Member Spotlight | David Rosenberg
Our January Member Spotlight shines on David Rosenberg, Co-Founder at Futures Financial! Throughout his career, David Rosenberg has worked all over the industry from being a licensed real estate broker and loan officer to working [...]
Are Receiverships a Strategic Tool or Overrated Trend?
For lenders unprepared or uninterested in managing distressed property, a receiver may be worth their weight in gold—or a massive headache. A deed in lieu might seem like the quickest path to repossess a real [...]
State of the Industry: Bridge Loan, DSCR Tradeoffs
Ahead of forecasted Fed rate reductions, are private lenders jumping the gun with market shifts and rate changes? Lighting Docs is a software private lenders use to generate their short-term loans (bridge, fix-and-flip, construction, etc.) [...]
Inside Constructive Capital’s Success: Michael Fuller on Lending Trends, Brokers & Leadership
What does it take to build a lending powerhouse in today’s competitive market? Eddie sat down with Michael Fuller, Vice President of Sales – Wholesale with Constructive Capital, to explore the strategies behind their incredible [...]
It’s Not Security Theater: Background Check Essentials
If background verification is just another checkbox in your due diligence process, you’re likely exposing your fund to unnecessary risk. Transparency and accountability are more than just industry buzzwords—they’re essential for protecting both funds and [...]
Hyperlocal Due Diligence: A Look at Tampa, FL
Series Note This series examines due diligence factors in markets representative of their region: Local factors are broad and evaluate the market's type and size (I.e., primary, secondary, tertiary, rural, remote), economic drivers, size of [...]
New Industry Jobs Board Launches
Despite the transition private lending has been experiencing, it’s gratifying to see that our industry has matured and even grown, proving its staying power and role in filling an essential gap among more traditional financial [...]
Member Spotlight | Investor Loan Source
Our December Member Spotlight shines on Investor Loan Source: How long have you been an AAPL member? Since 2021 What AAPL benefit do you MOST value? Conferences Who is Investor Loan Source? Investor Loan Source [...]
Your Best Defense Against Commercial Real Estate Fraud
Market pressures mean more fraudsters and more mistakes, but there are effective strategies to combat this growing trend. In the complex world of commercial real estate, the threat of fraud looms large, impacting stakeholders at [...]
Liquidity Matters
We're seeing early indicators of a shakeup over cash-poor private lenders. Now's the time to secure your reserves. Liquidity refers to the liquid assets available to a lender; basically, how easily and quickly they can [...]
Member Spotlight | Bill Tessar
Our November Member Spotlight shines on Bill Tessar, President and CEO at CV3 Financial Services! As a longtime friend and AAPL member, Bill Tessar is no stranger to the private lending industry. He’s built and [...]
Southeast Takes Lead, Outpaces Longtime Heavyweights
This article was co-authored by Michael Fogliano, Forecasa, and Sean Morgan, Forecasa. Although still below the highs of Spring 2022, the private lending market has shown signs of recovery in the first half of 2024. [...]
The Goldilocks Question: What’s “Just Right” for Enforcement?
AAPL’s Ethics Committee reviewed its code violation reporting requirements and internal handling procedures—here are the results. The American Association of Private Lenders established the industry’s frst Code of Ethics in 2015, requiring members to maintain [...]
The Blind Spot
This article was co-authored by John Adractas, TrustPoint.ai, and Tom Hallock, DLP Capital Operational risk is a lesser-known counterpart to credit risk, but it poses as many potential pitfalls. Construction or renovation lending is unique [...]
Hyperlocal Due Diligence: A Look at Atlanta, GA
Strong economic drivers have helped the Atlanta metro maintain "hot spot" status; nevertheless, lenders should be aware of several critical due diligence developments. This series of articles will examine due diligence in various hyperlocal markets [...]
Brokered Loan Modifications Race to the Finish Line
This article was updated 7.1.25 to reflect a business name change. Here is what the Moon case and its aftermath mean for the future of brokered loans in California. In the Summer 2024 issue of [...]
The Power of Three
Is Constructive Capital's new vice-presidential trio the secret sauce to record-breaking growth? If you like games, rock, paper, scissors may top your list. For animated 90's TV shows featuring three titular characters, there's probably 10 [...]
Vet Your Vendors: Debt Fund Edition
Here’s how to choose the partners important for building a strong and well-oiled long-term fund. To ensure stability, security, and crisp reporting inside the dynamic world of debt funds, a smart fund manager will, in [...]
Real Estate Investors Protect Profits with Mid-Year Pricing Pullback
Slowing returns on renovated foreclosures provide an early retail market barometer. Buyers purchasing distressed properties at auction pulled back on the price they were willing to pay relative to after-repair value (the estimated value of [...]
Release Operational Pressure by Breaking Bottlenecks
When you are diligent about eliminating the bottlenecks, your funnel widens and your company becomes more profitable. Asset-based lending is probably the financial world’s unsung hero. Our borrowers rely on us to lend to what [...]
