Create Your Custom GPT
Here’s how to tailor a large language model to boost efficiency and accuracy in your lending business. Real estate lenders are working hard to adapt and innovate as technology evolves and borrower expectations shift. One [...]
Inside the East Coast Fraud Scheme
Authors Michael Fogliano and Sean Morgan Unrecorded loans, rapid flips, and inflated appraisals left clues to one of the largest incidents to hit our industry to date. In July 2025, Fannie Mae issued an alert [...]
DSCR Leaves Bridge in the Dust
Lightning Docs is a fully automated, cloud-based loan document solution developed by Fortra Law. In addition to providing automated loan documents for private lenders, Lightning Docs serves as a source of aggregated data to add [...]
Member Spotlight | Craig Johnson
Our March Member Spotlight shines on Craig Johnson, our Chief of Staff at AAPL! What is one accomplishment (personal or professional) you're particularly proud of? When reflecting on his career, Craig Johnson doesn’t point to [...]
The Mortgage Office Earns G2 Award in Milestone for Private Lending Tech
Huntington Beach, CA – February 19, 2026 — The Mortgage Office (TMO) today announced that it has been recognized as a 2026 G2 Best Software Awards winner, ranking #2 for the Best Financial Services Software [...]
Stock Value Begins with Strategy
Investable enterprises require systems, capital strategy, and repeatable performance. If you were buying your business today, what would you pay for it—and why? What systems, processes, and data would make you confident enough to write [...]
Discipline Over Hype
In an environment where many race to brag about record deal counts and lightning-fast closings, discipline might seem like a buzzkill. Brock VandenBerg, founder and CEO of private lending firm TaliMar Financial, wants discipline to [...]
Member Spotlight | Nichole Moore
Our February Member Spotlight shines on Nichole Moore! How long have you or your company been an AAPL member? Over 10 years! What have you found to be most beneficial from AAPL membership? AAPL provides [...]
Forclosure Auction Volume Increased 48% In Q4 2025 To A Nearly Six-Year High, Still 39% Below Pre-Pandemic Level
Irvine, Calif. — Jan. 29, 2026 — Auction.com, the nation’s leading distressed real estate marketplace, today released its Q4 2025 Auction Market Dispatch, which shows that foreclosure auction volume in the fourth quarter of 2025 [...]
AAPL Launches “AAPL Constituency”: The Voices Behind the Industry
As private lending continues to grow in influence and complexity, the need to elevate authentic industry voices has never been more important. The American Association of Private Lenders (AAPL) is proud to introduce AAPL Constituency, [...]
Building a Stronger Private Lending Community Through Education and Ethics
As private lending continues to mature, the need for ethical, well‑educated, and professionally aligned lenders has never been greater. North Oak Investment is helping lead that evolution by embracing AAPL’s standards and advancing responsible practices [...]
Diversify with DSCR Without Losing Control
Success comes from balancing bold expansion with disciplined safeguards. In the game of business, the path to industry domination is shaped by how we handle risk—both good and bad. The strategy behind effective risk management [...]
Lightning Docs Recognized as the Private Lending Industry Standard for Business‑Purpose Loan Documents
As the private lending industry continues to expand, lenders are placing greater emphasis on accuracy, compliance, and efficiency in their loan documentation processes. A recent feature highlights how Lightning Docs has emerged as the trusted [...]
AAPL Annual 16: Insights, Strategy, and Connection Driving the Future of Private Lending
The private lending industry continues to evolve at a rapid pace, and events that bring professionals together for education, strategy, and collaboration are more essential than ever. AAPL’s Annual Conference remains one of the most [...]
AAPL Continues Building a Stronger, More Connected Private Lending Industry
As private lending grows in scale and influence, the need for a unified professional community has never been more important. The American Association of Private Lenders (AAPL) is stepping into that role with renewed purpose—strengthening [...]
Debate Grows Over Proposed Restrictions on Institutional Investors in Single‑Family Housing
The national conversation around housing affordability continues to escalate as a proposed ban on institutional investors purchasing single‑family homes sparks strong reactions across the real estate and private lending sectors. Supporters argue the measure could [...]
Building the Future of Private Lending: Insights from Industry Leader Linda Hyde
The private lending industry is experiencing rapid growth, increased regulatory attention, and a rising demand for strong professional standards. As lenders look for guidance on navigating this evolving landscape, industry leadership becomes more important than [...]
From Burnout to Breakthrough
From exits to evolution, the next chapter in private lending is defined by maturity, specialization, and grit.” The private lending world is relentless. Big deals, little deals, easy deals, complex deals—and everything in between. Succession [...]
Use Automation and AI with Integrity
AI creates real efficiency only when it’s designed around transparency, human handoffs, and accountability. Lett me start with the simple part: This is not legal advice. I’m not your counsel, and I’m not here to [...]
Member Spotlight | Steven Ernest
Our January Member Spotlight shines on Steven Ernest! How long have you or your company been an AAPL member? Over 10 years! What have you found to be most beneficial from AAPL membership? I get [...]


