From Timeworn Tudor to Timeless Luxury
A clear vision and an 85% leveraged financing strategy turned distress into outsized returns. In Los Angeles’s Miracle Mile, a distressed 1929 Tudor-style home sat waiting for the right investor to see beyond peeling paint [...]
Who Owes the Debt?
Authored by George Caballero and Daniel A. Cox Understanding the legal line between borrower and guarantor is critical to enforceability, underwriting, and recovery. Business-purpose lenders must understand the legal distinction between a borrower on a [...]
Same Rules, New Enforcement
As scrutiny intensifies, private lending funds must verify investors diligently, document everything, and stay firmly aligned with their offering documents. As the regulatory landscape for private lending funds grows more complex, 2026 will demand a [...]
LendlyX, Inc. Welcomes Linda Hyde to Advisory Team
Fort Worth, TX – June 16, 2026 – LendlyX, Inc., a technology company focused on fraud detection and loan file analysis for private lenders, today announced the addition of Linda Hyde to its Advisory Team. [...]
Figure to Acquire Kiavi for $717 Million
For more than a decade, technology-enabled lenders have focused on improving the borrower experience. The next competitive battleground appears to be the infrastructure behind those loans: how they are funded, traded, and distributed through capital [...]
Private Lending Enters the Classroom
When a University of Virginia professor built AAPL's CPLA certification into his curriculum, his students responded by treating it less like coursework and more like the real thing. Private lending has spent decades occupying an [...]
Remote Borrowers Can Burn Lenders
A series of small loans for out-of-state properties exposed underwriting flaws and a sophisticated fraud scheme. In early 2023, we closed six loans with a new borrower. Although it was unusual for us to fund [...]
Build ADU Portfolios with Care
Rising demand creates promise for lenders who balance opportunity with due diligence. Accessory Dwelling Units (ADUs) are making waves in the housing market, offering a practical solution for homeowners looking to maximize property value, generate [...]
SettlementOne: Xactus Acquisition of XedaLink Signal Strong Platform Investment
RIVERSIDE, Calif. – June 3, 2026 – SettlementOne, a leader in credit reporting, data, and verification solutions for the mortgage industry for more than 25 years, today shared its perspective on the news that Xactus [...]
Member Spotlight | Carmen Fields Carter
Our June Member Spotlight shines on Carmen Fields Carter, our Strategic Partnerships Manager at AAPL! What have you found to be most beneficial from AAPL membership? AAPL is truly an association for its member base. [...]
AAPL Celebrates Member Recognition in Scotsman Guide’s 2026 Top Private Lenders Ranking
Sixteen AAPL Members Earn Spots on Industry’s Verified Private Lending Ranking The American Association of Private Lenders (AAPL) is proud to recognize 16 member companies named to Scotsman Guide’s 2026 Top Private Lenders ranking, an [...]
From Match Point to Market Leader
Pressure found Shaye Wali early—and never left. Long before boardrooms and balance sheets, it was waiting for him on the tennis court. That same discipline now guides how he builds Baseline Software, turning every pivot [...]
Flipping It Forward
I never imagined one of the most meaningful projects of my career would come from a tragedy that hit so close to home. In August 2023, wildfires tore through Lahaina, Hawaii, a place I once [...]
The Broker Channel Is a Two-Way System
Clear expectations, honest wheelhouses, and disciplined communication help lenders and brokers mitigate operational static. You do not have a broker problem. You have a partnership design problem. When a deal drags, conditions multiply, or a [...]
HDRB&B Launches Miami Office and Adds South Florida Attorney Jessica Franklin as Partner New Miami Office Expands Firm’s Florida Presence and Private Lending Platform.
MIAMI, F.L. – APRIL 21, 2026 -- Hartmann Doherty Rosa Berman & Bulbulia LLP (HDRB&B) is pleased to announce the launch of its Miami office and the addition of Jessica Franklin as Partner in the [...]
Underwriting in the Dark
When valuation spreads, vacancy assumptions, and exit math conflicted, careful dialogue rather than leverage determined whether the RV park bridge-loan deal made sense. There is a point in every nontraditional transaction when the spreadsheets stop [...]
Ground Up Construction: The Only Real Solution to Housing Shortages
The country’s long-term housing deficit is pushing investors toward ground-up construction, and private lenders are providing the fast, flexible capital powering it. Borrowers who once came to private lenders for fix-and-flip loans are now asking [...]
Private Lending Demands Crisis-Level Leadership
A former paramedic explains how disciplined triage, preparation, and leadership stop investor fear from turning into financial catastrophe. In my former life as a paramedic firefighter, one saying always guided us in the emergency room [...]
The Borrower Divide Shaping Lending Today
Authors Michael Fogliano and Sean Morgan, Forecasa A long tail of one-time users and a small, high-velocity segment drive nearly half of private lending transactions. We are constantly asked about how the size of the [...]
Choice Comes to RTL Ratings
KBRA’s entrance into rental transition loans ratings introduces optionality that could materially reshape tranche sizing, pricing, and proceeds. This is year, getting the best financing for Residential Transitional Loan (RTL) portfolios will require more deliberate [...]
