Transactional Funding Fraud Nearly Killed Us
Our private lending startup almost lost more than half a million dollars to fraud. Here’s what you can learn from our experience. Ternus is a young private lending company that prides itself on operating differently. [...]
The Contractor Vanished (But the Deal Didn’t)
When a flip in Texas started to fall apart, smart structure brought it back from the brink. Jet Lending funded a flip of a single-family home in Ingleside, Texas. It was appraised at $216,000, with [...]
Doubt Is My Edge
I found success when I rewrote my inner voice and stopped playing small. There was a time—not long ago—when the phrase “women don’t raise capital like men do” echoed a little too loudly at lending [...]
Member Spotlight | Samonae Carter
Our September Member Spotlight shines on Samonae Carter How long has Micro Monies been an AAPL member? We just joined! What benefit are you most looking forward to from membership/why did you join the association? [...]
Pay Now or Pay Later
Investing in the right people is often less expensive than the hidden costs of hiring mistakes. Success is powered by people. Every loan funded, process streamlined, and relationship managed ties back to the talent working [...]
Appraised to Fail
From comps to construction costs, lenders who question everything stand the best chance of protecting themselves from fraud. Private lenders face a material risk of fraud, and the cases have become increasingly more sophisticated. Mix [...]
Federal Bill Needs Your Support: Accredited Investor Expansion
Private lenders may soon have expanded access to capital via a bipartisan bill that opens a path for more investors to seek accredited status. If passed, H.R.3339, also called the Equal Opportunity for All Investors [...]
Proposed Law Adds Hurdles for Collecting Default Interest
The State of Florida already requires that, at minimum, lenders provide borrowers with an annual statement of the payments they’ve made. SB 392 “Requirements of Lenders of Money” sought to clarify the contents of the [...]
Mid-Construction Loans: A Different Due Diligence
Assess key elements across legal, financial, and market risk to prevent costly disruptions on this high-demand but challenging product. Jill Duke and Keith Tibbles, Level Capital LLC Mid-construction financing presents significant risks and opportunities for [...]
Multifamily Is Winning the RTL Recovery
Underwriting corrections and stronger sponsor quality have fueled a sharp rebound in multifamily residential transition loans while other segments remain volatile. By Sam Kaddah, Liquid Logics, and Aleksandra Simanovsky, Adige Advisory In the historically opaque [...]
Member Spotlight | Crossroads Investment Lending
Our August Member Spotlight shines on Crossroads Investment Lending! How long has your company been an AAPL member? Less than 1 year. What should we know about Crossroads Investment Lending? Established in 2014, Crossroads Investment [...]
Foreclosure Auction Volume Increases 19 Percent To Two-year High As Demand From Buyers Drops To Mulit-Year Lows
Foreclosure Auction Volume Increases 19 Percent To Two-year High As Demand From Buyers Drops To Mulit-Year Lows · REO auction volume up 20 percent from a year ago to a more than two-year high, with [...]
Mindset Fuels Resilience
Navigating deployment and a pandemic reinforced the power of optimism, consistency, and community. After my husband transitioned out of active duty, we decided to invest in real estate. In 2016, we purchased our first rental [...]
Private Lender Master Class: Day 1 Terminology
Build your business with foundational lessons on deal sourcing and structure, risk mitigation, and insider knowledge. Private lending refers to nonbank loans provided by individuals, private equity funds, or lending companies to borrowers that need [...]
Junior Mortgages Doomed After AB 130?
Republished with permission from Doss Law. Original article published 7/1/2025 on dosslaw.com, "Junior Mortgages Doomed After AB 130?" On July 1, 2025 California AB 130 became operative law in California. Intended to remedy “zombie loans¹,” it goes further. [...]
Toorak Capital Partners Reaches $15 Billion Milestone
Pioneering Real Estate Lending Platform Has Funded 35,000+ Mortgage Loans Since Inception TAMPA, FL – July 9, 2025 – Toorak Capital Partners, Inc. (“Toorak”), a tech-enabled investment manager of business purpose mortgage loans, announced it [...]
Spot (and Stop!) Real Estate Fraud
From subtle name alterations to false ownership claims, train (and re-train ... then train again) your team on the biggest bottom-line-busting misrepresentations. In the labyrinthine world of investment real estate, the complexities of transactions provide [...]
Member Spotlight | Sekady
Our July Member Spotlight shines on Sekady! How long has your company been an AAPL member? Nearly four years. What should we know about Sekady? With roots in financial automation dating back to 2005, Sekady [...]
Kiavi Expands Leadership Team to Further Bolster Construction Lending Growth
Industry veterans Tom Hallock and Robert Jayne join tech-enabled lender to drive growth of construction financing product in newly created roles PITTSBURGH – July 7, 2025 – Kiavi, a leading tech-enabled lender to residential real estate investors, today [...]
Build HR Systems for Stability
Private lenders who invest in strong HR foundations improve hiring, ensure regulatory compliance, and create a competitive workforce. Your business is growing. Now what? Managing human resources can be overwhelming, especially for smaller private lending [...]
