Lending

Identifying Your Ideal Borrower

By |2023-06-19T10:21:56-05:00June 28th, 2023|Fundamentals|0 Comments

Qualitative criteria can provide borrower insights that quantitative data often don’t capture. Small private lenders tend to have a different business model and deal flow than their larger counterparts. For example, smaller lenders tend to focus on a few geographical areas and know their markets well. Smaller lenders also develop deeper connections in the markets [...]

By |2023-06-19T10:21:56-05:00June 28th, 2023|Fundamentals|0 Comments

Old School Rules: Getting Back to Lending Basics

By |2023-05-08T11:10:29-05:00May 2nd, 2023|Operations|0 Comments

Today’s private lender sales teams lack experience in true credit risk analysis, making pre-qualifying harder in a market that is producing tougher deals with less experienced sponsors. Here’s how to fix it. It’s 2023. You may be sitting at your desk wondering, “How has everything changed so much?” Where are the days of our originator’s [...]

By |2023-05-08T11:10:29-05:00May 2nd, 2023|Operations|0 Comments

Making Sense of Environmental Due Diligence

By |2023-04-12T08:51:08-05:00April 18th, 2023|Operations|0 Comments

Environmental contaminants can significantly decrease a property’s value and open both borrowers and lenders to liability. Here’s how to screen, evaluate, and mitigate impacts. Environmental due diligence is the process of evaluating and identifying environmental risk associated with real estate collateral. Lenders require it to be performed for a variety of reasons, including the impact [...]

By |2023-04-12T08:51:08-05:00April 18th, 2023|Operations|0 Comments

Legal Considerations When Structuring Multi-Lender Loans

By |2023-04-04T15:26:02-05:00March 22nd, 2023|Featured, Operations|0 Comments

Co-lenders can avoid wasting time and money by discussing these six areas with their co-lenders and their counsel. When a loan will be made by more than one lender, an additional level of analysis is necessary. Multi-lender deals have more than just financial considerations. You must consider allocation of amounts to fund, securities compliance, and [...]

By |2023-04-04T15:26:02-05:00March 22nd, 2023|Featured, Operations|0 Comments

What Led a Conventional Mortgage Loan Officer to Work Exclusively with Real Estate Investors

By |2022-08-29T11:27:48-05:00July 9th, 2022|Profile|0 Comments

The bottom line is all lenders—conventional and private—must decide the boundaries they are willing to work within. Everyone has heard stories about a loan that went bad at the final hour. A familiar one centers on the buyer getting excited about a new home and going out and financing expensive new furniture, killing their debt-to-income [...]

By |2022-08-29T11:27:48-05:00July 9th, 2022|Profile|0 Comments

What’s Next for RE Online Lenders?

By |2018-08-07T02:38:09-05:00February 21st, 2018|Strategy|0 Comments

A gap in the market gives online lenders an opportunity if they define their position in the larger market. It is becoming increasingly apparent that there is a sizable shift occurring within the online real estate lending world. Original models are not working, and the lines differentiating online and non-online lenders are further blurring. Recent [...]

By |2018-08-07T02:38:09-05:00February 21st, 2018|Strategy|0 Comments

Lending and renting are alternative approaches with intriguing similarities

By |2018-08-07T02:38:13-05:00January 31st, 2018|Strategy|0 Comments

As someone whose roots are firmly planted in the world of private lending, you may be ready to tackle the real estate market, even if you may not know it! The principles of asset management (and the income potential) can be very similar when comparing private lending and real estate. For example, both investment strategies [...]

By |2018-08-07T02:38:13-05:00January 31st, 2018|Strategy|0 Comments

How to Reduce Losses Through Active Forbearance

By |2018-08-07T02:38:18-05:00December 8th, 2017|Market Trends, Strategy|0 Comments

When a borrower’s renovation project and loan payments stall, the knee-jerk reaction of many private lenders is to initiate foreclosure. That’s a lengthy and expensive process in most jurisdictions that ends when the lender takes back the property. Active Forbearance offers an alternative route that can get a borrower’s renovation project back on track, get [...]

By |2018-08-07T02:38:18-05:00December 8th, 2017|Market Trends, Strategy|0 Comments

Title

Membership Questions?
Call 913-888-1250

Sign up for AAPL Membership:

AAPL has memberships specifically tailored for private real estate lenders.
Find one that works for you.

Join Now

Already a member? Sign In.

Forgot Password?

Forgot Password?

Please enter your email. The password reset link will be provided in your email.
Go to Top