Inventory, pending ratios, and price cuts reveal a market recalibrating fast—and creating new investor openings. The housing market downshifted decisively in 2025 as stubbornly high mortgage rates, tariff uncertainty, and a more laissez faire housing [...]
Sitewire Launches BudgetIQ™ and PermitIQ™ to Make Pre-Construction Risk Standardization the Default
Lafayette, California — December 10, 2025 — Sitewire, the draw management and inspections platform for construction finance, today announced the launch of BudgetIQ™and PermitIQ™, two products designed to standardize pre-construction risk checks before budgets are [...]
Junior Mortgages Doomed After AB 130?
Republished with permission from Doss Law. Original article published 7/1/2025 on dosslaw.com On July 1, 2025 California AB 130 became operative law in California. It is intended to remedy “zombie loans,” which are typically dormant [...]
Scale Your Platform
An Unbeatable Partnership in Real Estate Finance Fidelis Investors: Entrepreneurial speed meets institutional strength. When you combine a capital partner with a true capability of balance sheet lending and flexible underwriting, Fidelis's 29+ years of [...]
Member Spotlight | Carr Talent Acquisition
Our December Member Spotlight shines on Carr Talent Acquisition! What should we know about Carr Talent Acquisition? CARR Talent is a premier hiring agency that specializes in hiring in lending, construction, real estate invesment firms, [...]
Ownership Isn’t Leadership
My 12-Year Journey Building AAPL Twelve years ago, I walked into my first American Association of Private Lenders event with a notebook, a head full of ideas, and a simple question: What could this industry [...]
Draw the Line
Shortcuts and workarounds inside lending firms are opening the door to systemic abuse. A common misconception is that fraud in lending originates primarily from borrowers, such as falsifying income or inflating property values. However, unethical [...]
The Undead Threat
“Zombie liens” can jeopardize private lending and property transactions. Everything about the Brazos County, Texas, deal just south of Austin looked solid. The borrower had purchased a single-family home, secured financing through Ternus, completed renovations [...]
Accounting for Securitizations
Private lenders can scale with securitizations when consolidation, control and valuation are handled correctly. If you are looking to capitalize on loan securitizations, you are not alone. Securitizations are increasingly popular because they allow private [...]
Avoid Pitfalls in Prepayment Penalty Rules for LLC Borrowers
Lenders face heightened compliance risk as states vary widely. In today’s shifting legal environment, lenders must stay alert to state-specific prepayment penalties (PPP) that may affect their underwriting decisions, especially in loans to LLCs or [...]
Industry Leaders Share Their Journeys in Private Lender Perspectives: Leadership Stories from Professionals Shaping the Industry
KANSAS CITY, Mo. – October 16, 2025 — The American Association of Private Lenders (AAPL) today announced the release of its new book, Private Lender Perspectives: Leadership Stories from Professionals Shaping the Industry, a collection of first-hand insights from [...]
Member Spotlight | Construction Inspection Specialists
Our November Member Spotlight shines on Construction Inspection Specialists! What should we know about Construction Inspection Specialists? Construction Inspection Specialists offers a full range of inspection and due diligence services to residential and commercial lenders [...]
