Southeast Takes Lead, Outpaces Longtime Heavyweights
This article was co-authored by Michael Fogliano, Forecasa, and Sean Morgan, Forecasa. Although still below the highs of Spring 2022, the private lending market has shown signs of recovery in the first half of 2024. [...]
The Goldilocks Question: What’s “Just Right” for Enforcement?
AAPL’s Ethics Committee reviewed its code violation reporting requirements and internal handling procedures—here are the results. The American Association of Private Lenders established the industry’s frst Code of Ethics in 2015, requiring members to maintain [...]
The Blind Spot
This article was co-authored by John Adractas, TrustPoint.ai, and Tom Hallock, DLP Capital Operational risk is a lesser-known counterpart to credit risk, but it poses as many potential pitfalls. Construction or renovation lending is unique [...]
Hyperlocal Due Diligence: A Look at Atlanta, GA
Strong economic drivers have helped the Atlanta metro maintain "hot spot" status; nevertheless, lenders should be aware of several critical due diligence developments. This series of articles will examine due diligence in various hyperlocal markets [...]
Brokered Loan Modifications Race to the Finish Line
This article was updated 7.1.25 to reflect a business name change. Here is what the Moon case and its aftermath mean for the future of brokered loans in California. In the Summer 2024 issue of [...]
The Power of Three
Is Constructive Capital's new vice-presidential trio the secret sauce to record-breaking growth? If you like games, rock, paper, scissors may top your list. For animated 90's TV shows featuring three titular characters, there's probably 10 [...]
Vet Your Vendors: Debt Fund Edition
Here’s how to choose the partners important for building a strong and well-oiled long-term fund. To ensure stability, security, and crisp reporting inside the dynamic world of debt funds, a smart fund manager will, in [...]
Real Estate Investors Protect Profits with Mid-Year Pricing Pullback
Slowing returns on renovated foreclosures provide an early retail market barometer. Buyers purchasing distressed properties at auction pulled back on the price they were willing to pay relative to after-repair value (the estimated value of [...]
Release Operational Pressure by Breaking Bottlenecks
When you are diligent about eliminating the bottlenecks, your funnel widens and your company becomes more profitable. Asset-based lending is probably the financial world’s unsung hero. Our borrowers rely on us to lend to what [...]
Operational Procedures for a Foreclosure
Time is of the essence with foreclosures. Being familiar with the procedures involved will save you time and make the process smoother. Your borrower has not paid their $1,000,000 mortgage note receivable for three months. [...]
Is AI Coming for Your Job?
Integrating AI into private lending operations will likely increase profits, allowing companies to to hire additional staff, develop new products, and expand into new markets. When ATMs were introduced more than 50 years ago, there [...]
Roemanu Appoints Charles Macintosh as Chief Operating Officer
Holding Company for Toorak and Merchants Mortgage Taps Industry Veteran to Oversee Several Key Business Areas Tampa, FL – September 24, 2024 – Roemanu today announced the appointment of Charles (“Mac”) Macintosh as Chief Operating [...]
Member Spotlight | Nema Daghbandan
This article was updated 7.1.25 to reflect a business name change. Our October Member Spotlight shines on Nema Daghbandan, CEO at Lightning Docs! Nema Daghbandan, has been an AAPL member since what he humorously refers [...]
RCN Capital Announces Expansion of Charlotte Office
Grand Re-Opening Marks Increased Efforts to Grow Company’s North Carolina-Based Workforce SOUTH WINDSOR, Conn. (September 20, 2024) – RCN Capital, the leading nationwide private lender specializing in providing financing for real estate investors, announced the [...]
The Key to Scaling a Mortgage Fund: Building the Right Team
A team of specialists is critical. I have had three “ah-ha” moments during my journey in the private lending industry. The first was when I closed my first private money loan and recognized the opportunity [...]
Usury in California: The Moon Case, the Current Situation, and the Fight for the Future
This article was updated 7.1.25 to reflect a business name change. AAPL’s Government Relations Committee will continue to monitor the situation and assist in developing a plan for future steps. For more than 40 years, [...]
3 Ways to Transform Your Sales Operations
Solving problems, communicating, and marketing are the three ways your loan origination team can grow revenue. In the lending industry, being able to navigate challenges effectively is the cornerstone of success. Because it often falls [...]
Toorak Capital Partners Completes Its Second Rated Residential Transition Loan Securitization
$237.5 Million Deal Rated by Morningstar DBRS Follows First-Ever Rated RTL Securitization Closed by Toorak in February 2024 TAMPA, FL – September 16, 2024 – Toorak Capital Partners, Inc. (“Toorak”), a leading capital provider to [...]
Private Lender Transforms Entrepreneur’s Business Future
By financing an office, commercial warehouse, and land deal in Renton, Washington, 1892 Capital Partners changed a business’s trajectory. The Opportunity The borrower, a savvy entrepreneur in the construction supply business, sought to purchase a [...]
“Negative Remarks” and Foreclosures
Examining three states with the highest foreclosure rates will help you assess risk and strengthen your lending portfolio. Tracking residential foreclosure data is vital for understanding both the health of the housing market and its [...]
