Do You Really Know Your Cost Per Loan?
Lenders who have a comprehensive understanding of their costs can strategically position themselves in the market and leverage their knowledge to create a better profit margin. In the intricate world of mortgage lending—regardless of forward, [...]
State of the Private Lending Industry: Reflecting on 2023 with an Eye Toward 2024
Lightning Docs, the official loan documents and loan document platform of the American Association of Private Lenders (AAPL), recently shared updated annual bridge and rental loan data that shows the current state of the private [...]
Roemanu and Toorak Announce New Headquarters in Tampa, Florida
Tampa, FL – Roemanu, a holding company focused on originating and investing in business purpose mortgage loans across the U.S. and U.K., and its subsidiary Toorak Capital Partners (“Toorak”), today announced the opening of their [...]
Modifications to CA Civil Code 1916.1 Needed After Recent Court Ruling
This article was updated 7.1.25 to reflect a business name change. On April 23rd 2024, members of the American Association of Private Lenders wrote to Assemblymember Kate Sanchez regarding the challenges posed by a recent [...]
Is Predatory Investing Creating a Single-Family Home Shortage?
The shortage of U.S. single-family homes is a multifaceted issue requiring a comprehensive and collaborative approach. Stop predatory investing and end hedge fund control of American homes! Sounds like a righteous cause, doesn’t it? Stopping [...]
Member Spotlight | PCV Murcor
Our May Member Spotlight shines on PCV Murcor! How long have you been an AAPL member? 5 years. What AAPL benefit do you MOST value? Annual Conference! Who is PCV Murcor? PCV Murcor helps lenders [...]
2024 Real Estate Investor Activity: Bull or Bust?
Institutional investors may be pulling back, but smaller, local investors see opportunity. There’s been some recent buzz about institutional investors pulling back on property acquisitions, but the small-volume local investors who account for the majority [...]
American Association of Private Lenders (AAPL) Announces Title Sponsors for Annual Event
KANSAS CITY, MO – The American Association of Private lenders is proud to announce the title sponsors for its highly anticipated 15th Annual Conference. With their generous support and commitment to excellence, CV3 Financial Services [...]
AAPL to Spearhead Industry’s First Borrower Fraud Steering Committee
Kansas City, MO - In response to panel conversation during the April 11-12 Fortra Innovate Conference in Newport Beach, CA, the American Association of Private Lenders announced a new effort. During the hallmark panel on [...]
Necessity Truly Is the Mother of Invention
When we couldn't find what we needed off the shelf, we developed it ourselves! As I look back on how Sekady came to fruition, I realize there were many surprises and unknowns. But one thing [...]
Comp Selection: Compliant Does Not Mean Good!
If you’re using a traditional valuation product that relies on a subjective selection of three comparables, developing a quality control process that can help you better navigate the risk is worth the investment. Managing risk [...]
Right Place, Right Time
This article was updated 7.1.25 to reflect a business name change. A cross-country move for a career change is one of the biggest leaps Melissa Martorella has made. The risk paid off. Growing up in [...]
Forget New, Seek Renewal
We may be ringing in a New Year, but there’s no need to make it a New You. The conversations coming out of our annual conference almost exclusively point in one direction: Success in 2024 [...]
Entrepreneurship: My Path into Private Lending
From an early age, I was interested in entrepreneurship. I spent my free time brainstorming new ways to make money and stumbled into starting an eBay store when I was in middle school. I sold [...]
Member Spotlight | Whit McCarthy
Our April Member Spotlight shines on Whit McCarthy, CEO at Consistent Capital! Whit McCarthy has had a successful career in the finance industry for 10+ years and has been honored as one of National Mortgage [...]
Commercial Mixed Use Building Reborn as Affordable Housing Units
A rundown and abandoned building outside of Philadelphia welcomes five residents after renovation—and produces immediate passive income for investor. As a private lender in the fix-to-flip and fix-to-rent space, Rehab Financial Group (RFG) works regularly [...]
A Primer for Office to Multifamily Conversions
Several converging factors are making office-to-multifamily projects more appealing for investors and capital providers. Here’s what you need to know. The onset of the pandemic and the subsequent years brought several market realities to light. [...]
Residential Pre-Foreclosure Auction Best Practices
Although the pre-foreclosure acquisition path presents complexities and challenges, the rewards can be substantial for those who navigate it deftly. In today's residential market, potential sellers are on the sidelines, locked into low-interest-rate mortgages. With [...]
Extending Your Lending Journey: Charting a Course that Includes Servicing
The lending journey doesn't have to end with loan originations. With the right captain and procedures in place, you can board a bigger boat and sail profitably into servicing. Transforming your operations to run a [...]
Market Update: Capital Sources
For lenders to thrive in the current demanding capital landscape, understanding the pulse of the market and the factors driving it is of utmost importance. In today’s financial market, capital is a precious commodity. The [...]
