Featured

Grassroots Efforts Make Inroads Against Legislation Impacting Private Lending

By |2022-02-04T19:51:01-06:00January 6th, 2022|Advocacy, Featured|0 Comments

Spearheaded by our Government Relations Committee, AAPL wrapped up its third year of legislative activity with some definite wins. As we continue our grassroots mobilization efforts and build strategies for how and when we talk to policymakers, we wanted to provide you—our constituents—with a frank, no-holds-barred and transparent accounting of what’s happening and where we’re [...]

By |2022-02-04T19:51:01-06:00January 6th, 2022|Advocacy, Featured|0 Comments

Shifting the Sales Paradigm

By |2022-02-04T19:51:10-06:00January 6th, 2022|Featured, Marketing & Sales|0 Comments

Private lenders can use these five tips to accelerate their mastery of the sales process—and close more deals. Sooner or later, everyone realizes the importance of knowing how to sell. It is a vital skill, and the sooner you learn the fundamentals, the better and easier your life will become. The best way to acquire [...]

By |2022-02-04T19:51:10-06:00January 6th, 2022|Featured, Marketing & Sales|0 Comments

The Thinker

By |2022-07-11T09:40:42-05:00January 5th, 2022|Featured, Lender Limelight|0 Comments

Noah Martin’s philosophy background brings a unique perspective to the lending industry.  When first meeting Noah Martin, president of AlphaFlow, you might wonder how a philosophy major who casually mentions Jean-Paul Sartre in an interview ended up in private lending. But once you get to know him, you realize Martin constantly seeks to know more about any subject that interests him. So, once he got into finance and lending, he dove [...]

By |2022-07-11T09:40:42-05:00January 5th, 2022|Featured, Lender Limelight|0 Comments

Chasing Yield Can Bite You

By |2022-02-04T20:04:01-06:00January 5th, 2022|Featured, Fundamentals|0 Comments

This article was co-authored with Alex Breshears. Here’s how to avoid serious missteps when ROI appears too good to be true. It’s no secret there’s a lot of capital chasing yield right now. With historically low interest rates in the U.S. for a few years, many investments are seeing diminished returns. As a small or [...]

By |2022-02-04T20:04:01-06:00January 5th, 2022|Featured, Fundamentals|0 Comments

Discriminate—At Your Own Peril

By |2022-02-04T20:04:09-06:00January 5th, 2022|Ethics, Featured, Law Adherence|0 Comments

Companies that tolerate discrimination—whether in the workplace or in lending—risk legal and reputational consequences. The U.S. Equal Employment Opportunity Commission (EEOC) enforces federal laws prohibiting discrimination against a job applicant or an employee during a variety of work situations, including hiring, firing, promotions, training, wages, and benefits. AAPL’s own Code of Ethics takes this a step [...]

By |2022-02-04T20:04:09-06:00January 5th, 2022|Ethics, Featured, Law Adherence|0 Comments

Where to Find Value-Add Investing Opportunities

By |2022-03-02T19:05:10-06:00January 5th, 2022|Featured, Market|0 Comments

Housing supply gradually began to increase in the second half of 2021, both in the larger retail market and in the narrower distressed property market—as predicted in a July 2021 article in this publication. The inventory of existing homes for sale increased to an 11-month high of 1.3 million in July 2021 and remained near [...]

By |2022-03-02T19:05:10-06:00January 5th, 2022|Featured, Market|0 Comments

Understanding the Complexities of New York’s CEMA Loans

By |2022-02-04T20:04:20-06:00January 5th, 2022|Compliance, Featured|1 Comment

CEMA transactions can reduce refinancing costs in New York, but private lenders must be diligent about following the process. Long-term rentals have exploded in the private lending space during the last several years. Private lenders entering the New York market who want to be competitive must understand and be able to handle CEMA, a unique [...]

By |2022-02-04T20:04:20-06:00January 5th, 2022|Compliance, Featured|1 Comment

CFPB Seeking Input on HMDA Rules

By |2022-02-04T20:04:39-06:00December 20th, 2021|Advocacy, Featured|0 Comments

The Consumer Financial Protection Bureau launched an open comment period now through January 21 seeking input to assess the effectiveness of HMDA, focusing on: Institutional coverage and transactional coverage; Data points; Benefits of the new data and disclosure requirements; and Operational and compliance costs. ​This is your chance to help decrease the burden of HMDA [...]

By |2022-02-04T20:04:39-06:00December 20th, 2021|Advocacy, Featured|0 Comments

Single-Family Home Rises From the Ashes

By |2022-01-05T14:12:28-06:00December 6th, 2021|Case Study, Featured|0 Comments

Borrower sought short-term bridge loan for massive renovations; refinanced with 30-year mortgage later. A single-family residence in Glenn Dale, Maryland, was condemned and sat vacant for nearly a year after a fire on November 5, 2018. It was finally purchased on October 15, 2019, and the borrower sought a bridge loan from Pimlico to address [...]

By |2022-01-05T14:12:28-06:00December 6th, 2021|Case Study, Featured|0 Comments

4 Ways 1031 Exchange Reform Could Negatively Impact Real Estate

By |2021-12-06T20:08:29-06:00December 6th, 2021|Advocacy, Featured|0 Comments

The proposed changes to the 1031 exchange will create significant burdens for small local investors. The 1031 exchange has been around since 1921. It has been a point of contention across political lines for decades, but now it seems President Biden will take a decisive step to change the path of this tax law. The [...]

By |2021-12-06T20:08:29-06:00December 6th, 2021|Advocacy, Featured|0 Comments

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