Member Spotlight | Cort Chalfant
It's rare to find someone who's had a career in real estate — and is still actively involved — for more than forty years. You might say that Cort Chalfant, managing member of Nexus Private [...]
Member Spotlight | Ted Parker
Each day the New York Stock Exchange opens and closes with a ring of "The Bell."It takes a special someone to wrangle the opportunity regardless, but it's nearly impossible if you're not a company directly [...]
PRIVATE MONEY LENDER ANNOUNCES $108 MILLION SINGLE-MONTH FUNDING
Civic Financial Services achieves mortgage milestone in private money space Redondo Beach, CA, May 28, 2019 – Civic Financial Services reached a mortgage milestone in the private lending arena, funding over $108 million in the [...]
Residential Real Estate Rallies
Surprise! After talk of a downturn, a housing and mortgage rally emerges. After much recent talk about a slowdown in the housing and mortgage markets, the residential real estate industry appears to have done an [...]
Special Feature: Forecasting the Future of Private Lending
AAPL’s Government Relations Committee makes some long-term projections. AAPL announced its inaugural Government Relations Committee (GRC) earlier this year to serve as the implementation arm for the association’s advocacy goals. The GRC monitors state and [...]
What Your Attorney Didn’t Tell You
Beware of consumer laws that apply to business purpose loans. Private lenders are often surprised to hear that some consumer laws apply to business purpose loans. Worse yet, some private lenders have been told by [...]
Tax Season: When Retirement Accounts Can Really Shine
A self-directed IRA allows you to invest in private, hard and “alternative” assets without sacrificing the plan’s tax advantages. The 2018 tax filing deadline has come and gone. Last year was hopefully a prosperous one [...]
Yield Compression
Why rates for alternative real estate financing are declining in this rising interest rate market The prime rate has been increasing slowly over the past six months, but real estate financing in the alternative sector [...]
The Next Baby Boomer Boom
How the postwar generation will shake up the housing market. Due to their sheer numbers, the baby boomer generation has had an outsized impact on society. They have been driving cultural change and economic expansion [...]
Angel Oak Mortgage Solutions Expands Correspondent Lending Unit, Welcomes Four New Executives
ATLANTA (May 13, 2019) – Angel Oak Mortgage Solutions, LLC is enhancing its correspondent lending channel with new technology, infrastructure and high-level talent that reflect the stunning growth in the non-qualified mortgage marketplace. The company [...]
STRATTON EQUITIES’ HARD MONEY MEET AND GREET ON MAY 22
Loan Officers, Real Estate Agents, Developers and Investors are invited to the Son Cubano Restaurant in West New York in May to learn more about Stratton Equities April 17, 2019 - Parsippany NJ – New Jersey [...]
Florida Business-Purpose Checklist
How to determine what qualifies as a business purpose mortgage loan Florida House Bill 935 goes into effect July 1, 2019. It adds stiff penalties for misrepresenting a consumer mortgage loan as a business purpose [...]
Lender Limelight | Michael Schumacher & Aaron Roth
Striking a Balance at 15,000 Feet Michael Schumacher and Aaron Roth follow a big picture formula to keep their portfolios in an upright position. Now Boarding Like many small company leaders, Michael Schumacher and Aaron [...]
Part 3 of a 6-part series: The Foreclosure Process
Other Articles in this Series: Part 1 of a 6-part series: The Very Last Nail Part 2 of a 6-part series: Cover Your Asset Part 3 of a 6-part series: The Foreclosure Process Part [...]
Florida Mortgage Licensing Language Defeated
The Florida Senate on Thursday substituted and passed companion House Bill 7103 in place of Senate Bill 1730 and adjusted to match the Senate bill’s language – with one large exception. Legislators chose to leave [...]
Demystifying Trademarks & Copyrights
Knowing the difference between the terms can help you protect your business. We’ve all heard the terms “trademarks” and “copyrights” a million times. But what do they actually mean? Trademarks and copyrights are two of [...]
Meet Your Government Relations Committee
The Path Forward The members of American Association of Private Lenders’ Government Relations Committee are your first responders when it comes to tracking legislation and prioritizing, strategizing and executing advocacy efforts. Meet the committee that [...]
Support an Amendment to FL SB 1730
UPDATE 4/24: Senator Stargel withdrew amendment 356486 during Tuesday's Committee on Rules meeting. Act to oppose Section 7 of SB 1730 Now Currently, Florida Senate Bill 1730 contains language that would require a mortgage lender [...]
Analyzing Your Company Culture
7 Questions to ask yourself about job satisfaction and employee intention Can you paint a picture of your company as one that listens and validates employees’ opinions? Rewards hard work? Creates an enviable work culture? [...]
China’s Investment Slowdown
Will America’s real estate market be affected? Over the past several years, Chinese investors were quite active in the U.S. real estate market. Both the commercial and the residential sectors benefited from the healthy appetite [...]