Creating Value in a 100-Year Flood Plain
default Borrower saw opportunity to construct seven homes by raising foundations above the flood plain. Opportunity and Scope The borrower, CFF REI LLC, found a low-cost opportunity to build in a residential area [...]
Anecdotal Versus Fact-Based Evidence in Deal Evaluation
When you are considering an investment, don’t make the mistake of relying solely on opinions and experience rather than on data. Relationship building and networking are paramount to success for the small, independent private lender. [...]
Managing Employee Issues Ethically
Understanding these best practices will help you address an employee's mental health issues, especially within the stressful lending services industry. Forward from Jeff Spiegel, first chair of AAPL’s Ethics Committee and principal of Spiegel Accountancy [...]
Expanding into New Markets
Consider this four-step process before making any final expansion decisions. The private credit market has seen steady growth since 2005. In 2005, private lending made up just 5% of the total U.S. credit market. In [...]
Rehab of Shotgun-Style Home Hits the Affordable Housing Mark
A major transformation of a shotgun-style house in Houston's East Side added a quality, affordable residence to this improving area. Opportunity The borrower purchased a 1930s-era house that was essentially unlivable and structurally unsafe, seeing [...]
Lessons from a Lifetime in Real Estate
Paul Jackson draws from experience to build Residential Capital Partners. Paul Jackson recognized the appeal of real estate from an early age. “Everybody in my family was in the real estate business,” he said. “It’s [...]
What Led a Conventional Mortgage Loan Officer to Work Exclusively with Real Estate Investors
The bottom line is all lenders—conventional and private—must decide the boundaries they are willing to work within. Everyone has heard stories about a loan that went bad at the final hour. A familiar one centers [...]
6 Ways to Push and Pull Loan Levers to Mitigate Risk
Just don’t forget that moving one lever impacts the entire project you’re funding. As a private lender, there are a lot of levers you can pull to mitigate risk, including changing terms to offset the [...]
The Housing Shortage: Affecting Buyers, Sellers, and Builders
Zillow recently reported U.S. housing stock gained $6.9 trillion in 2021, the most in a single year. Single-family homes values rose considerably faster, with the average homeowner seeing gains of $50,000. Record low supply, coupled [...]
Member Spotlight | John Beacham
This past winter, John Beacham, CEO of Toorak Capital Partners, made his way to a narrow, rocky point in Antarctica aptly named Portal Point for acting as part of the gateway to the Antarctic Plateau. [...]
John Beacham of Toorak Capital Partners Named an Entrepreneur of the Year® 2022 New Jersey Award Winner by EY
SUMMIT, NJ – June 23 – Toorak Capital Partners, Inc. (“Toorak”), a leading capital provider to the residential real estate lending industry, today announced that John Beacham, its Founder and CEO, has been named an Entrepreneur Of The [...]
John Beacham of Toorak Capital Partners Named an Entrepreneur of the Year® 2022 New Jersey Award Winner by EY
SUMMIT, NJ – June 23 – Toorak Capital Partners, Inc. (“Toorak”), a leading capital provider to the residential real estate lending industry, today announced that John Beacham, its Founder and CEO, has been named an Entrepreneur Of The [...]
Interest Rates Are Rising…
What Does That Mean for Private Lenders and What is Going to be Affected? As of this writing, Jerome Powell informed the world that the Federal Reserve was raising the federal fund rates 75 basis [...]
Member Spotlight | Mark Filler
Mark Filler's all-time favorite thing is being with his family. No raindrops on roses and whiskers on kittens, Mark? (Sorry, we just finished watching "Sound of Music" and the "My Favorite Things" lyrics are mentally [...]
Member Spotlight | John V. Santilli
"If you focus on the problem, you can't see the solution. Never focus on the problem!" This month's Member Spotlight holds that quote as a personal mantra to keep perspective and never give up. If [...]
Forget the Hype and Focus on What Really Matters
Superlatives abound in the world of real estate investing. Articles, podcasts, and other media boast headlines like ”10x Your Business” and ”1,000 Doors in Only 2 Years.” The private money industry isn’t immune to peacocking [...]
Mortgage Lender Licensing—What You Need to Know
This is your 2022 update on state-by-state requirements to transact a business purpose, private loan. What is probably most surprising about needing a mortgage license to transact business purpose loans is private lender perception. Private [...]
The Landscape Ahead for Direct-to-Consumer Lending Vs. Brokers
Developing relationships with brokers seeking to enter the private lending space may give your company a boost. Brokers go where the money is. In 2022, with interest rates increasing, refinancing demand declining, and a fresh [...]
Foreclosure Forecast: The Unexpected Ahead
Here are five reasons a significant market correction may be on the horizon. During the past two years, the real estate industry has been waiting for a market correction that has yet to occur. Even [...]
Market Trends Among Various Commercial Asset Classes
Private lenders should anticipate these five developments among CRE asset classes in 2022. Despite the initial shockwaves felt at the onset of COVID-19, certain sectors of the real estate market have proven to weather the [...]
