Special Feature: How to Pivot During a Crisis
Here’s how one experienced real estate investor managed operations during COVID-19. Real estate investors had been musing about a market correction, but no one was ready for the impact of COVID-19. Still, it’s not all [...]
Proposed Modifications to SEC Definition of “Accredited Investor”
This article was updated [date] to reflect a business name change. AAPL and Fortra Law (formally Geraci LLP) support many of the changes. On Dec. 18, 2019, the Securities and Exchange Commission (SEC) proposed modifications [...]
From the Corner Office: Your Association Update
During the past several months, due to the coronavirus pandemic, the world came as close to a near-standstill as we are ever likely to see. Then, clear incidents of police brutality and injustice drove our [...]
Special Feature: Capital Lessons from COVID-19
The value of diversified capital sources—and why the biggest opportunity may still lie ahead. No one saw this coming. At least not like this. We have been talking about the next recession since we got [...]
Avoiding Accidental Redlining and Other Predatory Practices
Private lenders can be more vulnerable to unintentional redlining than other financial institutions. In light of current events in our country, it is important to address redlining. Although against the law, redlining happens due to [...]
The “Now” and “Not Yet” of Investing in a Post-Pandemic Housing Market
Many investors are approaching acquisition opportunities with caution, even as they prepare for future buying opportunities that haven’t materialized. Real estate investors took a licking in late March following the coronavirus pandemic and national emergency [...]
Lenders: Have You Considered a Deed in Lieu of Foreclosure?
When used properly, a DIL can be a great option for lenders seeking to avert foreclosure. Given the current economic uncertainty, unprecedented unemployment and number of loans in default, lenders should properly review, evaluate and [...]
Member Spotlight | Jacob Therrien
Fun Fact #1: Vermont, the 14th state admitted to the union in 1790, gets its name from "montagne verte" (French for green mountain) after the state's gorgeous Green Mountains. Fun Fact #2: We learned this [...]
Where AAPL’s Education Committee Sees Private Lender Know-How Needing a Boost
Visit aaplonline.com/education-advisory-committee for more information about our Education Committee. What’s next? Those two syllables are enough to give any in-the-know lender heartburn: Futureproofing is a dichotomy between an eye-rolling salvo and the secret dream for [...]
Special Feature: COVID-19’s Impact on Private Lenders
The industry is focused on strengthening itself rather than rebuilding. On March 19, 2020, California announced the nation’s first statewide shelter-in-place order. Within weeks, 44 more states followed suit. The national economy was effectively shut [...]
Answering the Challenge to Create and Protect Wealth
Helping clients build wealth and staying ahead of industry change motivate the Forino brothers. It’s said that opposites attract. In the case of Lou and Raffaele Forino, their completely different business backgrounds have benefited them [...]
Reminders for REITs on Prohibited Transactions
Be diligent about the impact of loan modifications and foreclosures during the coronavirus pandemic. The passage of the Tax Cuts and Jobs Act led to an increase in the number of private lending funds converting [...]
Can an IRA Be a Buyer of My Notes?
Selling notes to IRA investors is similar to selling notes to an individual, with one large exception: The self-directed IRA ecosystem lacks direct methods to get in front of account holders. An IRA (whether traditional [...]
Best Practices for Writing a Stand-Out Call to Action
How to write a call to action that will produce leads. You may be able to produce an engaging marketing piece for your customers; however, you will not get clicks, conversions, lending applications or any [...]
Get Ready for CCPA
Here’s what a CIO can do to prepare for compliance with the new California law governing how personal consumer information is handled. On Jan. 1, 2020, the California Consumer Privacy Act (CCPA) went into effect, [...]
Case Study: Renovated Multifamily Property in New Orleans Flooded With Leases
A hard-working military veteran renovated an 8-unit multifamily property in the FEMA Flood Zone X region of New Orleans. The dilapidated property was purchased in May 2018 as an investment property. The vision was a [...]
Protecting Your Business Against Cryptojacking
These tips can help you with detection and prevention. There’s no doubt that we all live in a progressively digital world. As such, online financial transactions have become the norm for buying goods and services. [...]
Designing Nonperforming Note Funds
The fund structure, accounting methods and other strategies must be considered in addition to securities compliance. A nonperforming loan (NPL) is a type of note that is in default, distressed, delinquent or otherwise dilapidated. NPLs [...]
The U.S. Election Candidates
What are the changes and challenges they represent for the housing market?\ Housing is taking a more central focus with candidates on the presidential campaign trail. A recent nationwide public-opinion poll commissioned by the National [...]
Making a Lasting Impression
Here’s how to write a good private lender company description. With the rise in the number of private lenders in the industry, it’s important to create a company description that will allow you to stand [...]
