Institutional Investors vs. Internal Funds
Understand your options for diversifying capital as your lending business grows. In the private lending space, businesses are built on a foundation of strong relationships. Your borrowers will hopefully be clients for years or even [...]
How Can Private Lenders Help Prevent Borrowers From Getting Scammed?
Each quarter, we ask one of our committees to weigh in on a topic. These broad, open-ended questions allow for a wide range of responses to better explore the full scope of an issue. This [...]
“I’m the CEO, and I Approve This Message”
Before you approve any advertising campaign, make sure it adheres to ethical and legal guidelines. When you hear “attack ad,” you probably think “political ad.” Although mudslinging political ads may be the most recognizable example [...]
The 20% Qualified Business Income Deduction
Here’s AAPL’s position on IRS code, section 199A. The Tax Cuts and Jobs Act enacted Section 199A of the Internal Revenue Code in 2017. This legislation created a 20% tax deduction for qualified business income [...]
A Case for Revising Single Asset Real Estate Bankruptcy Regulation
A borrower’s bankruptcy filing can be one of the biggest headaches lenders face. Bankruptcy protection is designed to give a debtor, whether an individual or a business, a fresh start. Although in some cases bankruptcy [...]
Last Call: What Do You Want to Be When You Grow Up?
Heard of lather, rinse, repeat? In life and business, it’s plan, pivot, adapt. Repeat. If you went back to the day your third-grade teacher asked you what you wanted to be, would you say exactly [...]
Member Spotlight | Saurabh Shah
When asked to tell us about his hobbies, Saurabh Shah, co-founder of InstaLend, told us he loves playing sports and eating ice cream. For a second we thought he said playing sports while eating ice [...]
Member Spotlight | Chris Baggett
When asked what he does for fun, Chris Baggett, Director of Business Development at Essex Financial Services (new members as of July 2021!) will tell you fun is relative, but that he likes to stay [...]
Building Your Profile for Online Marketing Platforms
A well-written company profile on social media platforms and directory websites can help you generate leads. Your company, like most private lending companies, probably has a profile on various directory websites, social media platforms, and [...]
Loan Operations and Insurance
Make sure you have the correct insurance processes and operations in place, so you and your borrowers are fully protected in the wake of a catastrophic event. Let’s face it—insurance is often one of the [...]
AN Appraisal Industry Crossroads Is Impacting Lending
The appraiser shortage is forcing alternative solutions. This year, like never before, we’ve felt the appraiser shortage across America. It’s reached an industry tipping point—and consumers are demanding alternatives. And let’s also throw in a [...]
Don’t Let Relationships Fool You
No matter how well you think you know a person, be sure to perform fact-based due diligence before you make a lending decision. Do you place significant value on your relationships with your best borrowers? [...]
Put Video Marketing to Work for You
The popularity of video marketing in the private lending industry continues to skyrocket. According to the State of the Video Market report from Wyzowl Research, 86% of businesses currently incorporate video as part of their [...]
Is Real Estate Topping Out?
Or, is there still room for higher values? During most of 2020, as coronavirus cases heightened, some real estate investors were nervous, believing that after a seven-year run-up in residential real estate values, we were [...]
The Benefits of Outsourced Fund Administration
Hiring a knowledgeable fund administrator can help relieve you from non-core, operational back-office functions and enhance your business A growing trend among investment fund managers is to outsource back-office accounting and administration. Outsourcing allows fund [...]
Piecing the Puzzle Together
Kristina Sawyer draws on experience in all aspects of real estate to offer a cohesive product and experience. When she was young, Kristina Sawyer never thought she’d work in real estate. As it turns out, [...]
2021 Multifamily Lending Market Trends
Optimism continues to be the mood of the year for the multifamily industry. Editor’s Note: We is used as a reference to “the investor.” Rate quotes in this article are sourced from TMUBMUSD10Y | U.S. [...]
3 Trends Point to More Housing Inventory
Supply influx converging with affordability-weakened demand would dampen price appreciation. An imbalance between low supply and high demand has pushed U.S. home prices up by double-digit percentages for nine consecutive months, capped by a record [...]
5 Strategies for Winning With Data
Private lenders can master the art of earning repeat business by leveraging customer data. In a world of infinite choices at your customers’ fingertips, capturing their repeat business might seem far-fetched. You’ll be surprised to [...]
Key Processes for Successfully Managing Construction Loans
Following these suggestions for project review and loan draws will help you define repeatable processes and reduce risk. Construction lending can be highly profitable, and the demand for this type of financing continues to grow. [...]
