Asset Based Lending Caps Year of Incredible Growth and Company Firsts
JERSEY CITY, N.J. – March 26, 2025 – Asset Based Lending (ABL), a New Jersey-based lender providing private capital to real estate investors, funded 1,866 loans in 2024 – a 60% increase over 2023 – [...]
Legislative Alert: Florida SB 392 – Default Interest Notification
5/5/2025 - Florida Senate Bill 392 has been indefinitely postponed and withdrawn from consideration. 3/24/2025 - The American Association of Private Lenders has been made aware of Florida Senate Bill 392, which if passed, will [...]
The Run Down for Effective Mortgage Rate Messaging
Avoid surprising your clients with mortgage rate and program changes by communicating consistently and transparently. Navigating a landscape in which mortgage rates continue to fluctuate can be particularly frustrating for investors, borrowers, and brokers. Lenders [...]
Default, Delinquency: Aggressive Collections Not the Answer
Techniques that keep communication lines open and preserve broker-borrower relationships help lenders mitigate loss and win fans. In mortgage lending, loss mitigation is a process where the lender, investor, and servicer work with a borrower [...]
Hyperlocal Due Diligence: A Look at the New York City Tristate Area
A combination of factors has led to high inventory levels in this consequential market, but could market demand be rebounding? As we always reference, the adage “location, location, location” invokes three important realms of evaluating [...]
The Rise of Constructive Capital: A Behind-The-Scenes Look With Kyle Concannon
How does a company navigate rapid expansion, market shifts, and industry challenges to become a major player in private lending? Eddie sat down with Kyle Concannon, VP of Product at Constructive Capital, to uncover the [...]
Unrealized Potential: Examining Midstream, Abandoned Construction
Originating or refinancing an incomplete construction project requires an additional set of tools and expertise to manage financial, legal, and market risks. When you start a construction project from the beginning, you can meticulously plan [...]
DSCR: Conventional Lenders Edging Out Private Market?
As residential refinance activity declines, the origination-starved conventional mortgage industry has more than doubled its appetite for debt service coverage ratio loan products. Originations—both conventional and private—have been increasing annually since 2019, peaking in 2022. [...]
Unsung Underwriting Tools: Insurance Resources
Property insurance not only protects loan collateral, it provides unique insight into underlying geographic, property, and borrower risk. The availability of insurance and its cost can significantly impact the overall risk of financing an investment [...]
Member Spotlight | Shaye Wali
Our March Member Spotlight shines on Shaye Wali, CEO at Baseline! Shaye Wali is the Founder and Chief Executive Officer at Baseline, a technology platform that helps origination and servicing teams streamline their workflows, leverage [...]
State of the Industry: Unanticipated Loan Activity Signals Market Shift
In 2024, private lenders are witnessing an unexpected uptick in bridge and DSCR loan activity, reflecting growing investor demand for flexible financing options amid market uncertainty. Lightning Docs is a software company specializing in loan [...]
Distressed Auction Data Reveals Hidden Market Potential
New data shows fewer than one in four purchases at foreclosure and REO auctions involve financing, underscoring a substantial, untapped opportunity. Nearly eight in 10 homes purchased at distressed property auctions are not financed by [...]
Major Capital Exits, Freezes Signal CRE Market Disruption
Meanwhile, shifting demand from office space and traditional multifamily to mix-use development heralds a new wave of opportunity in commercial real estate. As 2025 kicks off, commercial real estate (CRE) is buzzing with opportunities and [...]
Federal Bill Needs Your Support: Main Street Tax Certainty Act
This article was updated [date] to reflect a business name change. The Main Street Tax Certainty Act (S.1706/H.R.4721) would make permanent Section 199A, a key tax deduction which as of now will sunset at the [...]
A Solution for Every Problem
While Chris Fuelling, CEO of LendingWise, describes himself in terms of tenacity, gumption, and fortitude—all undoubtedly true—a solutions-first core and builder’s heart is where the real story is. It’s why he launched his first business [...]
Unlock Your Access to Bank Lines of Credit
Follow this roadmap for how to assess bank sizes, meet LOC criteria, and forge productive banking relationships that support your goals. Finding the right bank to provide a line of credit (LOC) for your private [...]
Managing the Blind Spot
Series Note: This is the second article in a series about operational risk in construction and renovation lending. The series, written from the perspective of a chief lending officer, examines examples of operational risk, addresses [...]
A Car Wash with a Purpose
Milton, Washington’s newest car wash combines cutting-edge technology with environmental goals, supported by a loan that meets both lender and borrower needs. The Glacier Car Wash project is a 4,200-square-foot state-of-the-art facility, which will feature [...]
Master DSCR: Learn DSCR Secrets With Benn Jackson
Is your real estate portfolio working as hard as you are? Eddie sat down with Benn Jackson from Constructive Capital to break down the strategies and tools every real estate investor needs to succeed in [...]
Member Spotlight | Justin Land
Our February Member Spotlight shines on Justin Land, Co-Founder at Merchants Mortgage & Trust Corporation! Justin Land has extensive expertise in the industry and has a passion for empowering investors. He is committed to delivering [...]
