Designing Nonperforming Note Funds
The fund structure, accounting methods and other strategies must be considered in addition to securities compliance. A nonperforming loan (NPL) is a type of note that is in default, distressed, delinquent or otherwise dilapidated. NPLs [...]
5 Questions to Ask When Scaling Your Real Estate Business
Creating a successful business requires forward planning and strategic thinking. Before planning to scale your private lending business, it's important to gather detailed information that will help to inform your decisions. In the spirit of [...]
The Advantages of the Debt Yield Ratio
Banks are moving away from DSCR, and private lenders should consider doing so too. For many years, banks have used the Debt Service Coverage Ratio (DSCR) to assess risk regarding a borrower’s ability to make [...]
Private Lenders: Will Your Products Get the Job Done During a Market Downturn?
A real estate investor provides advice on developing creative financing strategies that could carry both lenders and investors through a softer market. As a real estate investor for 15 years, I have worked with my [...]
AAPL Opposes Anti-Flipping Taxes/Special Conveyance Flip Taxes
Instead, promote incentives to increase economic activity and to create the change we all want to see. Most states or other governmental subdivisions that we are aware of impose what is known as a conveyance [...]
From the Corner Office
If you thought 2019 was a big year for AAPL, you ain’t seen nothing yet (to quote one of the top songs of the 70s and, yes, it’s Bachman Turner Overdrive, if you’re wracking your [...]
American Association of Private Lenders Announces 2nd Annual Day on the Hill
Kansas City, Missouri - March 2, 2020 – The American Association of Private Lenders (AAPL) and Think Realty announced their second annual Day on the Hill, during which they will meet with the offices [...]
Is Your Loan Enforceable in Bankruptcy Court?
With bankruptcies on the rise, it is important for lenders to know the ins and outs to ensure full repayment. As 2019 ended, the number of bankruptcy filings nationwide appear to have increased to a [...]
2020: What’s on Tap for Lenders
The housing market holds its own amid economic and political challenges. Trade tensions, lackluster business investment, a volatile equities market and political uncertainty could create economic challenges in the new year; however, the real estate [...]
Zelman’s View on 2020 Housing
Put the puzzle pieces together. The American Association of Private Lenders has partnered with Wall Street housing research firm Zelman & Associates to launch the private lending industry’s first and only researchfirm-backed benchmark data survey. [...]
4 Benefits of Business Partnership
No man is an island; neither is a business. The idea that independence and autonomy are signs of strength applies less and less as the business landscape evolves. While globalization shrinks the distance between us, [...]
NYC Home Flipping Analysis
Legislation aimed at deterring “property speculation and flipping in vulnerable neighborhoods” in New York City begs the question: Just how prevalent and harmful is home flipping in the five boroughs that would be impacted by [...]
CIVIC Launches Military Appreciation Initiative
Redondo Beach, CA, February 25, 2020 – Civic Financial Services is committed to supporting our nation’s injured veterans through Wounded Warrior Project® (WWP) and the nonprofit’s free programs and services. Additionally, the private money lender [...]
Noble Capital Group Launches Exclusive Program for Private Lenders
Private Lender Network to provide platform for private lending offices nationwide to scale AUSTIN, Texas, Feb. 12, 2020 – Noble Capital Group, an alternative investment financial firm focused on private lending and private equity, announced [...]
Last Call with Sam Kaddah: Building on Your Capital
Growing up, I was very confused by my dad and the way he chose to invest. I thought investing was just a way to get money fast and to turn money you have now into [...]
Understanding Securities Exemption in Private Lending
What you need to know about the legal implications of direct investments vs. indirect investments There are two common categories of private lending investments an investor can make: Direct investments Indirect investments, which are made [...]
6 Practical Ways to Defend Your Company Against Cyberthreats
Ransomware attacks are becoming more common, but most businesses aren’t prepared for the battle. We’re currently living through a digital revolution. Entire businesses and industries are being transformed—or, at the very least, changing—as they adopt [...]
The Do’s and Don’ts for a Next-Level Pitch Deck
If starting a mortgage fund is on your to-do list, you will need to generate capital. Having a solid pitch deck is vital for successfully acquainting possible investors with your business plan. What exactly is [...]
Lender Limelight: Thomas Standen IV, Note Servicing Center
After stints as a firefighter, cook, waiter, housekeeper and construction laborer, a fateful broken wrist helped steer Thomas Standen IV into working at his grandparents’ business, Note Servicing Center. In 2003, Standen found himself at [...]
4 Things That Should Keep You Up at Night
Sure, interest rates are low, but there are still troubling economic indicators you should be paying attention to. We all saw the housing market pick up strength this year, thanks to lower interest rates. Most [...]
