“Negative Remarks” and Foreclosures
Examining three states with the highest foreclosure rates will help you assess risk and strengthen your lending portfolio. Tracking residential foreclosure data is vital for understanding both the health of the housing market and its [...]
Member Spotlight | Jack Helfrich
Our September Member Spotlight shines on Jack Helfrich, Executive Vice Present Retail Lending at CV3 Financial Services! If you've been to our Annual Conference, you've probably heard Jack Helfrich's name a time or two. Not [...]
Much Ado About Debt Funds
With billions in dry powder and a growing number of new entrants, these funds are reshaping the lending landscape and offering crucial support to an industry in flux. The prolonged period of economic uncertainty and [...]
Create Your ‘Gold Standard’
Private lenders can ensure quality and mitigate risk by streamlining their loan origination policies and procedures. As a lender, whether you’ve been in business for years or are relatively new, you have undoubtedly established policies [...]
Stop Being Just a Lender
If you want to keep your borrowers coming back in a challenging market, work on these strategies to give them more opportunity. In the competitive private lending industry, lenders likely find it increasingly difficult to [...]
Exorcising Hobgoblins: Removing Antiquated Clauses from Loan Documents
Many of these clauses, cobbled together over decades or more, contain antiquated clauses that no longer serve their intended purpose. So that you don’t have to Google it, a hobgoblin is a mischievous imp (or [...]
NAR Settlement Could Cut Both Ways for Real Estate Investors
Investors will likely gain a bigger advantage in acquiring properties on the retail market but may see more competition from retail buyers on alternative purchase platforms and chilling demand for resales. A landmark court settlement [...]
State of the Private Lending Industry: Volatility or Smooth Sailing?
Lightning Docs, the official loan document platform of the American Association of Private Lenders (AAPL), recently provided updated data on interest rates and loan volume for both short-term bridge loans and long-term rental loans for [...]
Condo Project to Help Relieve Affordable Housing Challenge
The 36-unit Fort Worth, Texas, condominium construction project is expected to help address the city’s affordable housing shortage. Direct private lender Navigator Private Capital recently funded a ground-up 36-unit condominium project at 123 Merritt Street [...]
Member Spotlight | Jennifer Young
This article was updated 7.1.25 to reflect a business name change. Our August Member Spotlight shines on Jennifer Young, Partner, Corporate & Securities at Fortra Law! Jennifer Young holds many titles: AAPL friend and long-time [...]
Modifications of Brokered Loans in California: Pending Bill SB 1146 Needs Your Support
This article was updated 7.1.25 to reflect a business name change. UPDATE: As of 8/28/2024 the bill has passed the both the California Assembly and Senate. It is now headed to Governor Gavin Newsom to [...]
John Bringardner Announced as Keynote Speaker for AAPL’s 15th Annual Conference
John Bringardner Announced as Keynote Speaker for AAPL's 15th Annual Conference Kansas City, MO – July 29, 2024 – The American Association of Private Lenders (AAPL) is thrilled to announce that John Bringardner, Executive Editor of Debtwire, will be the [...]
Working Your Book of Business
Your past borrowers are essential for sustainable growth. Here’s how to develop effective strategies for engaging them, enhancing their loyalty, and tapping into their potential as repeat customers. You know it as well as I [...]
A First-Hand Account of Our New Fraud Reality
Discover how to safeguard you and your clients by avoiding common fraud tactics in the private lending industry. We often live with a false sense of safety when it comes to fraud: We know it [...]
NAR Settlement Could Cut Both Ways for Real Estate Investors
Investors will likely gain a bigger advantage in acquiring properties on the retail market but may see more competition from retail buyers on alternative purchase platforms and chilling demand for resales. A landmark court settlement [...]
Fintech Entrepreneur Embraces Second Act
Liquid Logics began not merely as a business venture but as a culmination of a young boy’s dream and a series of fortuitous events. In the realm of fintech, particularly in the niche of private [...]
Enough of Fraud!
AAPL has formed a member-led fraud steering committee and launched additional initiates to combat fraud in the private lending industry. Because technology has made it easier than ever to perpetuate all kinds of fraud, lenders [...]
Most default servicing leaders expect soft landing, slowly rising foreclosures despite persistently high interest rates
76% surveyed expect home price increases to continue through the rest of 2024 57% expect gradual rise in foreclosure volumes in second half of the year 51% of loans in loss mitigation expected to permanently [...]
Instill Confidence With High-Performance Loan Servicing
Regardless of your monthly volume, one aspect of lending that matters to all stakeholders in your operations is loan servicing, so vet these vendors carefully. Loan servicing is more often a cost than a revenue [...]
Ebb and Flow of Private Lender Capital Strategies
In the changing lending landscape, private lenders have three basic options when originating loans. Which option is best for you? The terms “data” and “analytics” have become ubiquitous for good reason. Within every industry, there [...]
