Tier II and III Markets Surge
Origination numbers are up even as loan amounts level off. Following a rate cut in December 2024, the Federal Reserve has maintained the same federal funds target rate for the first four consecutive FOMC meetings [...]
Same Market, Different Results: Why Some Lenders Are Winning Big
With DSCR loan volume up 105% year-over-year, top performers aren’t riding the wave—they’re creating it through better execution and infrastructure. Lightning Docs is a SaaS platform founded by the partners at Fortra Law —recently rebranded [...]
Modernize Private Lending in Utah
Help update restrictive lending laws to support business-purpose lenders. Private lending is a cornerstone of real estate investment and small business growth nationwide. However, in Utah, outdated and overly restrictive lending regulations are limiting opportunities [...]
Dig Out Stalled Projects With the Right Developer
When construction restarts after a standstill, it takes a nuanced set of developer skills that even some seasoned pros may lack. Jill Duke and Keith Tibbles from Level Capital One of the most effective ways to [...]
Manage Every Loan Like It’s Day One
Great servicing teams drive loyalty and stop losses before they start. Private lenders spend considerable effort building, fostering, and maintaining relationships. Often, this experience allows them to understand the operational risk associated with a loan, [...]
Member Spotlight | Jennifer Young
Our October Member Spotlight shines on Jennifer Young! How long have you or your company been an AAPL member? Over 10 years! What have you found to be most beneficial from AAPL membership? AAPL has [...]
This is the Market
We’ve been hearing the same recycled phrases for half a decade now: “turbulent times,” “market uncertainty,” “volatility.” These aren’t excuses anymore. This is the market. Adapt. At a recent leadership roundtable, a broker asked how [...]
Truepic Introduces Groundbreaking Risk Network for Mitigating and Preventing Fraud Across the Financial Sector
Powerful new capabilities within Truepic Vision enable enhanced identification of operational risk across critical systems in real-time. SAN DIEGO, CA, September 25, 2025 (GLOBE NEWSWIRE) – Truepic, the enterprise leader of Visual Risk Intelligence in [...]
Don’t Let These 10 Misconceptions Get You Sued
Regulatory missteps start with false assumptions about licensing, usury, and how securities laws apply. Nichole Moore and Jennifer Young Fortra Law In private lending, legal missteps often stem not from negligence but from well-intentioned assumptions. [...]
Spot Straw Buyers Before They Burn You
Assignment layering and masked entities are turning routine deals into high-risk traps. Straw buyer fraud in hard money lending often reveals itself through contract assignments within wholesale transactions. Fraudsters often try to obscure their identity [...]
Turn Broker Relationships into a Competitive Edge
Smart lenders know brokers are critical partners, not just conduits for deal flow. The current lending landscape is as competitive as ever. Combined with growing concerns over a potential recession and what seems like a [...]
The Hardest Deal You’ll Ever Close Might Be Your Own
Whether you’re selling, scaling, or handing off the reins, a smart transition starts with brutal honesty about where your business stands today. Here’s the deal. You’ve built your lending business from the ground up. You’ve [...]
Make Title an Advantage, Not a Bottleneck
A strategic title partner can accelerate closings, safeguard reputation, and support long-term portfolio growth. Not all title companies are created equal, especially when it comes to business-purpose loans. The right title partner understands the urgency, [...]
Transactional Funding Fraud Nearly Killed Us
Our private lending startup almost lost more than half a million dollars to fraud. Here’s what you can learn from our experience. Ternus is a young private lending company that prides itself on operating differently. [...]
The Contractor Vanished (But the Deal Didn’t)
When a flip in Texas started to fall apart, smart structure brought it back from the brink. Jet Lending funded a flip of a single-family home in Ingleside, Texas. It was appraised at $216,000, with [...]
Doubt Is My Edge
I found success when I rewrote my inner voice and stopped playing small. There was a time—not long ago—when the phrase “women don’t raise capital like men do” echoed a little too loudly at lending [...]
Member Spotlight | Samonae Carter
Our September Member Spotlight shines on Samonae Carter How long has Micro Monies been an AAPL member? We just joined! What benefit are you most looking forward to from membership/why did you join the association? [...]
Pay Now or Pay Later
Investing in the right people is often less expensive than the hidden costs of hiring mistakes. Success is powered by people. Every loan funded, process streamlined, and relationship managed ties back to the talent working [...]
Appraised to Fail
From comps to construction costs, lenders who question everything stand the best chance of protecting themselves from fraud. Private lenders face a material risk of fraud, and the cases have become increasingly more sophisticated. Mix [...]
Federal Bill Needs Your Support: Accredited Investor Expansion
Private lenders may soon have expanded access to capital via a bipartisan bill that opens a path for more investors to seek accredited status. If passed, H.R.3339, also called the Equal Opportunity for All Investors [...]
