The Down-Low on Low Equity Loans
Equity buffers are one of the most important ways to protect your private money investment from speeding out of control. The first article in our Back to Basics series stressed that not making data-driven decisions [...]
Member Spotlight | Sam Kaddah
This self-proclaimed "Most Huggable Person" (Editor's note: We second that!) loves to travel. So while giving him a bear hug at our upcoming Annual Conference, be sure to ask him about recent adventures, or his all-time [...]
Investing in Affordable Housing Expands Opportunity for Everyone
Communities are revitalized at every level when private lenders invest in affordable housing. The need for more affordable housing in the U.S. could not be more severe. There needs to be more of it—and it [...]
Borrowers in Bankruptcy Part 4
Get the most out of the bankruptcy: Understand the risk management strategies you can take prior to granting a loan. Disclaimer: This article is for informational purposes only and is not meant to be legal [...]
AAPL’s Market Insight Report
The association releases first private lending benchmark survey results. Although private lenders originate billions in loans annually, there is a lack of quantifiable data to support this aggressively expanding industry. From the outside, it makes [...]
Property Perseverance
Private lenders must be aware of the new trends emerging in the residential asset classes. The real estate market of 2020 transitioned from uncertainty to unforeseen heights, but where is it now, in 2021? And [...]
Title Glitches to Avoid
Even experienced private lenders miss these important details when titling a property. Nothing can be more frustrating than discovering last-minute titling hiccups before your closing or being told your closing date has to be moved. [...]
Forecasting the Fallout From Forbearance and Foreclosure Freezes
What will the long-term impacts look like? Albert Einstein once stated, “We can’t solve problems by using the same kind of thinking we used when we created them.” In response to the coronavirus pandemic and [...]
Alternatives to Foreclosure
An alignment of interests may solve the oncoming foreclosure flood. It feels as if every other article these days focuses on the effects of forbearance across various asset classes. From agency-backed paper to service non-QM [...]
Urban/Suburban/Rural: Demographics Are Shifting Post-COVID
While macros are unlikely to change, investors and lenders should take local people movement into consideration. During the last decade, before the pandemic, a simple rule governed housing investment: The lesser the density, the higher [...]
Property Valuation in an Upward Trending Market
When comps are scarce, use these strategies to determine accurate values. In an upward trending market driven by rapidly changing supply and demand dynamics, comparable sales (comps) that reflect the current market may be lacking. [...]
AAPL and Think Realty Host a Virtual Day on the Hill
The American Association of Private Lenders and sister company Think Realty meet with legislative staff to voice industry concerns. October 21, 2021 – Members of the American Association of Private Lenders and Think Realty gathered [...]
Boldness and Bravery Defy Adversity
Cindy Nasser's early life experiences taught her lessons about business, empathy, and leadership that drive her success. Cindy Nasser’s career path has been anything but typical. But her life experiences have equipped her with insights [...]
Institutional Homebuyers Are Back, But Not Buying Distress
Most distressed sales are going to smaller-volume buyers and, increasingly, owner-occupants. Large-volume homebuyers ramped up property acquisitions in the first half of 2021, but these are not your father’s institutional buyers. Unlike a decade ago, [...]
AAPL’s Code of Ethics: Honest, Forthright and Professional
These are the hallmarks to which association members strive. AAPL’s Code of Ethics has several purposes. The Code is well-articulated in the association’s annual conference content, continued education for fund managers and private lenders, and [...]
Non-Real Estate Assets as Security
Personal property assets can be used as collateral when the value of the borrower’s property does not meet a lender’s requirements. Nearly every mortgage broker and lender has dealt with a loan in which the [...]
Proposed Federal Tax Bill Will Devastate Private Lenders, Funds
Update 10-28-2021: We have been notified by our contacts on Capitol Hill that sections 138312 and 138314 have been removed from the new draft of the bill. He expressed surprise that they had been [...]
Townhome Project in Fort Worth’s West 7th District
A development project near the West 7th neighborhood in Fort Worth, Texas, provides much-needed housing inventory in one of DFW’s hottest districts. The DFW area has experienced astounding growth in recent years. Companies like Charles [...]
Why Excel is Killing Your Lending Business
Simple spreadsheets may seem like an easy way to manage your leads, deals, and client data; however, there are better solutions. From the get-go, many private lenders use Microsoft Excel as the software solution for [...]
Inside the Deal
Understanding when to work with certain types of lenders saves project time and money. As a real estate investor for more than 20 years, I have had the pleasure of working with both “private lenders” [...]
