The Undead Threat
“Zombie liens” can jeopardize private lending and property transactions. Everything about the Brazos County, Texas, deal just south of Austin looked solid. The borrower had purchased a single-family home, secured financing through Ternus, completed renovations [...]
Accounting for Securitizations
Private lenders can scale with securitizations when consolidation, control and valuation are handled correctly. If you are looking to capitalize on loan securitizations, you are not alone. Securitizations are increasingly popular because they allow private [...]
Avoid Pitfalls in Prepayment Penalty Rules for LLC Borrowers
Lenders face heightened compliance risk as states vary widely. In today’s shifting legal environment, lenders must stay alert to state-specific prepayment penalties (PPP) that may affect their underwriting decisions, especially in loans to LLCs or [...]
Industry Leaders Share Their Journeys in Private Lender Perspectives: Leadership Stories from Professionals Shaping the Industry
KANSAS CITY, Mo. – October 16, 2025 — The American Association of Private Lenders (AAPL) today announced the release of its new book, Private Lender Perspectives: Leadership Stories from Professionals Shaping the Industry, a collection of first-hand insights from [...]
Member Spotlight | Construction Inspection Specialists
Our November Member Spotlight shines on Construction Inspection Specialists! What should we know about Construction Inspection Specialists? Construction Inspection Specialists offers a full range of inspection and due diligence services to residential and commercial lenders [...]
Take Control of Comps
Eliminate overly-subjective and intentionally misrepresented influence to safeguard every loan you originate. Whether your lending business has been affected or not—and whether you’ve been aware of recent issues that have impacted many reputable lenders in [...]
Lock Down Your Disclosures
Stop lawsuits before they start by putting every fee change in writing. Principled lenders occasionally find themselves navigating ethical gray areas—not through malice, but through oversight, ambiguity, or the breakneck pace of deal flow. As [...]
Tier II and III Markets Surge
Origination numbers are up even as loan amounts level off. Following a rate cut in December 2024, the Federal Reserve has maintained the same federal funds target rate for the first four consecutive FOMC meetings [...]
Same Market, Different Results: Why Some Lenders Are Winning Big
With DSCR loan volume up 105% year-over-year, top performers aren’t riding the wave—they’re creating it through better execution and infrastructure. Lightning Docs is a SaaS platform founded by the partners at Fortra Law —recently rebranded [...]
Modernize Private Lending in Utah
Help update restrictive lending laws to support business-purpose lenders. Private lending is a cornerstone of real estate investment and small business growth nationwide. However, in Utah, outdated and overly restrictive lending regulations are limiting opportunities [...]
Dig Out Stalled Projects With the Right Developer
When construction restarts after a standstill, it takes a nuanced set of developer skills that even some seasoned pros may lack. Jill Duke and Keith Tibbles from Level Capital One of the most effective ways to [...]
Manage Every Loan Like It’s Day One
Great servicing teams drive loyalty and stop losses before they start. Private lenders spend considerable effort building, fostering, and maintaining relationships. Often, this experience allows them to understand the operational risk associated with a loan, [...]
Member Spotlight | Jennifer Young
Our October Member Spotlight shines on Jennifer Young! How long have you or your company been an AAPL member? Over 10 years! What have you found to be most beneficial from AAPL membership? AAPL has [...]
This is the Market
We’ve been hearing the same recycled phrases for half a decade now: “turbulent times,” “market uncertainty,” “volatility.” These aren’t excuses anymore. This is the market. Adapt. At a recent leadership roundtable, a broker asked how [...]
Truepic Introduces Groundbreaking Risk Network for Mitigating and Preventing Fraud Across the Financial Sector
Powerful new capabilities within Truepic Vision enable enhanced identification of operational risk across critical systems in real-time. SAN DIEGO, CA, September 25, 2025 (GLOBE NEWSWIRE) – Truepic, the enterprise leader of Visual Risk Intelligence in [...]
Don’t Let These 10 Misconceptions Get You Sued
Regulatory missteps start with false assumptions about licensing, usury, and how securities laws apply. Nichole Moore and Jennifer Young Fortra Law In private lending, legal missteps often stem not from negligence but from well-intentioned assumptions. [...]
Spot Straw Buyers Before They Burn You
Assignment layering and masked entities are turning routine deals into high-risk traps. Straw buyer fraud in hard money lending often reveals itself through contract assignments within wholesale transactions. Fraudsters often try to obscure their identity [...]
Turn Broker Relationships into a Competitive Edge
Smart lenders know brokers are critical partners, not just conduits for deal flow. The current lending landscape is as competitive as ever. Combined with growing concerns over a potential recession and what seems like a [...]
The Hardest Deal You’ll Ever Close Might Be Your Own
Whether you’re selling, scaling, or handing off the reins, a smart transition starts with brutal honesty about where your business stands today. Here’s the deal. You’ve built your lending business from the ground up. You’ve [...]
Make Title an Advantage, Not a Bottleneck
A strategic title partner can accelerate closings, safeguard reputation, and support long-term portfolio growth. Not all title companies are created equal, especially when it comes to business-purpose loans. The right title partner understands the urgency, [...]
